Current Affairs, General and Banking Knowledge Thread For Bank Aspirants

National Green Tribunal Chairman

Which tax is collected by Panchayat ?

IMF is the result of which conference ?

Which revenue earned by the Union Government is not shared among the state government?

Rail Neer was introduced in the railway budget of the year ?

Which states haven't yet established any RRB (Regional Rural Banks) ?

At present what is RBI's share in NABARD equity?

One Rupee note bears the signature of

Types of Bank Accounts

Saving Bank account

Current Account

Fixed Deposit Account

1. Saving Bank Account: These accounts are maintained by individuals/

salaried peoples. Such account offers interest on customer deposit. The

interest on these accounts is regulated by Reserve Bank of India. No

Overdraft is allowed on such accounts.

2. Current Account: These accounts are used mainly by businessmen and

are not generally used for the purpose of investment. These deposits are the

most liquid deposits and there are no limits for number of transactions or the

amount of transactions in a day.However, legal heirs of a deceased person are paid interest at the rates applicable to Savings bank deposit from the date of death of the account holder till the date of settlement.No interest is paid by banks on theseaccounts. One of the prominent advantage of such account is that Overdraft is allowed.


3. Fixed Deposit Account: also known as term deposit account. All Banks

offer fixed deposits schemes with a wide range of tenures for periods from 7

days to 10 years. The term "fixed" in Fixed Deposits (FD) denotes the period

of maturity or tenor.

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'Swabhiman', the financial inclusion scheme, comes under the purview of

which ministry?

What does 'T' in RTGS stand for?

Inflation happens when there are

An IDR (Indian Depository Receipt) is

A Eurobond is

'CAMELS' is a type of Bank Rating System. In CAMELS, what does 'C'

stand for?

For obtaining which among the following does a customer not require a

bank account?

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HOW MANY NUCLEAR REACTORS ARE IN WORKING CONDITION IN EUROPE ?

The Financial Sector Assessment Program (FSAP) is a comprehensive and in-depth analysis of a country's financial sector. Which among the following bodies conducts this program?

If there is an inflationary trend in the economy then what would be the trend in the pricing of the Banking services?