For the past 1 month i have been listening that ,hfl is pvt , semi-pvt,
pseudo-pvt , quasi-pvt and many more . As i see it , it is deliberately kept pvt so as to function efficiently and quickly , especially suiting to changing trends of housing finance . Leaving everything aside , I have developed respect for this organisation for its ability to give joining within 4 months of giving notification. In the interview , i saw each and every aspirant equally capable to me , if not more . If LIC's stake in it would have crossed 49% it would have been bound to allot reservation. M very excited to work for an organisation which has repect for deservation and not reservation . M not boasting , but this year i wud b clearing some purely gov job , but will not be joining as most of them are relatively less rewarding to AM post . The only reason i was preparing for gov job was job security and not haramkhooori or kamchori . All my friends who have cleared AM or assistant feel proud f yourself and dont listen to people who say negative. Woh toh suna hi hoga aap sabne - "Angur na mile toh .....
Pls give ur valuable suggestions on this matter..I am working in rrb as clerk n getting above 30k,n also got selected for lichfl asst manager .in rrb my posting is in my hometown,n I will be po in rrb after 2 more years,I also gave IBPS po main..but attempt was not enough to get a seat..so what shd I do? Shd I join lichfl..I m very very confused right now...
My 1st day @office. Here are my observations- Assistant assists Am assists Branch Manager. Office wise Area office (front office) - Back office-Regional office. Front office directly deals with customers and process files to Back office. Then from Back office to Front office for loan disbursement after verification. Agents are there who bring customers and compensated accordingl. Targets are given Branch wise. AM and other people assist BM for achieving targets for the respective branch. I can say more responsibilities on BM shoulders rather than pressure. AM gets promoted to BM after xx years. ( do not know the exact time) and within that time he/she develops all the relevant skills. As on day to day basis they deal with huge loan amt ( in crores). Financial integrity is to be maintained. By FI, I mean no personal bribe for favouring any customer and no Hera Pheri. If targets are not achieved then also u will be manager and if achieved then rewarded accordingly. Work culture is good and all customers are given importance. Targets achievability depends on two factors - how the BM of particular branch has added value addition to lic hfl and relations with field agents.
First Day! BM gave me a list and asked me to call all the borrowers to pay their installments. I called them, made them nervous and enjoyed my time. Day ended as HALF DAY @2:30pm.
Assistant manager me abhi sirf Uttar pradesh and Uttarakhand me alloted 12 candidates ko hi appointment letter receive hua hai ... Jinki joining shayad 18 dec hai