NICL-AO Exam 2012

@cool_guy47 m bahen
al d best bhai
@chhanda04 : and regarding 2nd queastion, i think you can frankly mention there that regarding work profile, better wages(if that is the case). no need to bluff around here. but again it is just my opinion and i'd done da same if askd. hence depends on you
@chhanda04 Thanks behen
@BONNYDUSHYANT hmm bt dis fit fors ppl swtich frm pvt secotr
achha hws dis dat i am alrdy wrking in bank n as i came to knw abt dis sector i developed a inrst towards the sectors which has custmr interaction , and insurance is another sch sectr where u can dirctly interct wid ppl, morever insurance is growng sectr so it would be grt to get associated wid ur organisation
what do u think is dis convincing enuf or shld i think more
@BONNYDUSHYANT no i agree wid u
dey r experince ppl n evryone knws k jaha zada paisa nilega udhar hi job krnge
so ill say k my cadre will drctly chnge so m swtch maring

@chhanda04 : regarding your intial reservations, i wud say my first point was for the thing as to being an engineer and coming to banking and insurance field.
whil regarding ur 2nd questn ur argument seems well enough to convince with certain riders like in terms of interaction both the sectors are at equal standing. so ill suggest if you wish, try to modify sumthing in it

2079 Crore is premium coming from health insurance only, it's just a part of total premium.


expenses for 2010-11 and 2011-12 for the four non-life Public Sector Undertaking Companies in the case of Health Insurance are as under : PARTICULARS GROSS PREMIUM INCURRED CLAIMS RATIO 2011-12 % of total business 2010-11 % of total business 2011-12 2010-11 UIICL 2231.81 27.29 1711.76 26.84 97.68% 114.86% NIACL 2344.54 23.40 2003.37 24.36 116.22 102.77 OICL 1488.66 24.03 1516.58 27.23 102.83 102.70 NICL 2079.77 26.61 1681.40 26.92 104.96 105.52
@chhanda04 said:
@BONNYDUSHYANT hmm bt dis fit fors ppl swtich frm pvt secotr
achha hws dis dat i am alrdy wrking in bank n as i came to knw abt dis sector i developed a inrst towards the sectors which has custmr interaction , and insurance is another sch sectr where u can dirctly interct wid ppl, morever insurance is growng sectr so it would be grt to get associated wid ur organisation
what do u think is dis convincing enuf or shld i think more
the question is what u brings on the table?
@chhanda04 : ur second post seems convincing as well as practical.
@pandit_pujari : right pandit ji. total is around 7800 crores
@BONNYDUSHYANT said:
@pandit_pujari : right pandit ji. total is around 7800 crores
What is the profit after tax? Do u have some figures?
@BONNYDUSHYANT i hope dey also get cnvinced
@pandit_pujari : nai bhai. problem is they haven't yet released their annual report. the total premium v got was from chairman's interview to the ET. isliye no info yet
@chhanda04 : good luck
@BONNYDUSHYANT and that of NIACL?
@BONNYDUSHYANT thanks dear
@pandit_pujari said:
@BONNYDUSHYANT and that of NIACL?
2010-11 ka 8600 Cr tha
@pandit_pujari : total gross premium is Rs. 10073.88 crores. while from indian operation is 8500 crores. dont know abt PAT
@chhanda04 said:
@BONNYDUSHYANT no i agree wid u
dey r experince ppl n evryone knws k jaha zada paisa nilega udhar hi job krnge
so ill say k my cadre will drctly chnge so m swtch maring
no they are straight way rejecting the ppl who dnt have solid background and keep on jumping frm one job to amother ....and give them stupid reasons like u have devolped intrest fr insurance and its growing sector bull shit....

what else shld i prepare for uiic from insurance