Hi guys...what will be the total no of vacancies in IBPS PO 2015..any guesses
Hi Guys.. I dont remeber If I had given any work experience while filling up IBPS PO form. Now when I printed out the application form, it doesn't show any work experience. Does it mean I haven't given it while filling up the form?
please help
anyone here gave nainital bank ltd exam???
Government Bonds?
Interview experience
tps jaipur 23-01-15 panel 4
reached there at 8:30 sharp but verification completed at 11:30
for the first time at the interview i saw such a friendly interviewers 4 males and a female member .first they said there are so many peoples from ajmer coming today you meet somebody i said i met a girl i know from ajmer lady said lucky you then male member asked what my father do i told them he is an engineer at railways. they asked from where through IES or IRS I said IRS then they asked about my previous job why you left it who is the owner of your company(sterlite) i said Dr. anil agarwal then they said he is a very big name you should not have left your company you made a mistake i said it was a nice experience that was a very nice company but i wanted to join public sector because of good reputation and stable career growth so left job and started preparing then comes technical part what are development banks explained. what is NABARD explained. what is basel explained.how NPA will affect banks explained. recent scheme launched by narendra modi.
name any 2 banks where CMD is a woman told. how niti ayog is different from planning commission explained. what is UID explained. who is HRD minister told who is information broadcasting minister i didn't knew that also a couple of questions which i didn't know. then they asked why you chosen allahabad bank as your first preference explained. how was it?
IBPS PO/MT IV Interview Experience
Venue: BOM, Mumbai
Date: 24-01-2015
Time: 1.00pm
Panel 2
M1: Tell me about yourself (told)
M1: Explain your role in previous job (told)
M1: Tell me about an interesting consumer case related to CIBIL reports/scores you handled at your workplace (Was asked this question because I was employed as a Credit consultant. Few counter questions related to the case)
M2: Tell me about BASEL accord (told about CRAR, Tier 1, Tier 2 and implementation deadline )
M2: Tell me something more about it other than capital requirements (Didn't know the answer to this)
M2: What is your interest in bank. Which area? (told)
M3: Talk about Cash flow and Fund flow statements (told)
M2: How do banks do working capital assessment for a consumer?(told roughly as I didn't have much knowledge about it)
M2: What are retail loans? How do banks sanction the same? (told)
M4: How can banks ensure elimination of frauds in mortgages besides CIBIL, legal and technical verification? (told about CERSAI)
M5: What do you know about MSME and how are they classified as Micro, Small and Medium enterprises? (told. Again this was asked since I have interned with UBI in MSME sector)
Finally ...finally its done! phewwww....
INTERVIEW 24TH JAN
NOIDA PANEL 5
1. TELL ME ABOUT YOURSELF ND Q'S ON IT .......
2.WY NOT PVT BANK ? BETTER PAY ?
3.FOREX RESERVE CURRENT ? MAKE IN INDIA , IMPACT .
4.WY LEFT PREVIOUS JOB(IT)?
5.PM VILLAGE ADOPTION SCHEME ...CHALLENGES TO IT ??
6.BIGGEST UNIVERSITY IN INDIA(NO OF STUDENT) ?
7.HOW MOTIVE OF PUBLIC SECTOR BANK DIFFERENT FROM PVT SECT ?
8.ISSUE OF FRAUD BY BANKERS ??
nd few others ....12-13 mins
ALL THE BEST FRIENDS ......JAI SRI RAM
Date 24-01-2015
Panel VI, Patna, morning shift
1. Where do you belong from?
2. percentage of marks in 10th 12th and grad
3. why did you studied stats hons?
4. What is probability?
5. What is the probability that there will be road accident today? Or am I asking abstract question?
6. What is the probability that India will go for war with Pakistan vis a vis with Sri Lanka?
7. What is monetary policy?
8. What is fiscal and revenue deficit?
9. What is SEBI and what does it do?
10. How many interviews have you appeared for?
11. What is micro-milligram?
Friends interviews ka result kub denge?
Can any1 pls explain Basel 1,2,3?
What is the difference between a current account deficit and a trade deficit?
what is current account deficit ?
What is Zero Based Budgeting?
What is Zero Based Budgeting?
yar sab ho gaya ab marks kab tak batangye they said in notification after interview process
Opps interview over
Venue mumbai
Bank of maharastra
Panel 1
Time 1 pm
Verification 3 pm
Interview started 4.30
Interview ended 4.45
5 member panel
4 male and 1 female
M1 tell me about urself
Ans ..nla bla..told about my jobs and whatever I learnt from it ,how it helped me as a person
P1 tell us about ur family
Ans bla bla bla......
P1 p2 many question about my profile.
P3.. why crude oil is falling..
Ans demand supply missmatch and political and geographical reason...
F1 Why banking
Ans bla bla bla...
F1 what are the problems of banking industry and why should bank do finacial inclusion since profitability is less.
Ans. some how answered
P4 where should I invest for 2 3 days for more profit.
Ans I don,'t known sir
Ok thats all u can go now.
Thing is it is really important to keep calmness at the time of interview. Don't mugup sample answes. That will block spontaneous thoughts.
Overall panels are friendly.
No candies for me.
All the best puys.
what is merchant banking ?
What is IMF? Its role ?
eHere is my interview experience friends....
Venue: PUNE, Bank of Maharashtra, Staff college
Afternoon session, 1 pm
I reached at the venue at 12:00 noon. They directly took me for document verifcation. They handed me a covering letter which had columns like computer knowledge, streams for HSC and graduation, PG. Hobbies column was also there. There was a detailed list of documents to be submitted. Couple of xerox were missing from my list so I went outside to Xerox them. After I came back, Started my document verification which lasted for 15-20mins. THey checked each and every word of the documents submitted.
They then told that interviews will start after 1 hour lunch break.
At 2.00 pm interview started.
there were 6 people in all (5 gents and a lady).
at the beginning there were regular questions like are u a BE mech? Where have u done your engineering from?etc.
Then the first question
M1: Why have you filled bank of baroda as your first option?
ME: It is a large bank so.
M1: Why RRBs were specially formed when even large PSU banks could open branches in rural areas?
ME: To look into the needs of farmers and lobourers. THeir aim was not to make profit but PsU banks function for profit.
M1: he corrected me saying the recruitment of staff so designed that they can understand their problems.
M2: why banking after mechanical engineering? You worked in a good company for a year but then why did u leave it?
ME: I was not satisfied with the job and due to recession, I could not fing the job which I desired for. So I left it.
M2: But you had a good salary u should not have left(M4: abhi tak to 5.5 ya 6 lac tak ho gayi hoti).
one of the member was shaking his head.
M2: you have done 2 jobs. will it not be a case where you may leave this one also and Do MBA?
ME: No sir, 100 % nahi chodunga( It was a spontaneous reaction).
M2: Now tell me there is a customer in your bank which always creates nuisance and you have a lot of lady staff. sometimes he comes in a bank as drunken also.But there is one thing he keeps 15 lac as balance in this account regularly. What will you do?
ME: I will try to talk to him in person and explain him the whole situation. Even then if does not respond, I will tell him to close his account as we can find 5 other good customers to cope with the balance. For me interest of the lady staff will be foremost.
M2: he then added saying you will give him in writing and keeping the security of the lady staff in mind you should forcibly close his account.
M3: If CRR rate is reduced or increased what will happen to banks
ME: answered that they have less loan to lend if CRR is increased and vice versa. He was satisfied.
at the end, they asked me some personal questions and told me to leave. While getting up one of them said good and other one said nycc. THe lady was continuously watching my behaviour and as was one of the male panel members....thankyou.
The interview lasted for 12-14 mins.
Guys, your feedback about the interview will be appreciated. Will I clear it?? Hope so....