@[599435:montynn]
Traffic Accident Policy is also there on the similar line.. It also provides insurance against accident injuries /death |
montynn
but it is also not life insurance
@[599435:montynn]
Insurance in India can be broadly categorized into two types: life and general.
Life insurance can be further classified into term life insurance, whole life insurance, money back plan, endowment policy and pension plan.
Health, home, accident, motor and travel insurances fall under the general insurance category.
source: http://www.ehow.com/list_6402528_types-insurance-india.html
@[604278:free4u]
dude,what was ur friends answer of the question why we should hire you? whats ur take?
dude u help,really.
i appreciate your natural clauses part....it helps
could u please elaborate once again life and non life ins. difference ,again?
insurance ombudsman?
where do u see promise in non life?
@[604278:free4u] thanks bhai...
@[604278:free4u] THANKS
@[365231:tarunisgd] Read ICSE/ISC "commerce" books of class XI and XII.Your entire course of 20 subjects will be covered in brief.Those books should also have a separate chapter on insurance.
helo guys plzz share ur experince of interview
Hey folks..i have my interview at 13 sep @Mumbai...and for interview we need the experience ceritificate fom our employer along with all the educational acertificates and documents...now the problem is my company will give me experince certificate only in the name of a particlular person ...
like
To
The Manager
NICL
Kolkata
so in the name of whim should i make that experiec e certificate ???
plz give me some suggextion or the some contact no of NICL HR dept.
and it will be very helpfull if someone who is having his/her interview can ask the person there about this dilemma....
@crabn3bula...No need of such certificates.
Your last 3 months pay slip will do.And to be on a safer side you can have your joining/call letter with you.
Hope this is clear.:)
Hey any one who gave the interview did they told anything about the all india assurance ki vacancy ke bare mai or had they asked to sign anything for your choice 4 nicl or all india?
Guys don't be confused with life and general insurance.
Kindly understand the difference.It seems to be a bit confusing but its not
The basic difference is that life insurance pays out on your death. General insurance covers household, motor, personal accident, travel, all risks, business insurance, the list is endless!! Life Insurance is known as a "valued" policy. In other words, you insure your life for a certain value and if you die, the policy pays up the sum insured in full, no deductions at all are made, no messing around! General Insurance Policies are policies of "indemnity", you cover something but if you claim on the policy, you may not get exactly the sum insured back due to circumstances such as under-insurance, over-insurance, policy excess, certain cover restrictions etc.
General Insuarance indemnifies your claim.And remember life is not indemnified.
PS:Indemnify:make amends for,pay compensation.
In life insurance we get the full amount insured not the compensated one,which is not the case in general insurance.
Hence National insurance being a general insurance company has medi claim pilocy.
Hope its clear....:)
@[539565:crabn3bula] do we need experience certificate at the time of interview?
@[606368:prince_yadav] if you have then you certainly need it bro..:)
role and histo
@bab111 said: @free4u dude,what was ur friends answer of the question why we should hire you? whats ur take? dude u help,really. i appreciate your natural clauses part....it helps could u please elaborate once again life and non life ins. difference ,again? insurance ombudsman? where do u see promise in non life?
hey bro plz tell me role and historical background of IRDA
if someone has given interview today...pls share ur experience....
@prabhjotoicl said: role and histohey bro plz tell me role and historical background of IRDA
in 1993 GoI set up r n malhotra committee to reform insurance,1994-report submitted,two prominent recommendations-allow the pvt sector into it, creation of IRDA.
1999 IRDA ESTABLISHED. 2000 irda incorporated as a statuary body.
fns-
a.issuing certificate of registration
b.protect the interest of policyholders
c.promoting efficiency
d.calling for information,investigation...
econtrol n regulation
e.book keeping norms and accounting
f.regulating investment of funds
g.margin of solvency
h.specifying percentage of premium to b taken to the rural n social sector...
your input dear???
u tell me why insurance?
why they should hire you?
tell us about urself wala question..ans please
1999 IRDA ESTABLISHED. 2000 irda incorporated as a statuary body.
fns-
a.issuing certificate of registration
b.protect the interest of policyholders
c.promoting efficiency
d.calling for information,investigation...
econtrol n regulation
e.book keeping norms and accounting
f.regulating investment of funds
g.margin of solvency
h.specifying percentage of premium to b taken to the rural n social sector...
your input dear???
u tell me why insurance?
why they should hire you?
tell us about urself wala question..ans please
@[539565:crabn3bula] the mail we received from nicl was with the name of
Chief Manager
Personnel Department
Head Office
so u should go with the same name while taking exp letter.
ya bhai kisi ka interivew nahi hua kya itne sare logo me se...koi to experiece share karo ...and any one here whosee interview is on 13 Sep @ Mumbai Morning shift ???
@[539565:crabn3bula] no one will share yaar so leave it....