IBPS has activate the link to download online Application details.
Candidates those who have not download the application details during applying for IBPS Clerk - IV exam can download and re-print their application details.
Note: Application Details is necessary to carry during interview time.
Please click on the following link to download your application details:
Note: IBPS Clerk - IV interview will be start from February 2015. During Interview time candidate has to carry the original documents and xerox copy of each document and print out of application details which you have mentioned during online registration for IBPS Clerk -IV exam.
Click on the following link to read - Which are the documents you have to carry during interview time?
PM Narendra Modi's Jan Dhan Yojana enters Guinness Book of World Records:-
A record number of 11.50 crore bank accounts have been opened under Pradhan Mantri Jan Dhan Yojana, PMJDY, as on 17th January this year.
Briefing media in New Delhi this evening, Finance Minister Arun Jaitley said, Guinness book of World Records have also recognised the achievements made under PMJDY.
He said that exclusion of a large number of people from any access to financial services inhibits the growth of our country. Highlighting the achievements made under Pradhan Mantri Jan Dhan Yojana (PMJDY), the biggest financial inclusion initiative in the world, the Finance Minister Shri Jaitley said here today that against the original target of opening bank accounts for 7.5 crore uncovered households in the country by 26th January, 2015, banks have already opened 11.50 Crore accounts as on date 17thJanuary 2015 after conducting survey of 21.02 Crore households in the country. The Finance Minister Shri Jaitely said that Guinness Book of World Records has also recognized the achievements made under Pradhan Mantri Jan Dhan Yojana (PMJDY) and has given certificate stating that the "Most bank accounts opened in one week as part of the Financial Inclusion Campaign is 18,096,130 and was achieved by the Department of Financial Services, Government of India from 23rd to 29th August, 2014." He said that the coverage of 99.74% of the surveyed households has been achieved. The Finance Minister Shri Jaitely further said that the survey was conducted in about 2.27 Lakh Sub Service Areas (SSAs) in rural areas and wards in urban areas in a record time of 4 months. He said that out of the accounts opened, 60% are in rural areas and 40% are in urban areas. Share of female account holders is about 51%, the Minister added.
Even after 68 years of Independence there are large sections of the society are still unbanked. The ratio is high in rural areas as poor people and low income groups are untouched with many financial services. They are unaware about different schemes and products which is launched and offered by various banks.
To provide financial assistance to
every citizen of the country especially to rural people and low income groups
Government and Reserve Bank of India started Financial Inclusion initiative in
the country.
Financial Inclusion - To provide financial services at affordable costs
to every citizen of society where those services are not available or
affordable.
Financial Inclusion, broadly defined, refers
to universal access to a wide range of financial services at a reasonable cost.
These include not only banking products but also other financial services such
as insurance and equity products (The Committee on Financial Sector Reforms,
Chairman: Dr.Raghuram G. Rajan).
Importance
of Financial Inclusion in India -
1. Every citizen will have bank account so they
can save their money.
2. Avail
benefits provided by different banks through various schemes.
3. Weaker
sections of the society can avail loans direct from the banks, they
Financial Inclusion Initiatives in the
country -
1. BSBDA Account - Basic Saving Bank Account can be opened by
poor people and low income groups with a very low minimum balance.
2. Kissan Credit Card issued: Banks have been advised to issued Kissan
Credit Card to small farmers for meeting their credit requirement.
3. Expansion of Bank Branch and ATM network
- Reserve Bank of India has allowed every banks to expand their bank branches
and ATM network in rural areas also so that people can get the financial
services easily.
Financial
Inclusion Scheme - 'Pradhan Mantri Jan Dhan Yojana' Scheme for financial inclusion launched
was launched by Prime Minister Narendra Modi on 28th Aug 2014 to
help the poor open bank accounts. Slogan of the Scheme - Mera Khata -
Bhagya Vidhaata".
The scheme has been started with a
target to provide 'universal access to banking facilities' starting with
"Basic Banking Accounts" with overdraft facility of Rs.5000 after six
months and RuPay Debit card with inbuilt accident insurance cover of Rs. 1 lakh
and RuPay Kisan Card.
Under the scheme:
1. Account holders will be provided
zero-balance bank account with RuPay debit card, in addition to accidental
insurance cover of Rs 1 lakh(to be given by 'HDFC Ergo').
2. Those who open accounts by January
26, 2015 over and above the 1 lakh ₹ accident, they will be given life
insurance cover of Rs 30,000(to be given by LIC).
3. After Six months of opening of the
bank account, holders can avail 5,000 ₹ overdrafts from the bank.
Jan Dhan Yojana features in Guinness Book of World Records with 11.5 cr bank accounts -
Banks have opened 11.50 crore accounts under the Pradhan Mantri Jan-Dhan
Yojana, much higher than the targeted 10 crore, and these accounts would be
used to pass on benefits of various social security schemes to the account
holders
Financial
Inclusion initiative helps people to connect with financial services and
provide better opportunity to avail benefits of various services provided by financial
institutions.
Good evening guys,please tell me if there would be any problem while verifying my documents if my father's name in the mba documents has a slight spelling mistake.Its j instead of g .would there be any problem.please reply...Aditya from Hyderabad.
Good evening guys,please tell me if there would be any problem while verifying my documents if my father's name in the mba documents has a slight spelling mistake.Its j instead of g .would there be any problem.please reply...Aditya from Hyderabad.
