IBPS PO Preparation 2019

initial paid up capital of nabard was 100 crore and now it is 4000 crore?

isme paid up capital matlab?

Initially, MSD was trailing by a huge margin, then Booth Capturing happened. 😅 https://pbs.twimg.com/media/DUNJy93VQAAXiUI.jpg:large

Expected score out of 225 in ibps po. Cut off 82

  • 100-105
  • 90-95
  • 85-90
  • 95-100
  • Skip
  • More than 110
  • 105-110
  • 82-85

0 voters

जब 'पद्मावती' का नाम 'पद्मावत' होने से बैन हट सकता है तो फिर, 'शराब' का नाम 'शरबत' करके बैन हटा देना चाहिए। -अखिल बिहारी नशेड़ी महासंघ

Aaj to NDTV prime time k jaal m IBPS bhi fns gya Central Bank of India😁😁

Electronic National Agriculture Market (e-NAM)

 It is a pan-India electronic trading portal which networks the existing APMC mandis to

create a unified national market for agricultural commodities.

 NAM is a virtual market but it is connected to a physical market (mandi) at the back end

and promotes genuine price discovery.

 Funding - Funded byAgri-Tech Infrastructure Fund (ATIF) which is set up through the

Small Farmers Agribusiness Consortium (SFAC).

 License - Liberal licensing of traders and commission agents by state authorities and one

license for a trader is valid across all markets in the state.

 Market Fee - Single point levy on the first wholesale purchase from the farmer.

 Implementation - A Central Sector Scheme. Willing states enact suitable provisions in

their APMC act for integration with the e-platform.

 Soil Testing Laboratories available in the mandis itself.

Mera marks graduation me 58.06 hai pr application me 58.07 ho gya hai,kya koi issue ho skta hai interview me??

Start Up India Scheme

 It aims at fostering entrepreneurship and promoting innovation by creating an ecosystem

that is conducive for growth of Start-ups.

 According to the scheme, a start up is an entity that is head quartered in India which was

opened less than five years ago and has an annual turnover less than 25 crore.

It provides -

 Simple Compliance Regime for start ups based on Self-certification.

 Single window clearance based on mobile App.

 Start up India Hub to handhold start ups during various phases of their development

 Legal support and fast-track patent examination by reducing 80% of the patent cost.

 Faster exit for start ups through modified new bankruptcy code ensuring 90 days exit

window.

Credit Guarantee Fund for start ups through Small Industries Development Bank of

India (SIDBI).

 Providing funding support through a Fund of Funds with a corpus of Rupees 10,000 crore

 Tax exemption on capital gains invested in Fund of Funds

 Tax exemption to start ups for 3 years.

Exemption from labour inspection for 3 years.

 Launch of innovation hub through Atal Innovation Mission (AIM) with Self –Employment

and Talent Utilization (SETU) Program of NITI Aayog

Harnessing private sector expertise for setting up incubators.

 The initiative is also aimed at promoting entrepreneurship among SCs/STs, women

communities.

Rural India’s version of Start up India was named the Deen Dayal Upadhyay Swaniyojan

Yojana.

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National Action Plan on Climate Change

 National Action Plan on Climate Change (NAPCC) is a comprehensive action plan

which outlines measures on climate change related adaptation and mitigation while

simultaneously advancing development.

 It effectively pulls together a number of the government’s existing national plans on water,

renewable energy, energy efficiency agriculture and others and bundled with additional

ones into a set of eight missions.

 The Prime Minister’s Council on Climate Change is in charge of the overall implementation

of the plan.

Eight core Missions of NAPCC

 National Solar Mission – It has a goal of increasing production of photo-voltaic to 1000

MW/year; and a goal of deploying at least 1000 MW of solar thermal power generation.

 National Mission for Enhanced Energy Efficiency

 National Mission on Sustainable Habitat

National Water Mission - the plan sets a goal of a 20% improvement in water use efficiency

through pricing and other measures.

 National Mission for Sustaining the Himalayan Ecosystem

National Mission for a “Green India”: Goals include the afforestation of 6 million hectares

of degraded forest lands and expanding forest cover from 23% to 33% of India’s territory.

 National Mission for Sustainable Agriculture

 National Mission on Strategic Knowledge for Climate Change

Stand Up India Scheme

 It is to promote entrepreneurship among Scheduled Caste/Schedule Tribe and Women.

The schemes provides for composite loans by banks between Rs. 10 lakh and upto Rs.

100 lakh for setting up a new enterprise in the non-farm sector.

These loans would be eligible for refinance and credit guarantee cover.


Pradhan Mantri Awas Yojana - Housing for All (URBAN)

 It envisions Housing for All by 2022 and it subsumed Rajiv Awas Yojana and Rajiv Rinn

Yojana.

It seeks to address the housing requirement of urban poor including slum dwellers

through following programme

1. Slum rehabilitation with participation of private developers.

2. Promotion of Affordable Housing for weaker section through Credit Linked Subsidy

3. Affordable Housing in Partnership with Public & Private sectors

4. Subsidy for beneficiary-led individual house construction

It covers all 4041 statutory towns as per Census 2011 with focus on 500 Class I cities

in three phases.

 Centre and State will be funding in the ratio of 75:25 and in case of North Eastern and

special category States in the ratio of 90:10.

 Beneficiaries – Urban poor who does not own a pucca house, Economically Weaker Section

(EWS) and Lower Income Groups (LIG – eligible only for credit linked subsidy scheme).

 States/UTs have flexibility to redefine the annual income criteria with the approval of

Ministry.

Under the mission, a beneficiary can avail of benefit of one component only.

HUDCO and NHB have been identified as Central Nodal Agencies (CNAs) to channelize

this subsidy to the lending institutions.

 Credit Linked Subsidy – It is an interest subsidy available to a loan amounts upto Rs 6

lakhs at the rate of 6.5 % for tenure of 20 years or during tenure of loan whichever is lower.

 The houses will be allocated preferably in the name of Women in the family.

 Rajiv Awas Yojana - It envisages a “Slum Free India” with inclusive and equitable cities

in which every citizen has access to basic civic infrastructure and social amenities and

decent shelter.

 Rajiv Rinn Yojana - Rajiv Rinn Yojana (RRY) is an instrument to address the housing

needs of the EWS/LIG segments in urban areas, through enhanced credit flow.



 Deendayal Antyodaya Yojana (DAY) – National Urban Livelihood Mission (NULM)

It replaces the existing Swarna Jayanti Shahari Rozgar Yojana (SJSRY).

 NULM & NRLM has been subsumed into DAY.

 NULM aims at universal coverage of the urban poor for skill development and credit

facilities.

It focuses on organizing urban poor in their strong grassroots level institutions, creating

opportunities for skill development and helping them to set up self-employment venture

by ensuring easy access to credit.

 It is aimed at providing shelter equipped with essential services to the urban homeless

in a phased manner and also addresses livelihood concerns of the urban street vendors.

 Funding will be shared between the Centre and the States in the ratio of 75:25. For North

Eastern and Special Category - the ratio will be 90:10.

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Ujwal DISCOM Assurance Yojana (UDAY)

 It is to provide financial and operational turnaround of power distribution companies and

aims at long term affordable and accessible 24x7 power supply to all.

 It has target of making all DISCOMs profitable by 2018-19 through four initiatives such

as Improving operational efficiencies of Discoms, Reduction of cost of power, Reduction

in interest cost of Discoms, Enforcing financial discipline on DISCOMs through alignment

with state finances.

Under this programme, States shall take over 75% of DISCOM debt over two years i.e

50% of DISCOM debt shall be taken over in 2015-16 and 25% in 2016-17.

Government of India will not include the debt taken over by the states as per the above

scheme in the calculation of fiscal deficit of respective states in the financial years 2015-

16 and 2016-17.


States will issue non-SLR including SDL bonds in the market or directly to the respective

banks / financial institutions (FIs) holding the DISCOM debt to the appropriate extent.

DISCOM debt not taken over by the state shall be converted by the banks / FIs into loans

or bonds.

Smart Cities

The objective is to promote sustainable and inclusive cities that provide core infrastructure

and give a decent quality of life to its citizens, a clean and sustainable environment and

application of ‘Smart’ Solutions.

The focus is on creating a replicable model which are meant to set examples that can

be replicated both within and outside the Smart City, catalyzing the creation of similar

Smart Cities in various regions and parts of the country.

 Core infrastructure elements

1. Water Supply

2. Assured electricity supply

3. Sanitation, including solid waste management

4. Efficient urban mobility and public transport

5. Affordable housing, especially for the poor

6. Robust IT connectivity and digitalization

7. Good governance, especially e-Governance and citizen participation

8. Sustainable environment

9. Safety and security of citizens, particularly women, children and the elderly

10. Health and education.

 Components of Smart Cities Mission -

1. City improvement (Retrofitting),

2. City renewal (Redevelopment),

3. City extension plus a Pan-city initiative in which Smart Solutions are applied covering

larger parts of the city.

 Approach - Area-based development.

 Selection Process – Each state will get at least one smart city.

 Each aspiring city competes for selection as a smart city in what is called a ‘City Challenge’.

There are two stages in the selection process.

 The State/UT begins with short listing the potential smart cities.

 The first stage of the competition will be intra-state based on the criteria specified and

the highest scoring potential smart cities will be recommended to MoUD.

The 100 such potential smart cities nominated by all the States and UTs will prepare

Smart City Plans which will be rigorously evaluated in the Stage-2 of the competition for

prioritizing cities for financing.

 The chosen ones will get Central fund of Rs 500 crorein the course of 5 years.

Implementation -By SPVs which will be promoted by the State/UT and the Urban Local

Body (ULB) jointly both having 50:50 equity shareholding.

https://youtu.be/mh5J7pV1hJE

Swachh Bharat Mission (SBM)

 SBM is being implemented by the Ministry of Urban Development in Urban areas and by

the Ministry of Drinking Water and Sanitation in Rural areas.

 Objectives

1. Elimination of open defecation

2. Eradication of Manual Scavenging

3. Modern and Scientific Municipal Solid Waste Management


4. To effect behavioral change regarding healthy sanitation practices

5. Generate awareness about sanitation and its linkage with public health

6. Capacity Augmentation for ULB’s

7. Creating an enabling environment for private sector participation.

 Components

1. Household toilets, including conversion of insanitary latrines into pour-flush latrines;

2. Community toilets

3. Public toilets

4. Solid waste management

5. Public Awareness and IEC (Information, Education and Communication).

 Target - The Mission will be in force till 2nd October 2019.

 Funding - States will contribute a minimum of 25% funds towards all components to

match 75% Central Share. This will be 10% in the case of North East and special category

States.

Namami Gange Programme

 It is an integrated Conservation Mission for Ganga Rejuvenation by consolidating the

existing ongoing efforts and planning for a concrete action plan for future.

The programme covers 8 states such as Uttarakhand, U.P, Bihar, W.B, Jharkhand, M.P,

Haryana and Delhi.

 It involves developments of Ghats and beautification of River Fronts at Kedarnath,

Haridwar, Kanpur, Varanasi, Allahabad, Patna and Delhi through multi-sectoral, multidimensional

approach.

Key Ministries involved in Ganga Rejuvenation - Ministry of WR, RD&GR, Environment,

Forests & Climate Change, Shipping, Tourism, Urban Development, Drinking Water and

Sanitation and Rural Development.

 Interventions taken under Namami Ganga includes,

1. Sustainable Municipal Sewage management (Coordination with Ministry of Urban

Development).

2. Managing Sewage from Rural Areas.

3. Managing Industrial discharge and pollution abatement

4. Enforcing River Regulatory Zones on Ganga Banks, Restoration and conservation

of wetlands, efficient irrigation methods.

5. Ensuring ecological rejuvenation by conservation of aquatic life and biodiversity.

6. Promotion of Tourism and Shipping in a rational and sustainable manner.

7. Knowledge Management on Ganga through Ganga Knowledge Centre.

yy Under the aegis of National Mission for Clean Ganga (NMCG) & State Programme

Management Groups (SPMGs) States and ULBs and PRIs will be involved in this project.

 Establishment of Clean Ganga Fund to encourage contributions from citizens for river

conservation.

 The programme is 100% centrally funded.

 It is scheduled to be completed by 2020.

Sukanya Samriddhi Yojana

 It is launched as a part of the ‘Beti Bachao Beti Padhao’ campaign.

 It is a small deposit scheme for girl child to motivate parents to open an account in the

name of a girl child and for her welfare to deposit maximum of their savings.

 The account can be opened at any time from the birth of a girl child till she attains the

age of 10 years in any post office or authorized branches of commercial banks.

 A minimum of Rs. 1000 and maximum of Rs. 1.5 lakh can be deposited during a financial

year and fetch an interest rate of 9.1 % and provide income tax rebate.

 The account will get matured in 21 years from the date of opening of account or marriage

of the girl child after attaining 18 years of age.

 Partial Withdrawal for girl child education can be done when she cleared 10th class or

turned 18 years.

 100% of the amount can be withdrawn after girl child turns 18 is allowed and the provision

of not allowing the withdrawal till the age of 18 is to prevent early marriage.

I have tried to cover all schemes which could be asked in interview. If any aspirant finds any scheme which has not been mentioned , he/she can post it here. 


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Agar *Padmavati* ko *Padmavat* karne se ban hat sakta hai ............Toh........ *Sharab* ko *Sharbat* kar ke ban hata do .........🙏 -Ek vichar 😀 -