Top 20 Banking Terms you must know
Source - Investmentyogi.com
भारत में लगभग 14,500 किमी. आंतरिक नौपरिवहन योग्य जलमार्ग हैं। देश में कुल 12 नदियां ऐसी हैं जिन्हें बड़ी नदियों की श्रेणी में रखा जा सकता है। इन नदियों का कुल अपवाह क्षेत्रफल 2,528,000 वर्ग किमी. है। भारत की सभी प्रमुख नदियां निम्नलिखित तीन क्षेत्रों से निकलती हैं-
1. हिमालय या काराकोरम श्रृंखला
2. मध्य भारत की विंध्य और सतपुरा श्रृंखला
3. पश्चिमी भारत में साह्यïद्री अथवा पश्चिमी घाट हिमालय से निकलने वाली नदियों को यहां के ग्लेशियरों से जल प्राप्त होता है। इनकी खास बात यह है कि पूरे वर्ष इन नदियों में जल रहता है। अन्य दो नदी प्रणालियां पूरी तरह से मानसून पर ही निर्भर हैं और गर्मी के दौरान छोटी नदियां मात्र बन कर रह जाती हैं। हिमालय से पाकिस्तान बह कर जाने वाली नदियों में सिंधु, ब्यास, चिनाब, राबी, सतलुज और झेलम शामिल हैं। गंगा-ब्रह्म्पुत्र प्रणाली का जल अपवाह क्षेत्र सबसे ज्यादा 1,100,000 वर्ग किमी. है। गंगा का उद्गम स्थल उत्तरांचल के गंगोत्री ग्लेशियर से है। यह दक्षिण-पूर्व दिशा में बहते हुए बंगाल की खाड़ी में जाकर गिरती है। ब्रह्म्ïापुत्र नदी का उद्गम स्थल तिब्बत में है और अरुणाचल प्रदेश में यह भारत में प्रवेश करती है। यह पश्चिम की ओर बढ़ते हुए बांग्लादेश में गंगा से मिल जाती है। पश्चिमी घाट दक्कन की सभी नदियों का स्रोत है। इसमें महानदी, गोदावरी, कृष्णा और कावेरी नदियां शामिल हैं। ये सभी नदियां बंगाल की खाड़ी में गिरती हैं। भारत की कुल 20 फीसदी जल अपवाह इन नदियों के द्वारा ही होता है। भारत की मुख्य खाडिय़ों में कांबे की खाड़ी, कच्छ की खाड़ी और मन्नार की खाड़ी शामिल हैं। जल संधियों में पाल्क जलसंधि है जो भारत और श्रीलंका को अलग करती है, टेन डिग्री चैनल अंडमान को निकोबार द्वीपसमूह से अलग करता है और ऐट डिग्री चैनल लक्षद्वीप और अमिनदीवी द्वीपसमूह को मिनीकॉय द्वीप से अलग करता है। महत्वपूर्ण अंतरीपों में भारत की मुख्यभूमि के धुर दक्षिण भाग में स्थित कन्याकुमारी, इंदिरा प्वाइंट (भारत का धुर दक्षिण हिस्सा), रामा ब्रिज और प्वाइंट कालीमेरे शामिल हैं। अरब सागर भारत के पश्चिमी किनारे पर पड़ता है, बंगाल की खाड़ी और हिंद महासागर भारत के क्रमश: पूर्वी और दक्षिणी भाग में स्थित हैं। छोटे सागरों में लक्षद्वीप सागर और निकोबार सागर शामिल हैं। भारत में चार प्रवाल भित्ति क्षेत्र हैं। ये चार क्षेत्र अंडमान और निकोबार द्वीपसमूह, मन्नार की खाड़ी, लक्षद्वीप और कच्छ की खाड़ी में स्थित हैं। महत्वपूर्ण झीलों में चिल्क झील (उड़ीसा में स्थित भारत की सबसे बड़ी साल्टवाटर झील), आंध्र प्रदेश की कोल्लेरू झील, मणिपुर की लोकतक झील, कश्मीर की डल झील, राजस्थान की सांभर झील और केरल की सस्थामकोट्टा झील शामिल हैं।
1. When did Reserve Bank of India (RBI) formed? Answer: 1935 april 1
2. When did Reserve Bank of India (RBI) Nationalised ? Answer: 1949
3. Where was the first Headquarters of Reserve Bank of India (RBI) ? Answer: Kolkata
4. When did the Headquarters of Reserve Bank of India (RBI) moved to Mumbai ? Answer: 1937
5. Who was the First Reserve Bank of India (RBI) Governor ? Answer: Sir Osborne Smith
6. Who was the first Indian RBI Governor ? Answer: C.D.Deshmukh *
7. Which Commission recommended the formation of Reserve Bank of India (RBI) ? Answer: Hilton Young Commission (Royal commission) *
8. Which is the central bank in India ? Answer: RBI *
9. Which bank is known as Banker's Bank ? Answer: Reserve Bank of India (RBI) *
10. Who is the present Governor of RBI ? Answer: raghuram rajan from 5/9/2013 *
11. Who introduced the Banking Ombudsman Scheme ? Answer: Reserve Bank of India
* Heads of important international organizations:World
1. Who is the president of International Meteorological Organization? Answer:Alexander Bedritskiy
2. who is the secretary general ofAsean? Answer:Surin Pitsuwan
3. Who is the Director-General of UNESCO? Answer:Irina Bokova
4. Who is the Secretary General of NATO? Answer:Anders Rasmussen
5. Who is the President of the European Union ? Answer:Herman Van Rompuy
6. Who is the head of the African Union Commission ? answer:Nkosazana Dlamini-Zuma
7. Who is the Executive Director of UN Women ? Answer:Michelle Bachelet
8. Who is Head of World Health Organization ? Answer:Margaret Chan
9. Who is the Managing Director of IMF? Answer:Christine Lagarde
10. Who is the President of the World Bank? Answer:Jim Yong Kim
List of CMD & CEO of Indian Banks
SBI & Associates
State Bank of India - Pratip Chaudhuri,
CMD State Bank of Bikaner And Jaipur - B. Sriram,
MD State Bank of Hyderabad - M Bhagavantha Rao,
MD State Bank of Mysore - Sharad Sharma,
MD State Bank of Patiala - Achal Kumar Gupta,
MD State Bank of Travancore - P. Nanda Kumaran,
Nationalised Banks
Allahabad Bank - S. A. Panse,
CMD Andhra Bank - B. A. Prabhakar,
CMD Bank of Baroda S. S. Mundra,
CMD Bank of India - Smt V. R. Iyer ,
CMD Bank of Maharashtra - Narendra Singh,
CMD Canara Bank - R. K. Dubey ,
CMD Central Bank of India - Rajeev Rishi,
CMD Corporation Bank Vacant
Dena Bank - Ashwani Kumar ,
CMD IDBI Bank Ltd - M.S. Raghavan,
CMD Indian Bank - T. M. Bhasin,
CMD Indian Overseas Bank - M.Narendra,
CMD Oriental Bank of Commerce - S. L. Bansal,
CMD Punjab And Sind Bank - Devendra Pal Singh, IAS,
CMD Punjab National Bank - K. R. Kamath,
CMD Syndicate Bank - Sudhir Kumar Jain,
CMD UCO Bank - Arun Kaul,
CMD Union Bank of India - D.Sarkar,
CMD United Bank of India - Archana Bhargava,
CMD Vijaya Bank - H.S Upendra Kamath,
CMD Private Banks
Axis Bank - Smt. Shikha Sharma,MD & CEO
Catholic Syrian Bank - Shri.V.P Iswardas ,
MD & CEO City Union Bank - Balasubramanian S,
Development Credit Bank - Murali M. Natrajan,
MD & CEO Dhanalakshmi Bank - Amitabh Chaturvedi,
MD & CEO Federal Bank - Shyam Srinivasan,
MD & CEO HDFC Bank - Adtya Puri,
MD & CEO ICICI Bank - Smt Chanda Kochar,
MD & CEO Indusind Bank - Romesh Sobti,
MD & CEO ING Vysya Bank - Shailendra Bhandari,
MD & CEO Jammu & Kashmir Bank - Mushtaq Ahmad,
MD & CEO Karnataka Bank - P. Jayarama Bhat,
MD & CEO Karur Vysya Bank - K. Venkataraman,
MD & CEO Kotak Mahindra Bank - Uday Kotak ,
MD Lakshmi Vilas Bank - P.R. Somasundaram,
MD Nainital Bank - Devendra Pratap Singh,
Chairman CEO Ratnakar Bank - Vishwavir Ahuja,
MD & CEO South Indian Bank - Dr.V.A.JOSEPH,
MD & CEO Tamilnad Mercantile Bank - K.B. Nagendra Murthy,
MD & CEO Yes Bank's Ltd - Rana Kapoor,
Founder/MD & CEO Foreign Banks :
Country Heads India City Bank -Pramit Jhaveri, Citi Country Officer,
India HSBC Bank - Naina Lal Kidwai,Country Head,
HSBC Standard Chartered Bank - Sunil Kaushal, chief of India operations
WINNERS OF NATIONAL FILM AWARDS
1. Best regional film: `Vazhakku En 18/9' and `Eega`
2. Best film on social issues: `Spirit` (Malayalam)
3. Best film - wholesome entertainment: 'Vicky Donor'
4. Best supporting actor: Anu Kapoor
5. Best Supporting Actress: Dolly Ahluwalia for Vicky Donor
6. Best original screenplay: Sujoy Ghosh for 'Kahaani'
7. Best screenplay (adapted): 'OMG Oh My God'
8. Best actress: Usha Jadhav for Marathi film 'Dhaag'
9. Best sound recording: Gangs of Wasseypur
10. Special Jury Award - Actress: Parineeti Chopra for 'Ishaqzaade'
11. Special Jury Award - Actor: Nawazuddin Siddiquie for 4 films
12. Special Jury Award - Film: Rituporno Ghosh for 'Chitrangada'
13. Best Playback Singer - Male: Shankar Mahadevan for the song 'Bolo Na' from the film 'Chittagong' 14. Best Playback Singer - Female: Aarti Anklekar Tikekar for Marathi film 'Samhita'
15. Best actor: Irffan Khan for 'Paan Singh Tomar' and Vikram Gokhalefor Marathi film 'Anumati'
INDIA AT A GALANCE FOR GK UPDATE
Capital: New Delhi
Area: 3.3 Million sq. km
Latitude: 6° 44' and 35° 30' north latitude
Longitude: 68° 7' and 97° 25' east longitude
Official Language: Hindi
Total Recognized Languages: 22
Total Coast Line: 7,516.6 km
Area covered by Forest: 68 million hectares
Population: 1,210,193,422 Billion
Male: 623.7 million
Female: 586.4 million
Population Growth Rate: 1.64 per cent during 2001-2011
Density of Population: 370.8/km2
Sex Ratio: 940
Literacy Rate: 74.04%
Male: 82.14%
Female: 65.46% State: 28
Union Territories: 7
Largest State: Rajasthan
Smallest State: Goa
National Park: 102
Wildlife Sanctuaries: 441
Largest City: Mumbai
Calling Code: +91
National Motto: Satyameva Jayate
National Song: Vande Mataram
National Anthem: Jana Gana Mana
Highest Point: Mount Godwin-Austen, 28,251 ft
Currency: Indian Rupee
Time Zone: GMT + 05:30 Life
Expectancy Rate Male: 65.8 years ,Female: 68.1 years
Ethnic Groups: Australoid, Mongoloid, Europoid, Caucasian, and Negroid
National Days: 26th January (Republic Day) ,15th August (Independence Day) , 2nd October (Gandhi Jayanti; Mahatma Gandhi's Birthday)
National Bird: Indian peacock
National Flower: Lotus
National Tree: Banyan Tree
National River: The Ganga
National Aquatic Animal: River Dolphin
National Animal: Tiger
National Fruit: Mango
Parliament of Other Countries :
Country - Parliament
Afghanistan - Shora
Australia - Parliament
Bangladesh -Jatia Parliament
Bhutan - Tasongadu
Canada - Parliament
China - National People Congress
Denmark - Folketing
Egypt - People's Assembly
France - National Assembly
Germany - Bundestag
Great Britain - Parliament
India - Parliament (Sansad)
Iran - Majlis
Ireland - Dail Eireann
Israel - Knesset Official
Malaysia - Majlis
Maldive - Majlis
Magnolia - Khural
Nepal - Rasthtriya Panchayat
Netherlands - States General
Norway - Storting
Pakistan - National Assembly
Poland - Scym
Spain - Crotes
Sweden - Riksdag
South Africa - Parliament
Switzerland - Federal Assembly
Russia - Duma
Taiwan - Yuan
Turkey - Grand National Assembly
U.S.A. - Congress
~~IMPORTANT BANKING ABBREVIATIONS~~
1. NABARD - National Bank for Agricultural & Rural Development
2. RTGS - Real Time Gross Settlement
3. NEFT - National Electronic Fund Transfer
4. NAV - Net Asset Value
5. NPA - Non Performing Asset
6. ASBA - Account Supported by Blocked Amount
7. BIFR - Board for Industrial and Financial Reconstruction
8. CAMELS - Capital Adequacy, Asset Quality, Management Earnings, Liquidity, Systems & Controls
9. BCSBI - Banking Codes & Standard Board of India
10. BIS – Bank for International Settlement
11. BCBS – Basel Committee on Banking Supervision
12. BOP - Balance of Payment
13. BOT - Balance of Trade
14. BPLR – Benchmark Prime Lending Rate
15. CCIL – Clearing Corporation of India Ltd.
16. CIBIL - Credit Information Bureau of India Ltd.
17. CRISIL - Credit Rating Information Services of India Ltd.
18. CBLO - Collateralised Borrowing & Lending Obligation
19. CPI - Consumer Price Index
20. ADR – American Depository Receipts
21. GDR – Global Depository Receipts
22. ALM - Asset Liability Management
23. ARC – Asset Reconstruction Companies
24. FINO - Financial Inclusion Network Operation
25. CTT - Commodities Transaction Tax
26. CRM - Customer Relationship Management
27. KYC - Know Your Customer
28. SLR - Statutory Liquidity Ratio
29. CRR - Cash Reserve Ratio
30. MSF - Marginal Standing Facility
31. REPO - Repurchase Option
32. NBFC - Non Banking Finance Companies
33. OSMOS - Off-Site Monitoring & Surveillance
34. IFSC - Indian Financial System Code
35. BSE - Bombay Stock Exchange
36. NSE - National Stock Exchange
37. SWIFT - Society for Worldwide Interbank Financial Tele communication
38. FSLRC – Financial Sector Legislative Reforms Commission
39. LAF – Liquidity Adjustment Facility
40. DRT – Debt Recovery Tribunals.
list of the abbreviation with expanded name related to "Banking" field
ADB Asian Development Bank
ADTV Average Daily Trading Volume
AMEX American Stock Exchange
CMP Current Market Price
BIS Bank for International Settlements
BOI Bank of India
BoP Balance of Payments
CC Cash Credit
CD Certificate of Deposit
CD Ratio Credit Deposit Ratio
CDBS Committee of Direction on Banking Statistics
CBS Core Banking Solution
NEFT National Electronic Fund Transfer
FDI Fixed Deposit Income
UIC Unique Identification Code
EXIM Bank Export Import Bank of India
IDBI Industrial Development Bank of India
IIBI Industrial Investment Bank of India
LAS Loan & Advances by States
LBD Land Development Bank
LBS Locational Banking Statistics
LIC Life Insurance Corporation of India
HDFC Housing Development Finance Corporation
ICICI Industrial Credit and Investment Corporation of India
SBI STATE BANK OF INDIA
NABARD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
HSBC HONGKONG AND SHANGHAI BANK CORPORATION
IFCI INDUSTRIAL FINANCE CORPORATION OF INDIA
ICFAI INSTITUTE OF CHARTERED FINANCIAL ANALYSTS OF INDIA
PNB PUNJAB NATIONAL BANK
CCB Central Co-operative Bank
RBI Reserve Bank of India
FFA Federal Financial Assistance
FFB Federal Financing Bank
FRB Federal Reserve Bank
PEP Personal Equity Plans
CBS Consolidated Banking Statistics
IBS International Banking Statistics
CBI Common Bank of India
CBI Central Banking Institution
CBI Central Bank of India
RBI Regional Bank of India
RBI Rural bank of India
UTI Unit Trust of India
IBA Indian Bank Association
AML Anti Money Laundering
BBR Bank Base Rate
BIS Bank Of International Settlements
EMI Equated Monthly Installment
SCB Scheduled Commercial Bank
SDS Special Deposit Scheme
SLR Statutary Liquidity Ratio
STD Short Term Deposit
ECB External Commercial Borrowing
PCARDB Primary Cooperative Agriculture and Rural Development Bank
PF Provident Fund
SCB State Cooperative Bank
UBB Uniform Balance Book
UBD Urban Banks Department
UCB Urban Cooperative Bank
UCN Uniform Code Number
WPI Wholesale Price Index
ECD European Central Bank
IIBM Indian Institute of Bank Management
IIFCL India Infrastructure Finance Company Limited
IIFT Indian Institute of Foreign Trade
IIP Index of Industrial Production
KYC Know Your Customer
TIEA Tax Information and Exchange Agreement
NDSAP National Data Sharing and Accessibility Policy
NCMC National Common Mobility Card
MEDP Multinational Design Evaluation Progrrame
DRT Debt Recovery Tribunals
IFSC Indian Financial System Code
Light Year is unit of _______.
Indian market regulator Securities and Exchange Board of India (SEBI) completed how many years of its establishment on 24 May 2013?
What is the diff b/w nominal & real effective exchange rate?
The Union Cabinet recently decided that women self help groups (SHGs) will get bank loans at 7% interest rate per annum under its flagship programme, National Rural Livelihood Mission
(NRLM). What is the existing interest rate under NRLM?
What is the name of India's 6th commodity exchange which started its operations on 19 April 2013?
Which bank will replace state-run Bank of India (BoI) as the trustee bank for the National
Pension System (NPS) from July 2013 onwards?
Which are the three states where High Courts were established on 23 March 2013, with which the number of high courts in India increased from 21 to 24?
Who is the author of the book “The Rediscovery of India”?
What type of money transfer takes place in the RTGS (real time gross settlement system)?
RBI introduced the Base Rate System (BRS) from which date?