RBI Grade-B Officer 2015-16 , Phase-I & II


A debenture of Rs.100 carrying 15% coupon rate is quoted in the market at Rs.135/-.  The current yield on this debenture will be

(i) 13.5%

(ii) 15%

(iii) 11.11%

(iv) 10%


Capital charge component of pricing accounts for

1) Cost of capital

2) Internal generation of capital

3) Capital that is required to be provided

Which of the following is true.? 

(i) All the statements are correct

(ii) Statements 1 and 2 are correct

(iii) Statements 2 and 3 are correct

(iv) Statement 3 is correct 

With respect to 14 FCR which is true...

a)distribution of grants to states for local bodies is based on 1971 population data

b)distribution of grants to states is based on 2011 population data

C) both of above

d)none

Social Issues practice MCQs anyone ?? Sab study matter general sa lag rha hai 😞 No idea what kind of ques might come.. Any help..

Nyone having centre at Computer Junction Pvt Ltd. New Delhi??

What timing guys??

Complete preper material https://drive.google.com/file/d/0BxYm-eT4P0LoVXAxZGF4OERVcU0/view

Can anyone give me the list of most probable and important essays??

I think postponing phase 2 for whole India shouldn't be a task for rbi.. Considering only 2850 people are appearing and not 5 or 6 lacs like in asst exam or phase 1

Guys

use of non-programmable electronic calculator is permitted for Afternoon shift.

Scientific Calculator is programmable ?

yeh log calculator ka karwayenge kya?

Guys  is anyone having link for 'economics' optional subject notes covering the max. syllabus of it.......plzzzzz

Does a lower Tax/GDP ratio be an indicator of more economic inequality(Considering that the ratio can be low either due to poor economic scenario or due to the impact of tax evasion as well--->this can correlate with the inequality rise on the economic front)?

Chennai guys... Take some quick action... N get things done... A feeling of exam getting postponed is harmful for preparation

Has anyone done preper material? How is it?

Me to RBI Helpdesk : Hello sir, What bout this unfortunate Chennai flood ?

Helpdesk : Sir stay put. We are looking into the matter and also IBPS will conduct it so the talks will take time. As IBPS is conducting another national level exam on 6th and as of now no info about that getting delayed/postponed is there. So stay strong.

Me : Thank you.

---------------------------------------------------


Me to IBPS Helpdesk : Hello sir, What bout this unfortunate Chennai flood ?

Helpdesk : Sir what ?

Me: Sir just answer as this is me leaving the formal intro as my friends and I am already tensed about the dreaded social section of paper 1 😁

Helpdesk : Sorry sir. You stay strong. However the news is that as of now it's status quo. Talks are going. If there's a change you'll be notified officially. 

Also, you said Grade B.....why don't you call RBI. It's their exam and i am just wasting my time answering to a dud like you, in turn even wasting yours.

Me : Got it. Thanks.

----------------------------------------------------

.

.

MORAL OF THE STORY : STAY STRONG. DON'T WASTE TIME. I WASTED HALF AN HOUR, I AM A DUD. YOU PEOPLE BE DUDE. STUDY AND PRAY FOR CHENNAI PEOPLE. LET THERE BE PEACE. AND OH I FORGOT...................THE SOCIAL SECTION IS EATING ME LIVE. 😉

GK Update: All about Inflation (Part II)

Dear Readers,

Inflation is a subject that always makes news and thus is very important for your upcoming exams. In this series of articles, we will look into the meaning of inflation and its types, factors affecting inflation, inflationary trends in India, its consequences, etc.

Types of Inflation

3. Hyperinflation: This occurs when prices of goods and services rise steeply and suddenly, when the monthly inflation rate is higher than 50%. An unwarranted increase in printing of paper currency, in effect an increase in money supply is one of the principle causes of hyperinflation. While one of the best instances of hyperinflation was Germany post World War I, when the government printed reams of deutschemarks to fund the war. From 1913 to 1918, the number of marks in circulation rose from 13 billion to 60 billion, not counting the value of bonds. Money supply rose further for war reconstruction and the mark-dollar exchange rate was around 4.2 trillion marks to the dollar by November 1923.

4. Stagflation: It is characterised by a state of stagnancy i.e. low growth, high unemployment and high inflation. It is unusual because policies to reduce inflation make life difficult for the unemployed, while steps to alleviate unemployment raise inflation. There are two main causes of stagflation as theorised by different schools of economists- (i) A rise in oil prices results in a drop in production output as transportation costs go up. Workers are laid off and there is a general price rise, which reduces demand. (i) Artificially boosting the money supply at a time when aggregate supply is constrained and poor monetary policy is also a reason for stagflation. This phenomenon gripped the US in the 1970s due to a rise in oil prices. It was observed in India, especially in 2014 when growth was 4-5% and inflation was rising over 9%, with declining industrial production.

5. Headline Inflation: This measure considers total inflation in an economy, including food and energy prices, which are more volatile. In India, it is measured in terms of the WPI.

6. Core Inflation: This shows price rise in all goods and services except food and energy due to high prices fluctuations. Oil is a highly volatile commodity, with daily price variations. Food prices change based on gas prices (it heavily reflects on transportation costs), which are directly linked to oil prices. As the government needs a fairly stable and true picture of inflation, core inflation is calculated.

Key measures of inflation in India

1. Wholesale Price Index (WPI) considers wholesale prices of goods i.e. those that are exchanged between firms and not consumers. Thus, the percentage increase in WPI over a year gives us the inflation rate for that year. WPI shows combined prices of a basket of 676 items. The office of Economic Adviser, Department of Industrial Policy and Promotion and Ministry of Commerce and Industry calculate WPI.

Its weight is distributed among three major components: Manufactured products at 64.97% (includes chemical, metal, food), primary articles at 20.12% (food, non-food goods and minerals) and fuel and power at 14.91% (mineral oil, electricity and coal).

2. Consumer Price Index (CPI) considers consumer or retail prices of goods. Earlier, there were four major segments of CPI, namely for industrial, agricultural and rural labourers and urban non-manual employees (UNME). However, since January 2011, only urban household and rural household-linked CPI is calculated by the Central Statistics Office (CSO) and the Ministry of Statistics and Programme Implementation. In April 2014, the RBI announced CPI (combined) i.e. both Urban CPI and Rural CPI as the main measure of inflation in India. There are five major components of CPI (combined): food, beverages, tobacco-49.71%, fuel and light-9.49%, housing-9.77% (Rural CPI does not consider housing), clothing and footwear-4.73, Miscellaneous (health, education, etc) - 26.31%.

To view Part I of this series, click on the link below:

http://www.pagalguy.com/articles/gk-update-all-about-inflation-part-i-37689636

To get fresh updates on your Facebook & Twitter timelines, subscribe to our pages created specifically for them. We will be posting only those exam specific links on these pages:

Bank PO:

FB: https://www.facebook.com/pagalguybankpo

Twitter: https://twitter.com/PaGaLGuYBankPO

SSC & Other Exams:

FB: https://www.facebook.com/Pagalguy-SSC-CGL-Others-879667042056262/timeline/

Twitter: https://twitter.com/pagalguyssc

UPSC:

Facebook: https://www.facebook.com/Pagalguy-UPSC-951926044840262/timeline/

Twitter: https://twitter.com/PaGaLGuYUPSC

@all....Management ke syllabus me staffing and directing ke hi topics hai sabhi.... Hrd of staffing &motivation,incentive,leadership all of directing. I think we dont have to study other 3 parts of management in detail.

Some MCQs can be practised for ESI & FM paper from this link.

http://www.careerride.com/view.aspx?id=20082

Can someone provide me the exact formats used by rbi for the following 

1. Letters

2. Memos

3. Circulars

4. Reports

Also anything else which i am missing 

Thank you in advance

Jisne ek ne Statistics li hai woh toh selected hi hai

guys post more good links for mcqs especially ESI