Congratulations to all of the aspirants who had qualified for the interview..
Guys don't believe on any predictions. We can take NICL as an example for release date of result. Till yesterday,NIcl HR kept on telling us tht results wl b displayed in 15 days . But see .. we gt it today itself. So don't blv on sources or so..if these pals really hd any source thn they weren't wandering unemployed here on pg . So don't blv on anyone. Result will be displayed randomly on the website and those who r sitting there at BOB hq and receiving our calls are barred to leak any details related to the recruitment process including result date as well.
IN UR ..but what is the expected date for the PI.
ST guys share your attempts please
- 110-130
- 150- higher
- 130-150
0 voters
Obc guys share ur attempts
- 121-130
- 140<
- 131-140
- 111-120
0 voters
IN the list of 7 documents mentioned application printout is not mentioned. Do we still need to carry the same?
me too in.... with just 130 attempt OBC cat
ThankGod I'm in..
Pls help me with insurance part for upcoming uiic and oicl...
OBC expected marks pls....genuine answers
- 120-125
- 125-130
- 130+
- 100-105
- 110-115
- 105-110
- 115-120
0 voters
Guys keep posting questions and Notes here as well, PG is best !! Thanks : )
#Copied Interview Experience of UIIC AO (GENERALIST) # (ECE background Candidate )
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INTERVIEW EXPERIENCEVenue – Hotel The Peerless Inn, near Esplanade metro rly st., Kolkata
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Date – 18/08/2016
Time – 9:00 AM
Qualification- B.Tech in ECE
Category- General
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There were 4 members; 3 males and 1 Female(strict), the panel was good as they laughed in some of my answers in between..
M2- Tell me about yourself.
Me – I m A( my name). I belong to Bhubaneswar. I have completed my btech in electronics and communication engg from B(clg name) in 2014.
My strengths are regularity , sincerity, punctuality and truthfulness. I never let my work pending and try to finish today’s task today itself.
…So they all smiled and immediately asked me whether we asked u that u finish ur work or not!!
M2 – where do u finish work?
Me- sir for example in daily life and in college while doing assignments..
…He nodded..
M3- What is cloud computing?
Me- (told d definition) “cloud computing allows application software to be operated using Internet enabled services.” (thank god one guy shared his 16th Aug uiic ao interview experience at kolkata itself in pagalguy website and this question was asked to him then I got the answer byheart from Google)
When he started asking in detail if TCS company do like dis lyk dat…….. I said sorry sir I don’t know much about this.
He said this was not in ur subject???
I said no sir. He understood..
M2 – Ur extracurricular activities?
Me – sir I don’t have extracurricular activities but as my hobby I write poems in Odia, my native language and listening to songs is also my hobby.So
he asked how many poems have u written?
Me – I haven’t counted, may be 10-15.
M2 – u got them published or written in any blogs?
Me- no sir…
M3- Do u have any brothers or sisters?
Me- Yes sir, I have one younger brother studying in +2 science in 2nd year in _____College, Bhubaneswar.
M2- What is insurance?
Me – Insurance is a financial tool specially created to reduce the financial impact of unforeseen events and to create financial security.
M2- What is unforeseen event?
Me – accident
M2 – If a business suddenly goes down, is there any insurance(life/non-life) for the businessman?
Me – sorry sir, don’t know.
M2-What r some types or non-life insurance?
Me- personal accident, health, property, automobile, travel insurance..
F – Why do u think women should work and why do u want to work?
Me – I want to engage myself and be self dependent.
F – Where you will go, becoz we have very very less vacancies (means no vacancies) in ur state Odisha. But Ur parents will want u to get married and stay there. .
Me – I love south India very much. I like authentic south indian dishes ..so if I m posted there it is fine…( I told this as uiic head quarter is at Chennai and this time they have more vacancies in southern n western region.)
F- Have u gone to south India ever?
Me – yes mam during childhood in summer vacations, I used to travel to south India with my family and visited places like Chennai, Bengaluru.
F – How u will manage ur family life..it is also important.?
Me – If I can balance both my personal and professional life, It will be fine.
F- Why are you not pursuing ur career in ur field?
Me – ( I was blank,fumbled and was silent for a few seconds,,then told that) I am interested in finanace sector. In my sectors psu’s r not doing well. (I know it’s wrong to say like dis, but I didn’t find any other words)
Then she murmured ‘then why did u do engineering??!!’
I simply smiled and she switched over to next question suddenly..
F- Did you appear in GATE Exam?
Me- No, mam.
F- So in these two years u r only appearing in these exams?
Me – yes mam, I have been appearing in banking and insurance exams.
F – What other interviews have u given?
Me – IBPS IT OFFICER, IBPS RRB ASSISTANT.. (didn’t tell about lic aao to avoid cross-questions)F- Those results declared?
Me – yes
F- so u not selected!
Me – no mam..
F – Women chief ministers of India?
Me – J&K- Mehbooba Mufti, West Bengal – Mamata Banerjee, Rajasthan – Vasundhara Raje, TN – J Jayalalitha, nd Gujarat cm Anandiben Patel recently resigned..
Then she asked former women cm’s of Delhi n UP?
Me – Delhi – Sheila Dikshit, UP – Mayawati
Then bombarded d question,
woman president of india?
Me – Smt. Indira Gandhi ( wrong)So M3 said she was the PM, not President! (But they didn’t tell the correct answer either..) # The correct ans is Smt. Pratibha Patil !!
M1- What is cryptography?
Me – (managed to say something like..) it is about encrypting data, encryption and provide data security.
M1- where it is used?
Me – IT
M1- Where else?
Me- computer networking.
He nodded his head.
M1- Names of private insurance companies?
Me- Aviva life insurance, Tata AIG general insurance, Bajaj Alianz life insu, ICICI Lombard General ins, HDFC life ins..
M1- Is there any insurance scheme for Girls?
Me- Sir, I don’t know any insurance scheme, but there is one Sukanya Samridhi Account.
He said, ‘yes’..
M1 – What is IMEI?
Me- It is related to mobile communication, I don’t know much.
M1- Its (IMEI) full form?
Me – sorry sir I don’t know the full form, but ‘I’ stands for International, ‘M’ stands for Mobile….He said ok ok…
They said thank u and I said, “thank u sir, thank u mam
#copied --INTERVIEW EXPERIENCE-- # NIACL AO
Venue: The pride hotel, Kolkata
Date: 25/02/2017
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Only the senior-most member asked questions while others remained silent. The bell rang, I entered the room and greeted everyone and all of them replied with a smile.
M1: what does your father do?
M2:-(Probably the head one there, asked me repeated questions.)
Some of the questions:
- You are joining insurance sector at such a young age..why?
- Have u cracked any other exams?
- What govt have done so far for the insurance sector?
- FDI limits?
- Private players in insurance sector??
- What is the special product that NIACL has while others don’t? ( i couldn’t answer it)
- Merger of 3 general insurers?
Then he asked other members to ask few more questions but they said that’s enough and told me that it’s over and wished me “All the best”.
The Role and Importance of Insurance ! (Most Common and Important qstn for Interview)
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Insurance has evolved as a process of safeguarding the interest of people from loss and uncertainty. It may be described as a social device to reduce or eliminate risk of loss to life and property.
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1. Provide safety and security:
Insurance provide financial support and reduce uncertainties in business and human life. It provides safety and security against particular event. There is always a fear of sudden loss. Insurance provides a cover against any sudden loss. For example, in case of life insurance financial assistance is provided to the family of the insured on his death. In case of other insurance security is provided against the loss due to fire, marine, accidents etc.
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2. Generates financial resources:
Insurance generate funds by collecting premium. These funds are invested in government securities and stock. These funds are gainfully employed in industrial development of a country for generating more funds and utilised for the economic development of the country. Employment opportunities are increased by big investments leading to capital formation.
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3. Life insurance encourages savings:
Insurance does not only protect against risks and uncertainties, but also provides an investment channel too. Life insurance enables systematic savings due to payment of regular premium. Life insurance provides a mode of investment. It develops a habit of saving money by paying premium. The insured get the lump sum amount at the maturity of the contract. Thus life insurance encourages savings.
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4. Promotes economic growth:
Insurance generates significant impact on the economy by mobilizing domestic savings. Insurance turn accumulated capital into productive investments. Insurance enables to mitigate loss, financial stability and promotes trade and commerce activities those results into economic growth and development. Thus, insurance plays a crucial role in sustainable growth of an economy.
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5. Medical support:
A medical insurance considered essential in managing risk in health. Anyone can be a victim of critical illness unexpectedly. And rising medical expense is of great concern. Medical Insurance is one of the insurance policies that cater for different type of health risks. The insured gets a medical support in case of medical insurance policy.
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6. Spreading of risk:
Insurance facilitates spreading of risk from the insured to the insurer. The basic principle of insurance is to spread risk among a large number of people. A large number of persons get insurance policies and pay premium to the insurer. Whenever a loss occurs, it is compensated out of funds of the insurer.
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7. Source of collecting funds:
Large funds are collected by the way of premium. These funds are utilised in the industrial development of a country, which accelerates the economic growth. Employment opportunities are increased by such big investments. Thus, insurance has become an important source of capital formation.
here are some insurance related materials for ur PI preparation...
https://drive.google.com/drive/folders/0ByGL6L6J-RCac0RzdWNmYS03RVU
hello everyone.... congratulations to every1 who sailed thru mains... guys share ur descriptive attempts who cleared.. I have attempted 143 wid SC category wid 90% accuracy but couldnt do well in descriptive. Jus wanted to know what went wrong? My descriptive attempt was 2.5
How many from HI category ??
People who have been shortlisted for nicl interview have also appeared for bob interview
- Yes
- No
0 voters
Plz vote
- Both nicl and bob
- Only nicl
- Only bob
0 voters
If any1 has created the whatsap grp fr interview prep pls share d