Hello..is character certificate needed for RRB interview?
from where r u downloading BIO-DATA form??
i have interview on 20 nov.Is ssc and 10+2 memos are compulsory as they have mentioned in call letter as ssc/XII std./date of birth certificate.plz reply anyone
anyone previously facing issue in downloading application form.. just for information ibps has rectified problem and it is working fine now..
anybody s there from Karnataka who is having interview on 22nd in mysore (rrb office asistant)
Is there anybody currently working in any RRB as a PO?
Do share the job profile and your experience! Especially about the work pressure and transfer w.r.t other nationalised commercial bank POs and SBI POs.
Thanking you in advance.
Difference between Micro-finance institution and Small banks.Why there is need of small banks when MFI are there?
Query.. Actually i m from Uttarakhand. But in my preference Uttarakhand Grameen Bank (UGB) is in 5 th number due to some mistake. So if i am selected as OS1, do i have a chance to get UGB. Plz help me out..plz
How will you convence a customer to open an account in RRB rather than other comercial bank (like BOB,PNB,BOI etc) ???
Balance of Payment- diff between the FDI inflow n FDI outflow in a financial year
Balance of trade- diff between export and import in a financial year
Apart from banks , Seven NBFCs also own ATMs (Brown label ATM) are following- BTI payments pvt ltd, SREI Infrastructure Finance, Ridhhi Sidhhi Bullions, Tata Communications Payment System, Prizm Payment Services pvt ltd, Muthoot Finance ltd. , Vakrangee Ltd . In above , Tata Communications cover most of the part.
It may be useful or not .An interview ques just striked into my mind.....puys kindly comments ur answers....
As you know role of RRB's so if these banks are here then why govt decided to open small banks too...mean to say why do we needed small banks if RRB's are their for the same?
Criticism of RRB Amendment bill 2014
By -
Mr. Yogendra Sharma - All India Joint Secretary (RRB) employees association
Mr. Ashwini Rana - VP Nat. Org. for Bank Workers
I will keep adding here. Please read at your own risk!
They are more of Banking than RRB.
https://drive.google.com/folderview?id=0B956wmkhbwWzLVZfY082NWV0S0k&usp=sharing
#OFF TOPIC
Anyone has one plus x invite? I need one.
Gareeb ki madad kar do 😃
As IBPS conducts exam for PSBs and RRB and other exams.
(Technical students & Metro City dudes)
What are you going to answer ?
1. Have you applied for IBPS for PSBs & if yes then which one will you join? Why would you prefer RRB ? Why do you think you are person who would prefer to work in a Village than in a city?
2. Tell me anything in past which you have done for Society ? (Only if you have something on your CV to justify for eg. Association with NGOs etc)
3. Why not IBPS SO ? Why RRB ? (If you are hard core technical)
4. Why not GATE if your aim is Govt. sector? (PSUs are bad you think? or you are taking GATE as well ? )
Please if you can ! Answer
is it true,if sme one wants to prepare for ssc or upsc,in that case RRB's are better than psb's and SBI ?
What kind of behavior is closing the PO discussion thread for comment by PAGALGUY?
- TOLERANT
- neutral
- INTOLERANT
0 voters
#BiharSpecial
Loan Schemes ( Uttar Bihar Gramin Bank):
Chairman: Shri B.S.Harilal
(Board members -http://www.ubgb.in/bod.aspx)
Just memorize few of them of your respective banks.
Part 1 : - (Not all Schemes are covered will continue in Part 2)
1. CASH CREDIT FOR WORKING CAPITAL:
Purpose: For business purposes.
Eligibility: Retail and Wholesale businessman who works as individual / Proprietor / Partner and have a established business No defaulter of any Bank /financial Institution
Rate of Interest: 13 % (subject to change ) on monthly basis.
Insurance: comprehensive Insurance of Stock & Machinery with bank clause.
(http://www.ubgb.in/Loan_Scheme/ENGLISH/ccwc.pdf)
2. INTEGRATED DAIRY DEVELOPMENT SCHEME:
Purpose: To generate self employment and provide infrastructure for Dairy Sector by establishing dairy project of 2, 5 and 10 milch cattle and to strengthen their social and economic condition
Eligibility : Farmers, SHG etc. who are permanent resident of that place and comes under service area of bank / Should not be defaulter of any Bank/Financial Institution
Collateral Security : No security upto 1.00 Lac / Above 1.00 Lac, as per Bank Circular.
Repayment Period 5 years in equated monthly
installment Lock in Period: Minimum 3 years
Rate of Interest 12.50% payable half-yearly ( Subject to change )
http://www.ubgb.in/Loan_Scheme/ENGLISH/dairy.pdf
3. FISHERY CREDIT CARD
Purpose/ Objective : Working Capital for fish farming
Eligibility : Experienced Fisherman / Should own a pond in his name or should possess certified patta / Reside permanently within our service area / Any beneficiary having KCC, GCC, SCC from the branch are not eligible / Age of Beneficiary- Minimum 18 Years, maximum 60 Years / Applicant should not be defaulter of any bank or Financial Institution.
Loan Amount Rs 25000/- per Acre, Maximum Rs 25000/-
Interest Rate 11.50% (subject to change),Half -Yearly applicable
http://www.ubgb.in/Loan_Scheme/ENGLISH/fcc.pdf
4. General Credit Card (G.C.C)
Purpose/ Objective : Providing loans to needy customers for general purposes. / Without security
Eligibility : Permanent resident of service area / Age should be within 21 - 50years / Must hold deposit account in our Branch for at least 6 Months / Only one member of the family / Applicant Should not be defaulter of any bank or Financial Institution / Borrowers of SCC, KCC etc are not eligible / Sufficient repayment capacity
Service Area: Applicable for Rural and semi- urban Branches
Interest Rate: 11.50% (subject to change),Monthly applicable
http://www.ubgb.in/Loan_Scheme/ENGLISH/gcc.pdf
5. Housing Loan for Public
Name of Scheme: Apna Ghar
Purpose: For construction of new House, Purchase of new house /Flat and for house repairing , renovation and extension
Eligibility : Any Individual ( Farmer, Business Man, Entrepreneur, Govt. employee, Permanent employee of Reputed Firm ) having age between 25 to 50 years / Should be resident of service area of bank Should not be defaulter of any bank/Financial Institution / House should be in the area of operation of the Bank / Have not availed housing loan from any Bank/Financial Organization / For employee of any concern, minimum left over service should be 10 years.
Quantum of Loan : Maximum 10.00 Lacs for Construction/Purchase of new house/flat Maximum 2.00 Lacs for Repair, Renovation and extension of house/flat House should not be older than 15 years
Rate of Interest 10.25% ( Subject to change ) on monthly basis
http://www.ubgb.in/Loan_Scheme/ENGLISH/home_loan.pdf
6. Loan for Purchase of Agriculture land
Purpose: To purchase or develop barren land including agricultural land
Eligibility: Small and marginal Farmers Loan for Share Croppers and Tenant Farmers No defaulter of any Bank / financial Institution
Quantum of Loan : Maximum Rs. 2.00 lac ( on the basis of repayment capacity)
Rate of Interest 12.50 % (subject to change ) chargeable half yearly
http://www.ubgb.in/Loan_Scheme/ENGLISH/land.pdf
To be cont...