Converted the call but will not be able to pay on time. I was hoping I would be in wait list which would have given me time to gather funds. Already paid the 1st instalment at SCMHRD and applied for the loan. Now to simultaneously pay another 5 6 lakhs here won’t be possible.

And I’m still confused between XIMB and SCMHRD so I can’t even take back the money I paid at SCMHRD right now. And even if I do ask for the refund, they won’t return it back immediately. Any solution for this dilemma?