interview dene to pahuch hi jaaenge Kisi tarah... Koi questions to discuss karo engg walon ke liye... Hamari to keh ke lenge rrb wale... 😢😢
Anyone @Varsha Inn, Aurangabad, Maharashtra
is this date allotted for interview's are based on decreasing order of marks ??? first day for those who got quite high marks ...
hey any tips will they ask technical question frm engineering field students especially frm IT field....
Anyone having interview on 16th at 08:30 AM, Panel II, Ajmer, Rajasthan?
UNITED BANK OF INDIA
KOLKATA(SOUTH) REGIONAL OFFICE
4 N C DUTTA SARANI (3RD FLOOR)
KOLKATA 700 001
please tell me how to reach here from esplanade
BANGIYA GRAMIN VIKASH BANK
MATHPUKUR BRANCH
129 DHAPA ROAD
KOLKATA 700 105
please tell me how to reach here from esplanade
In Interview Call point (b) they asked for
Consolidated Marks sheet and Final Degree Certificate regarding Graduation I have individual semester marksheet and provisional degree certificate is it ok????
Does anybody know whether they will activate the application form reprint link?
Regional Rural Banks (RRBs) - The History
Rural banking in India started since the establishment of banking sector in India. Regional Rural Banks were set up after nationalizations of banks in 1969 when emphasis shifted to providing more credit to weaker sections. Regional Rural Banks were established under the provisions of an Ordinance promulgated on the 26th September 1975 and the RRB Act, 1976with an objective to ensure sufficient institutional credit for agriculture and other rural sectors. Rural Banks in those days mainly focused upon the Agro Sector. Regional rural banks in India penetrated every corner of the country and extended a helping hand in the growth process of the country.
Objectives of Regional Rural Banks
The importance of the rural banking in the economic development of a country cannot be overlooked. As Gandhiji said *"Real India lies in Villages,"* and village economy is the backbone of Indian economy. Without the upliftment of the rural economy as well as the rural people of our country, *the objectives of economic planning cannot be achieved. *In fact, the real growth of Indian economy lied in the freeing of rural masses from acute poverty, unemployment, and socio-economic backwardness. Regional Rural Banks (RRBs) are oriented towards meeting the needs of the *weaker sections* of the rural population consisting of :
* Small and marginal farmers,
* Agricultural laborers,
* Artisans,
* Small entrepreneurs,
* Mobilise deposits from rural households RRBs are expected to make credit available to rural households besides inspiring carefulness. Put it simple to ensure sufficient institutional credit for agriculture and other rural sectors.
The Credit Delivery System :
Grant of credit at cheap or concessional rates
Lending to individuals belonging to weaker sections without checking the viability of the activity proposed to be undertaken.
The Operational Area of RRB "
The area of operation of RRBs is limited to the area as notified by GoI covering one or more districts in the State.
Ownership of RRBs :
RRBs are jointly owned by Government of India (GOI), the concerned State Government and Sponsor Banks (27 scheduled commercial banks and one State Cooperative Bank); the issued capital of a RRB is shared by the owners in the proportion of 50%, 15% and 35% respectively.
Reform Process -
RRBs* In order to provide access to low-cost banking facilities to the poor, the Narasimham Working Group (1975) proposed the establishment of a new set of banks, as institutions which */"combine the local feel and the familiarity with rural problems which the cooperatives possess and the degree of business organization, ability to mobilize deposits, access to central money markets and modernized outlook which the commercial banks have"./*
RRBs started their development process on 2nd October 1975 with the formation of a single bank (Prathama Grameen Bank). As on 31 March 2006, there were 133 RRBs (post-merger) covering 525 districts with a network of 14,494 branches.
*RBI Assistance*
With a view to facilitate RRBs operations,
*the RBI gave RRBs direct access to refinance assistance at a concessional rate*of three per cent below the bank rate.
Allowed to *maintain a lower level of SLR*than commercial banks
Allowed to *pay half per cent more interest*on all deposits except those of three years and above.
Sponsor banks IDBI, NABARD, SIDBI, and other FIs are statutorily required under the RRBs Act to provide *managerial and financial assistance to RRBs.*
Evaluation of RRBs
The Committee constituted by the *RBI* in June *1977 *to valuate the performance of RRBs concluded that with some modifications in their organisation and structure. The Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development which inter alia examined the role of RRBs in the rural development work, suggested the following :
* Preference for opening bank branches than commercial banks
*The eligible business of commercial banks' rural branches may be transferred to RRBs.
* The losses in initial years of RRBs may be met by shareholders and equity capital should also be raised.
* The various facilities provided by sponsor banks should continue for 10 yrs in each case
* Concessionary refinance by RBI should be continued
* The control, regulation, and promotional responsibilities should be transferred from the GOI to RBI or NABARD.
Regulatory Control
RRBs are allowed up to December 31, 2000 to
*maintain cash reserves at 3 per cent of their demand and time liabilities.
*A number of measures were taken since 1995 not only to make RRBs viable but also to enable them to function effectively.
Apart from recapitalisation and infusion of equity, the measures include Deregulation of interest rates on advance and deposits of above one year maturity; rationalization of branches; and relaxation of norms relating to investments by RRBs. In 1998-99 NABARD introduced several policy measures for improving overall performance.
They are :
* Quarterly / half yearly review of RRBs especially weak ones by the sponsor banks
* Merger of RRBs coming under a sponsor bank and operating in contiguous areas
* Off-site surveillance
* Framing of Appointment and Promotion rules (1998) for the staff of RRBs
* Introduction of Kissan Credit Cards for provision of credit to farmers.
guys, comment ur interview dates for officer scale 1....then we can know the starting and ending dates of the interview.....
ONLY OFFICER SCALE 1 CANDIDATES.........
guys i am frm tamilnadu nd my scale 1 interview date is on 17/11/15,, i hav one doubt,, they hav askd to bring d application form,, i am not having it,, how to get it now ???
guys any one has ibps obc certificate format,please upload here
hi friends I m having interview of ibps rrb on 21 nov rohtak 8 am is anyone from delhi hav same venue pls let me know
HII Guys...will IBPS RRB provide Biodata form before interview just like sbi????please answer..it's urgent.
NEW THREAD FOR MECHANICAL GATE-16 ASPIRANTS::
Aspirants preparing for Mechanical GATE-2016, CSIR-UGC/NET-2016, CEED-2016, ESE-2016, SSC JE-2015 and PSU exams can discuss in this thread here regarding the questions on theory or problems and can share/discuss the information and doubts related to the subject and the upcoming technical examinations.
.All the Best !!!
Guys I am in a dilemma..!I have mentioned in my application form that I am currently not working...But am working full time ..!I and shud I mention that during interview??will nil work experience have any effect
guys..need sum help..i have my interview on 16th in kolkata..i have applied for hindi states only...nd dont knw bengali...wil der be any prblem??
Hi guys
Is there anyone from Karnataka who is having their interview on 19th Nov in Mysore?
Salary kitni denge???? RRB PO main.....
I know cracking interview is imp.... bt still.....!!!!
Rupiah bohut imp factor hain....