SBI PO 2014 Preparation & Discussion Thread

from where i can study marking and current online ?


I had filled the form on 17th April, after paying the fees the registration number and password were not send to my email id. I had already mailed helpdesk but to my surprise they still are not replying, guys please help me out if any body has any info regarding this. Am I registered and if yes then how can i confirm it.

Aaj sbi specialist officer exam was tough , expect kare ki PO ka exam bhi is bar tough hoga. (Shayad)


I m in a fix..bear with me and plz do answers my queries...I hv got BOB PO and OICL AO....i intend to appear for CAT...from what info i hv gathered, it seems that PO is a bit strenuous job compared to AO...two problems that i m facing is ..
1. if i join AO, how much would i need to pay if i leave the job after 2 years??....the response to this from other AOs has been mixed..some say 1 year's gross salary, others say half of that...i dont know which is true....anyone having a solid info on this, plz do give in ur feedbacks...
2.Regarding PO's work timings...i believe it would be abt 2 hrs more than AO's on an everyday basis ...and of course PO has to work on Saturday also....now from the tym that i allot for studies everyday, I would be getting 2 hrs less ....is there any other thing that i need to worry about the Po job compared to AO..i will apppear for the SBI PO also...so SBI POs plz five ur feedbacks about the real working conditions of PO and is it possible to study after the hectic schedule of PO...and how is SBI PO job considered when compared to AO's job....i know these things r a repetition but plz help..

This is a humble request to all the persons who have given sbi so paper today to please tell the pattern of the paper.....and if remembered than do tell the questions...All SBI PO aspirants will be thanful to u..... 😃

This is a humble request to all the persons who have given sbi so paper today to please tell the pattern of the paper.....and if remembered than do tell the questions...All SBI PO aspirants will be thanful to u..... 😃

Today's analysis of SBI Specialist IT PAPER😲😲


Reasoning €“ Moderate to easy, easily one can attend 25 questions in 30 minutes with an accuracy of 96%, including high level puzzles and other questions. There were 2 puzzles and one is sensible enough to wrap up these 10 puzzle questions with in 15 mins if everything goes right.


Quantitative Aptitude- moderate to level III, It is a section which acts as a barrier for candidates to score high and as expected today also, level was actually a bit higher than as usual previous PO exams. Math was too much calculative and lengthy. Candidates suppose that this particular paper was prepared by looking at no of posts and no of candidates.


English- Easy, one can say that basic questions, not so hard and fast.


TIME- 90 MINS FOR REASONING, QUANT AND ENGLISH COMPRISING OF 120 QUESTIONS AND discretely 50 MINS FOR PROFESSIONAL PAPER.

AND BELOW ROW IS VERY VERY IMPORTANT:

P.S. I had not attended this paper.mgmg

hello friends...
ek problem ho gayi...
i filled the form on 16th....anur challan payment mainey 17 ko hi kar di..aur wo accept bhi ho gaya....
but abhi tak reprint after payment mein... "

This online application is provisional subject to payment of Application Fees/ Intimation charges" show kar rha hai...
so the thing is...ki agar journal number mil gaya hai to abhi tak the above stated status clear kyu nahi hua?


payemt after 2nd working day karni thi....yahi galti hui....still bank ne accept karke journal number kyu generate kar diya?
what should i do?


hello friends...ek problem ho gayi...i filled the form on 16th....anur challan payment mainey 17 ko hi kar di..aur wo accept bhi ho gaya....but abhi tak reprint after payment mein... "

This online application is provisional subject to payment of Application Fees/ Intimation charges" show kar rha hai...so the thing is...ki agar journal number mil gaya hai to abhi tak the above stated status clear kyu nahi hua?payemt after 2nd working day karni thi....yahi galti hui....still bank ne accept karke journal number kyu generate kar diya?what should i do?

DAILY GK UPDATE - 19th April

1. Abdelaziz Bouteflika won fourth time as the President of Algeria

i. Abdelaziz Bouteflika won the Presidency for the fourth time consecutively in Algeria on 18 April 2014. He belongs to National Liberation Front party.

ii. He won the presidential election with a huge 81 percent of the vote. In 2008, he won the elections with 90 percent of the vote.

iii. Ali Benflis, main opponent, received 12.18 percent of the total votes casted. Other opponents Abdelaziz Belaid and Louisa Hanoune received 3.03 percent and 1.37 percent of the votes respectively.

iv. Voters turnout stood at 51.3 percent of the registered voters which went down from the 75 percent in 2009. v. In 1999, Bouteflika took office when Algeria was still in a civil war between the military and Islamist militants and restored some economic stability. In 2012, he surpassed Houari Boumedienne as the longest-serving President of Algeria.

vi. The president is elected for five years term by the people in Algeria. The presidentship was limited to two terms in the original constitution. However, the constitution was amended in 2008 to remove the term limits.

2. SEBI issues detailed corporate governance norms

i. SEBI came out with detailed corporate governance norms for listed companies providing for stricter disclosures and protection of investor rights, including equitable treatment for minority and foreign shareholders.

ii. The new rules, which would be effective from 1st October, require companies to get shareholders' approval for related party transactions, establish whistle blower mechanism, elaborate disclosures on pay packages and have at least a woman director on their boards.

iii. Sebi's norms issued on Thursday are aligned with the new Companies Act and is aimed to encourage companies to "adopt best practices on corporate governance".

iv. The capital market regulator has amended clauses -- 35B and 49 -- of the listing agreement.

Main Points:

i. Now, under changed 35B norms, listed companies are required to provide the option of facility of e-voting to shareholders on all resolutions proposed to be passed at general meetings.

ii. Under clause 49, pertaining to corporate governance, listed entities have to get shareholders' nod for related party transactions. It would be effective prospectively from 1st October onwards.

iii. "All existing material related party contracts or arrangements as on the date of this circular which are likely to continue beyond March 31, 2015 shall be placed for approval of the shareholders in the first general meeting subsequent to October 1, 2014," SEBI said in the circular on Thursday.

iv. The new norms also restrict the total tenure of an independent director to two terms of five years. v. If a person has already served as an independent director for five years or more in a listed company till the date new norms come into effect, he would be eligible for appointment for one more term of five years only.

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3. IFFCO gets approval to set up $ 1.6 bn urea plant in Canada

i. Leading fertiliser cooperative IFFCO on Saturday said its subsidiary received permission from the provincial government of Quebec to set up a $ 1.6 billion urea plant.

ii. A decision in this regard was taken on March 26 by the cabinet of the Canadian province and was notified in today's edition of the official gazette of Quebec, the Indian Farmers Fertiliser Co-operative Ltd (IFFCO) said in a statement.

iii. The proposed facility will have a production capacity of up to 1.6 million tonnes of urea and 7,60,000 tonnes of diesel diesel exhaust fluid (DEF), it said.

iv. The estimated project cost of $ 1.6 billion is based on the most recent feasibility study.

v. In January 2013, IFFCO's Canadian subsidiary acquired the land for the plant. The site is at Bncour Port and Industrial Park, which provides access via land, rail and water to markets across North America.

4. Doha Bank to purchase HSBC Bank Oman's business in India

i. Qatar-based Doha Bank has entered into an agreement with HSBC Bank Oman to purchase the latter's banking business in India.

ii. HSBC Bank Oman is an indirect 51 per cent owned subsidiary of HSBC Holdings plc.

iii. Chairman of the Board of Directors of Doha Bank, Sheikh Fahad Bin Mohamed Bin Jabor Al Thani, said that all staff of this operation (the business) will be transferred to Doha Bank as a part of the purchase.

iv. Doha Bank was incorporated in 1978 and commenced its banking business (including its International Banking services) in Doha, Qatar on March 15, 1979.

5. David Ferrer beat Rafael Nadal at Monte Carlo Masters tennis tournament

i. At the Monte Carlo Masters tennis tournament, David Ferrer of Spain produced a major upset by defeating eight-time champion Rafael Nadal in the quarterfinals.

ii. The sixth seeded Ferrer beat the top seeded compatriot in straight sets 7-6, 6-4 on Friday. Ferrer will face Australian Open winner Stanislas Wawrinka today.

6. Maxwell powers Kings XI to easy win

i. Chennai Super Kings' imposing 205 for four failed to intimidate Kings XI Punjab, who chased down the total with six wickets in hand and seven balls to spare in their Indian Premier League match at the Zayed cricket stadium on an oppressive Friday afternoon.

ii. Drifting dangerously at 52 for three early into the chase, the hour of reckoning produced the man for the crisis in the form of Glenn Maxwell, whose 43-ball 95 brought the Kings well within range of what had once seemed a distant target.

iii. That he came equipped for his mission was soon evident when he began by contemptuously clumping Ashwin in a reverse sweep, quite unfazed by the offie's wile and guile.

iv. There was little to stop the wiry Aussie thereafter and with David Miller he forged a thriving, if not a productive, partnership. Plundering 15 boundaries and a brace of big blows over the ropes, Maxwell set the tone for Miller. Man-of-the-Match: G. Maxwell.


SBI PO: Marketing Quiz

Q.1. For effective marketing the salesmen should have which of these qualities- (1) Creativity (2) Team spirit (3) Motivation (4) Effective communication skill (5) All of these Q.2. Market Research is needed for- (1) Deciding the market area (2) Deciding the right-product to be sold. (3) Making proper marketing decisions (4) Deciding right time to sell (5) All of these Q.3. Which of the following statement is true- (1) Marketing makes the company to go into loss due to higher expense (2) Marketing is not required in profitmaking companies (3) Marketing sharpens the mind of the employees (4) Marketing is wastage of time. (5) All of these Q.4. Marketing plan helps in- (1) Better lead generation (2) Better systems (3) Better results (4) Better customer service (5) All of the above Q.5. Motivation means- (1) Inspiring employees to perform better (2) Better communication skills (3) Sales coaching (4) Market research (5) None of these Q.6. In a Marketing process in today's world- (1) Only standard products are sold (2) The seller needs to have product knowledge (3) The seller should ensure customer satisfaction (4) Only quantum of sales matters. (5) All of these Q.7. Sale forecasting involves- (1) Sales planning (2) sales pricing (3) Distribution channel (4) Consumer Tastes (5) All of these Q.8. In addition to product , price, promotion, the augmented marketing mix for services include all of the following EXCEPT; (1) People (2) Packaging (3) Process (4) Physical evidence (5) Both 1 and 2 Q.9. Dumping relates to the sale of- (1) Products in foreign markets that cannot be sold in the home market (2) Products discontinued in the home market sold to a foreign market (3) Production in foreign markets that cannot pass safety standards in the home market (4) None of these (5) All of these Q.10. The following does not represent a market situation- (1) A bank run dispensary located in its, staff quarters. (2) A fund raising charity show for the members of an NGO (3) A meditation camp of a religious organization concluded for its members. (4) A stall distributing Kada Prasad in a Gurudwara (5) All of these Q.11. The following offering is not a service- (1) Fixed deposit receipt (2) Postage stamp (3) Insurance policy (4) Gift coupon of the chain store. (5) All of these Q.12. The act of obtaining a desired object from some one by offering some in return is called as a- (1) Transaction (2) Exchange (3) Relationship (4) Value (5) None of these Q.13. --------- is a group of related products that function in a similar manner, are sold to the same customer groups and marketed through the same type of the outlets. (1) Group (2) Product line (3) Category (4) Market (5) None of these Q.14. Goods that are typically bought by consumer based on a comparison of suitability, quality price and style are called------------ goods- (1) Industrial (2) Speciality (3) Shopping (4) Convenience (5) None of these Q.15. Out of the following ------ is not an objective of pricing- (1) Profit (2) Stabilizing demand an sales of the product (3) Improvement in product quality (4) Expansion of business. (5) All of these Q.16. Out the following ------- is not the three level of the product- (1) Core (2) Symbolic (3) Augmented (4) fragmented (5) None of these Q.17. Of the following pricing methods----- is not for new product- (1) Market skimming (2) Penetration (3) Discriminatory pricing (4) None of these (5) All of the above Q.18. In market skimming pricing strategy----- (1) Initially price is lower then it is reduced (2) Initially price is higher then it is reduced (3) Initial price is high and is maintained high (4) None of these (5) All of these Q.19. Bank of Mathura is offering higher interest-ratio on fixed deposit to senior citizens of 60 years and above- It is practicing- (1) Promotional pricing (2) Psychological pricing (3) Segmental pricing (4) Product mix pricing (5) All of these Q.20. With---- pricing, the products are priced below list price (or even cost) for a temporary period to create buying urgency- (1) Reference (2) By-product (3) Promotional (4) Market penetration (5) All of these Answers: Q.1.(5) Q.11.(4) Q.2.(5) Q.12.(2)

Q.3.(3) Q.13.(2)

Q.4.(5) Q.14.(3) Q.5.(1) Q.15.(4) Q.6.(3) Q.16.(4) Q.7.(5) Q.17.(4) Q.8.(2) Q.18.(2) Q.9.(2) Q.19.(3) Q.10.(4) Q.20.(3)

Banking Awareness For SBI PO

Dear readers, here we are providing some important Banking news which will be imporntant for upcoming SBI Exam.

1. Main Points of RBI monetary policy review:

As on 1 April 2014, RBI (Reserve Bank of India) in its first bimonthly monetary policy statement kept the key policy rate (repo) unchanged.

Current RBI Policy & Reserve Rates:

1. Repo Rate – 8% (Unchanged)

2. Reverse Repo– 7% (Unchanged)

3. CRR – 4% (Unchanged)

4. SLR – 23% (Unchanged)

5. MSF– 9% (Unchanged)

6. Bank Rate – 9% (Unchanged)

Note: i. Economic growth for 2014-15 expected at 5.5%.

ii. CAD expected to come down to 2% of GDP in 2014-15.

iii. Retail inflation expected to be under 6% in 2014.

iv. RBI asks banks not to charge penalty for failure to maintain minimum balance in inoperative account.

v. It was first bi-monthly monetary policy review, next one scheduled for June 3.

2. World Bank has projected an economic growth rate of 5.7% in 2014-15 for India:

World Bank projected an acceleration of growth (factor costs) in FY 2014 to 4.8%, further increase to 5.7% in FY 2015

3. Panel headed by Anand SInha for benchmark floating interest rate

RBI panel headed by RBI Deputy Governor Anand Sinha has recommended bringing a benchmark floating interest rate, especially for home loans. Panel also suggested Indian Banks Base Rate (IBBR).

4. SBI launches 3 Digital banking facilities for its customers”

i. Tab Banking for Saving A/C - Opening Savings a/c at Customer's door step using tablet PC provided to the Bank's Sales Staff (who visit the Customer's home).

ii. TAB Banking for Home Loan - In-principle approval for the home loan at customer's door step using tablet PC provided to the Bank's Home Loan Sales Team which will capture on the tablet KYC details and details.

iii. e-KYC - Generates e-KYC (Know Your Customer) identity document. Fingerprints of the customer will be captured and sent to UIDAI (Unique Identification Authority of India) for authentication of identity and address proof. On successful authentication from UIDAI, the e-KYC service will act in response to display demographic details like [Name, year/date of birth, Gender, Address, Phone, email (if available)] and photograph.

Note: These facilities will offer ease and time saving to the customer for opening accounts with SBI bank.

5. RBI grants 'In-Principle' banking licenses to IDFC and Bandhan

RBI has granted “in-principle” banking licences to Infrastructure Development Finance Company (IDFC) and microfinance lender Bandhan Financial Services Ltd.

The declaration was made by RBI after nod from the Election Commission. These are the first licences to be awarded by RBI since 2003-04.

RBI constituted Bimal Jalan panel scrutinized the applications for new bank licences.

Note: The in-principle approval by RBI is valid for ONLY 18 months. During this 18 month-period IDFC and Bandhan Financial Services Ltd will have to meet all RBI rules and guidelines in order to secure a permanent licence to start banking activities.

6. RBI extends deadline on capital norms under Basel III

RBI extended deadline for banks to implement Basel III capital norms up to March 31, 2019, instead of March 31, 2018. With the extension, the RBI has also revised deadline for for meeting Minimum Common Equity Tier 1 and Capital conservation buffer (CCB).

Note: i. Basel III is a comprehensive set of reform measures, developed by the Basel Committee on Banking Supervision, to strengthen the regulation, supervision and risk management of the banking sector.

ii. In terms of Basel III capital regulations issued by the RBI, the Capital Conservation Buffer (CCB) will be implemented from March-end 2016 (against March-end 2015 earlier). Consequently, the Regulations will be fully implemented as on March-end 2019 (against March-end 2018 earlier).

iii. Basel series of norms refer to a broad supervisory standards formulated by Basel Committee on Banking Supervision (BCBS) to ensure that financial institutions have enough capital on account to meet obligations and absorb unexpected losses.

7. Kotak Mahindra Bank links current accounts to Twitter

The private lender bank, Kotak Mahindra launched a new current account product that will enable the account holders to undertake 21 services viz. cheque book requisitioning, checking last few transactions, etc, and using their Twitter accounts.

Note: i. For the activity of listed service, the bank customers have to use the dedicated hashtags (#).

ii. The account christened 'Jifi', also involves a host of loyalty-based reward points accrued from merchant transactions carried out using the account, referrals made and 'sharing and commenting' of tweets/updates.

Note: The bank has integrated all their systems with their core bankingsoftware and can seamlessly throw up the required result into the account holder's Twitter handle as a direct message.

8. Bank of India (BoI) launched Instant Money Transfer (IMT) scheme

The Bank of India (BoI) launched an Instant Money Transfer (IMT) scheme and became the first state-run lender to allow withdrawal of funds to individuals from its ATMs without an account in the bank. In other words, the IMT scheme allows customers to withdraw cash without using either debt card or credit card at BoI's IMT-enabled ATMs.

Chairman and Managing Director of Bank of India is V. R. Iyer.

9. RBI hiked trade related remittance limit from Rs.2 lakh to Rs.5 lakh per transaction

The Reserve Bank of India (RBI) hiked the trade related remittance limit from Rs.2 lakh to Rs.5 lakh per transaction with immediate effect and also increased the number of transaction handled by exchange houses.

The hike in per transaction is on the review of the permitted transactions under the Rupee Drawing Arrangements (RDAs).These changes have been included in the Memorandum of Instructions for Opening and Maintenance of Rupee/ Foreign Currency Vostro Accounts of Non-resident Exchange Houses.

Note: Vostro account (also known as a loro account) is one in which the domestic bank acts as custodian or manages the account of a foreign counterpart.

10. Qatar based Doha Bank announced it's First branch in Mumbai

Doha Bank announced that it will be opening its first branch at Nariman Point in Mumbai in India. The branch in Mumbai will be opened as a full-fledged bank in May 2014. Note: Doha Bank is the largest private commercial bank in the state of Qatar. It was incorporated in 1978 and commenced its domestic and international banking services in Doha, Qatar in 1979.

11. Ms Lakshmi Swaminathan : Became first Indian President of Administrative Tribunal of the ADB

Ms. Lakshmi Swaminathan became the first Indian to become president of Administrative Tribunal of the Asian Development Bank (ADB) for three years. Ms. Swaminathan is the seventh president of the Tribunal. At present, she is a member of the Panel of Arbitrators of several public sector undertakings and NSE.

12. BSE launched Institutional Trading Platform (ITP) on SME

The Bombay Stock Exchange (BSE) launched an Institutional Trading Platform (ITP) to helpSmall and Medium Enterprises (SMEs) and start-up companies to list on the bourses without an Initial Public Offer (IPO). BSE Ltd set up the BSE SME Platform as per the rules and regulations laid down by SEBI.

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Dear frnds m wrking wid lic as a developmnt officer (probation period)........sbi hs mentiond dat noc is reqd during intervw 4 gvt employees .........wat if i dnt disclose abt my job during the intervw????????.......... advice me on dis m 2009 pass out btechie as dis wil also b the case wid ibps po also ......actual thng is dat i dnt want 2 disclose 2 lic dat m preping 4 a po job????????????????

Please guyz I need help in this question.

@deepak99 @ball.of.fire @Rohit143
I am posting the answer, but I still don't understand how can it be confirmed that l is in I shift

Hi, I'm new to the Bank PO exams, I am from commerce background. Can someone help me... How to prepare for Bank PO exams? Which are the best coaching classes for Bank PO? I will graduate this year and this is my first attempt. Pls hlp. Thank You 👍

Hi Frnds,


I applied for SBI PO. After completing my form, i clicked on "Submit" button to pay the fee online. However, my net connection got disrupted and as a result payment was not done.

Now, when i click on "Edit" application, it is not accepting my registration number saying application submitted cannot be edited.

What to do now ?

frndz i am not able to put special character in address field in the form...like my home address si XXXX/1 Now i am not able to put "/".. nd all my proff are having this addres..if in the form its a little different then will it create the problem?