It’s going to be a long wait, if your wait for another 20 years after studying to ink your name on the list of millionaires. We all know, where there is a will, there’s always a way. Though there are no short cuts to success, there could be some smart routes.

Have you decided on how you’re going to go about achieving what you have in mind for thefuture?Well, here are some guidelines that can help get you get up there amongst the riches.

Make a financial chart – By just saying that you want the monies isnot enough; you need to devise a plan. Considering your current job status, experience & savings you need to first list down what you need most. You also need to consider, the hours of work you will need to dedicate, the capital you will require to invest, the capacity of risk you may have to undertake, the contacts that could help and the moral support your plan would require. Once you have completed this first step of listing the above points, pin up this sheet in a place where you can see it every day, for e.g. near your bed side.

When this is pinned up and is constantly viewed by you, it would urge you to take some action and work towards achieving your goals.

Know your skills-Discover what your strong & weak points are. Find out what is it that gets the best out of you. Take up a job where your skills are utilized at the max. While on-the-job keep checking for what differentlyothers are doing. This ‘know-it-all’ knowledge will help you when you are growing in your career or running a company.

Change your acquaintances- You have many friends, but are they of any help when it comes to your goals. If not, then shift your focus for a while. Socializing with friends is important, but socializing with the right kind of people is vital for your success. Observe your colleagues’ behavior & stance when it comes to downright business. It’s a good opportunity to learn from their mistakes.

Research- Look for the hidden advice when talking to people or attending a gathering. Read interviews & know what the rich have to say about their personal & professional life. Now alter your devised plan. Add names, list your learnings and jot down the path you want to choose.

Invest accordingly- You have been patient all throughout the initial phase of your plan, now it’s time to get started. Begin with investments. It is the best way to double your savings. If you’re keen on a property, it’s best to buy one in an area that you are familiar with. Watch the stock markets. Once you have gained profits you may play with an amount you can afford to risk. Take advice from experts & re-invest your returns for a short term.

Let the money work for you- Now that you knowalmost all aspects of the business by your observations, have a fair number of business contacts &good; money, it is time to now let the money do the work for you. Luckily we are in the modern era & we intend to make optimum use of it. Start your dream business on a small scale. In fact you don’t even need to rent an expensive office. Hiring freelancers that could provide their service over the Internet can save up on costs. Use whatever you garner from here on to maintain and keep your business rolling. Excess profits at your disposal would indicatethe right time to set up a conventional office.

Warning: People often who touch great heights of success mix-up financial independence with being a glamorous spend-all. The plan was always to reach up the success ladder & stay there and not simply execute the devised strategy, so try and focus on what remains in your favor.

All the best with your plan!