CFA Level 1 December 2013

@Nirmal_Analyst

CFA Level 1 Practice Question 70



Given below are particulars of Blake Ltd. Calculate the diluted EPS



• Net Profit Rs.220 million



• 10 million shares outstanding.



• Average share price is Rs.300.



• Year-end share price is Rs.330.



i. 100,000 Convertible Debentures with Face value of 1000 and coupon of 8% p.a



ii. Each bond can be converted in to 4 shares of Blake Ltd.



iii. Tax rate 30%



a) Rs.21.69



b) Rs.20.00



c) Rs.21.92



Answer A: Conversion will increase 400,000 shares. So post conversion shares Outstanding will be 10.4 mn. Conversion will save the coupon which is 100,000* 1000 * 8% = 8mn. However tax shield will be lost so net increase in profit after conversion would be 8 mn * (1-30%) = 5.6 mn. Adj Net profit = 220+ 5.6 = 225.6 mn. Adj Shares OS = 10.4 mn. Dilued EPS = Rs. 21.69

CFA Level 1 Practice Question 71


Rahul and Khan were discussing about Long lived assets and they made the following comments

Rahul: Calculating depreciation under US GAAP is bit more difficult as it requires component wise depreciation. However when it comes to writing back of impairment loss it makes prediction of EPS bit easier as it does not allow writing back of impairment loss recognized earlier.

Khan: The classification of 'Investment property' category under IFRS helps analyst to separate operational assets from non-operational assets in many cases. However US GAAP does not have any such classification.


a) Only Rahul is correct

b) Only Khan is correct

c) Both are correct

@Nirmal_Analyst

CFA Level 1 Practice Question 71



Rahul and Khan were discussing about Long lived assets and they made the following comments



Rahul: Calculating depreciation under US GAAP is bit more difficult as it requires component wise depreciation. However when it comes to writing back of impairment loss it makes prediction of EPS bit easier as it does not allow writing back of impairment loss recognized earlier.



Khan: The classification of 'Investment property' category under IFRS helps analyst to separate operational assets from non-operational assets in many cases. However US GAAP does not have any such classification.



a) Only Rahul is correct



b) Only Khan is correct



c) Both are correct



Component wise depreciation is required by IFRS and not US GAAP

Writing back of impairment loss is not allowed under US GAAP. However IFRS allows writing back to the extent of loss recognized earlier

Classification of investment property is applicable only under IFRS.

CFA Level 1 Practice Question 72


Zeal Ltd bought a machinery for Rs.200 mn. The tax base of the machine at the end of Year 3 is Rs.50 mn and carrying value at the end of year 3 is Rs.80 mn. The tax rate is 35% till the end of year 3.At this point if the tax rate decreases to 25% what would be the change in deferred tax


a) Deferred tax liability will increase by Rs. 3 mn

b) Deferred tax liability will decrease by Rs.3 mn

c) Deferred tax asset will increase by Rs.3 mn

@Nirmal_Analyst

CFA Level 1 Practice Question 72



Zeal Ltd bought a machinery for Rs.200 mn. The tax base of the machine at the end of Year 3 is Rs.50 mn and carrying value at the end of year 3 is Rs.80 mn. The tax rate is 35% till the end of year 3.At this point if the tax rate decreases to 25% what would be the change in deferred tax



a) Deferred tax liability will increase by Rs. 3 mn



b) Deferred tax liability will decrease by Rs.3 mn



c) Deferred tax asset will increase by Rs.3 mn



Ans B: When carrying Value >tax base it will result in deferred tax liability. Deferred tax liability@35% tax rate would be (80-50)*35%, when tax becomes 25% DL would be (80-35)*25%

Decrease in DL = (80-50)*(35%-25%) = Rs.3 mn

CFA Level 1 Practice Question 73


Kashyap Ltd and Peter Ltd reported exactly similar financial profile and business during last financial year, except for the fact that Kashyap Ltd used LIFO inventory and Peter Ltd used FIFO inventory in the current inflationary environment. All else being equal the working capital turnover ratio of


a) Kashyap's > Peter's

b) Peter's > Kashyap's

c) Peter's = Kashyap

@Nirmal_Analyst

CFA Level 1 Practice Question 73



Kashyap Ltd and Peter Ltd reported exactly similar financial profile and business during last financial year, except for the fact that Kashyap Ltd used LIFO inventory and Peter Ltd used FIFO inventory in the current inflationary environment. All else being equal the working capital turnover ratio of



a) Kashyap's > Peter's



b) Peter's > Kashyap's



c) Peter's = Kashyap



Ans A:

Working capital turnover ratio = Sales / Working capital

Working capital = Current assets €“ current liabilities

When LIFO inventory is used in an inflationary scenario the cheapest items will remain in the inventory compared to FIFO. Hence Current assets will be lower which will lead to lower working capital under LIFO. (this will hold good even if we account for increased cash which would arise because of higher OCF in LIFO)

With sales remaining same under both LIFO and FIFO and lower Working capital under LIFO would lead to higher Working capital turnover ratio, when LIFO is used in an inflationary environment

CFA Level 1 Practice Question 74


Tamo Ltd and MM Ltd are similar is all aspects including their financials and credit ratings. Both Tamo and MM issued 10,000 bonds of Rs.100 FV and a coupon of 9%. The bonds will mature after 5 years. However Tamo's issue price was Rs.98/bond while MM's issue price was Rs.102/bond. All else remaining equal Tamo's Interest coverage ratio compared to MM's interest coverage ratio will be


a) Tamo's ICR > MM's ICR

b) Tamo's ICR

c) Data Insufficient

@Nirmal_Analyst

CFA Level 1 Practice Question 74



Tamo Ltd and MM Ltd are similar is all aspects including their financials and credit ratings. Both Tamo and MM issued 10,000 bonds of Rs.100 FV and a coupon of 9%. The bonds will mature after 5 years. However Tamo's issue price was Rs.98/bond while MM's issue price was Rs.102/bond. All else remaining equal Tamo's Interest coverage ratio compared to MM's interest coverage ratio will be



a) Tamo's ICR > MM's ICR



b) Tamo's ICR

c) Data Insufficient



Ans B: At a conceptual level, Yield on Premium Bond

Interest expense reported in Income statement Carrying Value * Yield.

So the interest expense on a discount bond will be higher than interest expense on a premium bond. We know

Interest coverage ratio = EBIT/ Interest.

Given the financials are same only denominators will differ.

So discount bond of Tamo which has higher interest expense will have lesser interest coverage ratio!.

Specific to our example TAMO's bond will attract an YTM at issue of 10.5% and MM's bond an YTM at issue of 9.5%. For first year Tamo's bonds will have an interest expense of 98*10.5%=10.32. MM's bond will have interest expense of 102*9.5% = 9.7. So ICR of Tamo

This explanation holds for straight line amortization of bond/premium also

CFA Level 1 Practice Question 75


F-Kart an online retailer sells Merchandise through their website. In their business model once they receive the order online they pass on the order information to merchandise manufacturers who directly ships the material to the buyer. F-kart will receive the cash through their website from the buyer, cut their margin and pass on the rest to the manufacturer. Last year F-Kart sold $21 mn worth of merchandise out of which $ 16.6 mn was paid to the manufacturers. F-Kart also spent $1.2 mn towards their operating expenses. They do not have any loan and have an effective tax rate of 35%. The Net profit margin of F-Kart is closest to


a) 9.90%

b) 15.24%

c) 47.27%

@Nirmal_Analyst

CFA Level 1 Practice Question 75



F-Kart an online retailer sells Merchandise through their website. In their business model once they receive the order online they pass on the order information to merchandise manufacturers who directly ships the material to the buyer. F-kart will receive the cash through their website from the buyer, cut their margin and pass on the rest to the manufacturer. Last year F-Kart sold $21 mn worth of merchandise out of which $ 16.6 mn was paid to the manufacturers. F-Kart also spent $1.2 mn towards their operating expenses. They do not have any loan and have an effective tax rate of 35%. The Net profit margin of F-Kart is closest to



a) 9.90%



b) 15.24%



c) 47.27%



Answer C: One of the conditions for Gross reporting is having inventory risk. In this case F-Kart does not have any inventory risk. Hence F-Kart should follow Net reporting, in which case revenue is 21-16.6 = 4.4; deducting Op expenses levees EBT of 3.2; 35% tax is paid which leves net profit of 2.08. Net profit margin is 2.08/ 4.4 = 47.27%

CFA Level 1 Practice Question 76


Lavish Ltd reported a total share holder equity of $250,000 during start of the year. During the year the company reported a net profit of $12,500 and declared a dividend of $2,500. The company also witnessed a loss of $250 in its investments which were classified as 'Held for Trading'. Assuming there are no other comprehensive income items during the year, the ending share holder equity of Lavish Ltd would be close to


a) 259,750

b) 260,000

c) 260,250

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@Nirmal_Analyst

CFA Level 1 Practice Question 76



Lavish Ltd reported a total share holder equity of $250,000 during start of the year. During the year the company reported a net profit of $12,500 and declared a dividend of $2,500. The company also witnessed a loss of $250 in its investments which were classified as 'Held for Trading'. Assuming there are no other comprehensive income items during the year, the ending share holder equity of Lavish Ltd would be close to



a) 259,750



b) 260,000



c) 260,250



Answer B: The loss from 'held to maturity' securities are already included in Net profit, so no additional adjustments required to Share holder equity; Ending share holder equity = 250,000+12500-2500 = 260,000

CFA Level 1 Practice Question 77


Bellweather Ltd issued $100 face value bonds at $98 at the beginning of FY1. This bond which has 5 years tenure pays annual coupon of 5% p.a. The total money raised by the company through this issue is $ 1,960,000. If the company uses effective yield method for amortizing bond discount then the interest expense (related to this bond only) that would be reported by the company in FY2 would be closest to


a) $100,000

b) $109,362

c) $107,567

@Nirmal_Analyst

CFA Level 1 Practice Question 77



Bellweather Ltd issued $100 face value bonds at $98 at the beginning of FY1. This bond which has 5 years tenure pays annual coupon of 5% p.a. The total money raised by the company through this issue is $ 1,960,000. If the company uses effective yield method for amortizing bond discount then the interest expense (related to this bond only) that would be reported by the company in FY2 would be closest to



a) $100,000



b) $109,362



c) $107,567



Answer C: The yields on the bond is 5.47%. The company issued 20,000 bonds (1960000/98). FY 1 the company would have reported interest expense per bond of 98*5.47%=5.36. So, 0.36 will be amortized from bond discount at the beginning of FY 2 and the bond would be carried at 98.36. FY2 interest expense is 98.36*5.47%= $5.38 per bond. Total interest expense = 5.38% * 20000 = 107,567

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CFA Level 1 Practice Question 80


Fastcars Ltd reported a Return on Equity of 17.9% last year. The company's Return on Total Assets for the period was 12.12%. Assuming that the company does not have any non interest bearing debt, Fastcar's Debt to Equity Ratio is closet to


a) 47.8%

b) 67.68%

c) 148.8%

@Nirmal_Analyst

CFA Level 1 Practice Question 80



Fastcars Ltd reported a Return on Equity of 17.9% last year. The company's Return on Total Assets for the period was 12.12%. Assuming that the company does not have any non interest bearing debt, Fastcar's Debt to Equity Ratio is closet to



a) 47.8%



b) 67.68%



c) 148.8%



Answer A: RoE = NP/ Equity; RoA = NP/ Total Assets; RoE/ RoA = Assets/ Equity (which is financial Leverage); FL = 17.9%/ 12.12%= 1.48%; Equity/ Assets = 67.68% = Equity/ (equity+Debt)= 67.68%; Debt Asset = 1- 67.68% = 32.32%; this implies debt is 32.32% of assets and equity is 67.68% of assets. So, D/E = 32.32%/67.68% = 47.8%.

@Nirmal_Analyst

Answer A: RoE = NP/ Equity; RoA = NP/ Total Assets; RoE/ RoA = Assets/ Equity (which is financial Leverage); FL = 17.9%/ 12.12%= 1.48%; Equity/ Assets = 67.68% = Equity/ (equity+Debt)= 67.68%; Debt Asset = 1- 67.68% = 32.32%; this implies debt is 32.32% of assets and equity is 67.68% of assets. So, D/E = 32.32%/67.68% = 47.8%.



Answer A: RoE = NP/ Equity; RoA = NP/ Total Assets; RoE/ RoA = Assets/ Equity (which is financial Leverage); FL = 17.9%/ 12.12%= 1.48%; Equity/ Assets = 67.68% = Equity/ (equity+Debt)= 67.68%; Debt Asset = 1- 67.68% = 32.32%; this implies debt is 32.32% of assets and equity is 67.68% of assets. So, D/E = 32.32%/67.68% = 47.8%.