SBI PO 2015 Preparation & Discussion

mailmishrar · July 5, 2015, 3:19pm

koi pls simple bhasha me syndication samjhayega tia 😃

sahilnoida18 · July 5, 2015, 3:36pm

General Knowledge waale section ka breakup kya hoga..Approx how many ques of computer,marketing,banking and general knowledge..?

upender2969 · July 5, 2015, 3:41pm

What is commodity futures market?.....explain in a lucid manner

vijdasila · July 5, 2015, 3:45pm

Dear Valued Customer,

Thanks to your continued patronage, the Bank has once again turned in a strong performance for the year ended March 2015 with a 23% growth in profits over the previous year. We take this opportunity to re-dedicate ourselves towards continued excellence in rendering the best in class services and bringing to you a large array of digital banking products to make your banking experience all the more convenient and enjoyable. It gives us immense satisfaction that our Digital Channels are being used extensively by our customers and 68% of our banking transactions are now being done on these channels.

You would be aware that our theme for the current year is 'Banker to Digital India'. May I share with you some of the technology initiatives launched recently for further enhancing your digital banking experience with us:

SBI mCash:

Quick Transfer:

SBI Quick

:

Online Overdraft against Fixed Deposit

Online Loan against shares:

Online Loan Application Portal:

Digital Banking Outlets:

Tie up with m-Commerce/e-Commerce players:

SBI e-corners:

Contactless Debit Card:

State Bank Tech Learning Centre:

Dear Valued Customer,

Thanks to your continued patronage, the Bank has once again turned in a strong performance for the year ended March 2015 with a 23% growth in profits over the previous year. We take this opportunity to re-dedicate ourselves towards continued excellence in rendering the best in class services and bringing to you a large array of digital banking products to make your banking experience all the more convenient and enjoyable. It gives us immense satisfaction that our Digital Channels are being used extensively by our customers and 68% of our banking transactions are now being done on these channels.

You would be aware that our theme for the current year is 'Banker to Digital India'. May I share with you some of the technology initiatives launched recently for further enhancing your digital banking experience with us:

SBI mCash: Enables you to transfer money to anyone by just knowing their mobile number or e-mail ID, irrespective of whether they bank with SBI or not . Quick Transfer: Enables you to send upto Rs. 5000/- to anyone through mobile banking without registration of beneficiary. SBI Quick: Access basic banking services through a simple Missed Call or an SMS. Online Overdraft against Fixed Deposit: Provides instant overdraft facility against e-TDR/e-STDR through Internet Banking. Online Loan against shares: This online facility enables you to apply for loan against shares which are held in your DematAccount of SBI Cap Securities. The whole processing is fully automated and the loan amount gets credited to your account without any visits to the branch. Online Loan Application Portal: A platform to apply for Home/Car/Education/Personal loans. Also enables you to check your loan eligibility and get instant e-approval. Digital Banking Outlets: Experience state-of-the-art digital banking at "sbiINTOUCHLite" branches already live at selectcentres. We propose to scale up the numbers during the current year. Tie up with m-Commerce/e-Commerce players: The Bank has entered into MoUs with leading e-commerce players like Amazon & Snapdeal to explore ways to make your shopping experience smoother and happier. We are running very exciting and attractive cash back deals for you from time to time. SBI e-corners: 24 X 7 facilities to deposit, withdraw, transfer money, update passbook and use host of other facilities Contactless Debit Card: Enables you to make fast, convenient and secure payment for everyday purchases by simply tapping your card. State Bank Tech Learning Centre: Equips you to take advantage of the latest technology at SBI through interactive learning programmes held across the country. Also, view tutorials on various functionalities by visiting our page on You Tube.

The current year will be a transformational year for your Bank with 20,000+ branches of State Bank Group being migrated to a more resilient internet network and launching of more products and services on digital platform, including mobile wallets to provide enhanced customer experience. I would be happy to have your views, thoughts and expectations from us through Facebook, Twitter and LinkedIn.

I shall be regularly updating you on the new initiatives taken by the Bank to provide you a delightful banking experience.

Best wishes,

Arundhati Bhattacharya

Chairman

The current year will be a transformational year for your Bank with 20,000+ branches of State Bank Group being migrated to a more resilient internet network and launching of more products and services on digital platform, including mobile wallets to provide enhanced customer experience. I would be happy to have your views, thoughts and expectations from us through Facebook, Twitter and LinkedIn.

I shall be regularly updating you on the new initiatives taken by the Bank to provide you a delightful banking experience.

Best wishes,

Arundhati Bhattacharya

Chairman

sbi on full high

akshita12 · July 5, 2015, 4:00pm

profit account and loss account ?

akshita12 · July 5, 2015, 4:01pm

koi pls simple bhasha me "sovereignty" samjhayega ...TIA ..

vipulmathur99 · July 5, 2015, 4:01pm

Recruitment of Probationary Officers in State Bank of India
Written Examination held in June/ July 2014
Details of Marks Secured by the Candidate Name : VIPUL MATHUR Category : GENERAL Roll No. : 2731024021 Reg No. : 1280931983 Date of Birth : 09/11/1992

Sr. No. Subject Total
Marks Minimum Qualifying Marks Marks
Secured by
you SC/ST/OH OBC/VH GENERAL 1 Reasoning 50 8 10 13 19.00 2 Data Analysis &
Interpretation 50 8 10 13 36.00 3 General Awareness /
Marketing / Computer
Knowledge 50 11 11 14 9.00 4 English Language 50 8 10 13 4.00 Minimum Qualifying marks in
OBJECTIVE TEST (out of 200) 60 70 80 68.00 5 Descriptive type test
(English Language) 50 18 18 20 0.00 Descriptive Papers of ONLY those
candidates have been evaluated who
have qualified in all the subjects and have
secured marks in the Objective Test
equal to or more than the marks
mentioned alongside. SC ST OBC GEN OH VH 60 60 70 80 60 70 Total Marks secured
by you(out of 250) 68.00 Marks secured in the Written Test by
Last Candidate called for GD &
INTERVIEW (out of 250) SC ST OBC GEN OH VH 98 78 106 112 81 96

Back

avinash_mahesh · July 5, 2015, 4:12pm

A train can travel 50% faster than a car. Both start from point A at the same time and reach point B 75 kms away from A at the same time. On the way, however, the train lost about 12.5 minutes while stopping at the stations. The speed of the car is:: A) 100 km/hr B) 105 km/hr C) 150 km/hr D) 200 km/hr E) None of these

pimolitor · July 5, 2015, 4:16pm

Today's central problem facing business is not a shortage of goods but a shortage of customers. Most of the world's industries can produce far more goods than the world's consumers can buy. Overcapacity results from individual competitors projecting a greater market share growth than is possible. If each company projects a 10 percent growth in its sales and the total market is growing by only 3 percent, the result is excess capacity.

This in turn leads to hypercompetition. Competitors, desperate to attract customers, lower their prices and add giveaways. These strategies ultimately mean lower margins, lower profits, some failing companies, and more mergers and acquisitions.

Marketing is the answer to how to compete on bases other than price. Because of overcapacity, marketing has become more important than ever. Marketing is the company's customer manufacturing department.

But marketing is still a terribly misunderstood subject in business circles and in the public's mind. Companies think that marketing exists to help manufacturing get rid of the company's products. The truth is the reverse, that manufacturing exists to support marketing. A company can always outsource its manufacturing. What makes a company prosper is its marketing ideas and offerings. Manufacturing, purchasing, research and development (R&D), finance, and other company functions exist to support the company's work in the customer marketplace.

Marketing is too often confused with selling. Marketing and selling are almost opposites. "Hard-sell marketing" is a contradiction. Long ago I said: "Marketing is not the art of finding clever ways to dispose of what you make. Marketing is the art of creating genuine customer value. It is the art of helping your customers become better off. The marketer's watchwords are quality, service, and value."

Selling starts only when you have a product. Marketing starts before a product exists. Marketing is the homework your company does to figure out what people need and what your company should offer. Marketing determines how to launch, price, distribute, and promote your product/service offerings to the marketplace. Marketing then monitors the results and improves the offering over time. Marketing also decides if and when to end an offering.

All said, marketing is not a short-term selling effort but a longterm investment effort. When marketing is done well, it occurs before the company makes any product or enters any market; and it continues long after the sale.

Lester Wunderman, of direct marketing fame, contrasted selling to marketing in the following way: "The chant of the Industrial Revolution was that of the manufacturer who said, 'This is what I make, won't you please buy it?' The call of the Information Age is the consumer asking, 'This is what I want, won't you please make it?'"

Marketing hopes to understand the target customer so well that selling isn't necessary. Peter Drucker held that "the aim of marketing is to make selling superfluous." Mark-eting is the ability to hit the mark.

Yet there are business leaders who say, "We can't waste time on marketing. We haven't designed the product yet." Or "We are too successful to need marketing, and if we were unsuccessful, we couldn't afford it." I remember being phoned by a CEO: "Come and teach us some of your marketing stuff-my sales just dropped by 30 percent."

Here is my definition of marketing: Marketing management is the art and science of choosing target markets and getting, keeping, and growing customers through creating, communicating, and delivering superior customer value.

Or if you like a more detailed definition: "Marketing is the business function that identifies unfulfilled needs and wants, defines and measures their magnitude and potential profitability, determines which target markets the organization can best serve, decides on appropriate products, services, and programs to serve these chosen markets, and calls upon everyone in the organization to think and serve the customer."

In short, marketing's job is to convert people's changing needs into profitable opportunities. Marketing's aim is to create value by offering superior solutions, saving buyer search and transaction time and effort, and delivering to the whole society a higher standard of living.

Marketing practice today must go beyond a fixation on transactions that often leads to a sale today and a lost customer tomorrow. The marketer's goal is to build a mutually profitable long-term relationship with its customers, not just sell a product. A business is worth no more than the lifetime value of its customers. This calls for knowing your customers well enough to deliver relevant and timely offers, services, and messages that meet their individual needs.

The function of marketing is typically organized as a department within a business. This is good and bad. It's good because it brings together a number of skilled people with specific abilities for understanding, serving, and satisfying customers. It's bad because other departments believe that all marketing is done in one department. As the late David Packard of Hewlett-Packard observed, "Marketing is much too important to leave to the marketing department. . . . In a truly great marketing organization, you can't tell who's in the marketing department. Everyone in the organization has to make decisions based on the impact on the customer."

The same thought was well-stated by Professor Philippe Naert: "You will not obtain the real marketing culture by hastily creating a marketing department or team, even if you appoint extremely capable people to the job. Marketing begins with top management. If top management is not convinced of the need to be customer minded, how can the marketing idea be accepted and implemented by the rest of the company?"

Marketing is not restricted to a department that creates ads, selects media, sends out direct mail, and answers customer questions. Marketing is a larger process of systematically figuring out what to make, how to bring it to the customer's attention and easy access, and how to keep the customer wanting to buy more from you.

Furthermore, marketing strategy and actions are not only played out in customer markets. For example, your company also has to raise money from investors. As a result you need to know how to market to investors. You also want to attract talent to your company. So you need to develop a value proposition that will attract the most able people to join your company. Whether marketing to customers, investors, or talent, you need to understand their needs and wants and present a competitively superior value proposition to win their favor.

Is marketing hard to learn?

The good news is that marketing takes a day to learn. The bad news is that it takes a lifetime to master! But even the bad news can be looked at in a positive way. I take inspiration from Warren Bennis' remark: "Nothing gives me a greater joy than learning something new." The good news is that marketing will be around forever. The bad news is that it won't be the way you learned it. In the coming decade, marketing will be reengineered from A to Z.

- Philip Kotler

(Father of Modern Marketing)

pimolitor · July 5, 2015, 4:34pm

Direction (Q. 1-5): The following graph shows number of goods produced (in thousand) by company P and Q in different years:

1) How many units of goods was sold by both the companies in the year 2001 and 2003 together?

a) 33500

b) 28000

c) 98000

d) 61500

e) 43500

2) The goods sold by company Q in 2004 is approximately what percent of the goods sold by company P in 2003?

a) 18%

b) 19%

c) 17%

d) 16%

e) 20%

3) What is the average number of goods sold by company P in 2000 and that of company Q in 2002?

a) 8375

b) 7000

c) 6500

d) 6000

e) 12000

4) What is the difference between number of goods produced by company P in 2004 and number of goods sold by company Q in 2000?

a) 5000

b) 1000

c) 4000

d) 2000

e) 1500

5) What is the average number of goods sold by 'P in all these years?'

a) 10450

b) 12350

c) 11450

d) 12390

e) 11320

Answers: After 30 minutes!

http://i.imgur.com/sbyPFGQ.png

smacky489 · July 5, 2015, 5:26pm

hello all puys ... can anyone guide me which is the best online test series provider ? Career Power ? Mahendra's ?? or any else . Best in terms of quality question. Money/discount is not constraint .Thanks in advance

sranjan77 · July 5, 2015, 5:35pm

In an input output question :

Step III - arrange logical matter moving singer

Step IV - 7 25 6 24 14

Can somebody explain step IV ?

avinash_mahesh · July 5, 2015, 5:36pm

A train overtakes two persons walking along a railway track. The first one walks at 4.5 km/hr. The other one walks at 5.4 km/hr. The train needs 8.4 and 8.5 seconds respectively to overtake them. What is the speed of the train if both the persons are walking in the same direction as the train?

A) 80 kmph B) 81 kmph C) 85kmph D) 90kmph E) None of these

pimolitor · July 5, 2015, 6:00pm

2 candidates contested in an election . At the election 10% of the people on the voting list did not vote, and 60 votes recorded were rejected as illegal. The majority of the successful candidates was 308 and it was found that he had been supported by 47% of the whole no. on the voters list . what was the whole number of votes recorded by each candidate?

monali_dey · July 5, 2015, 6:01pm

A container contains a mixture of wine and water in the ratio 1 : 3. What percentage of the mixture should a butler replace with another mixture that contains wine and water in the ratio 3 : 1 in order to make 100% profit by selling the resultant mixture at the price of the pure wine?

monali_dey · July 5, 2015, 6:30pm

S's trail mix is 30 pc nuts and 70 pc dried fruits. J's trail mix is 60 pc nuts and 40 pc chocos. Combined mixture of S and J trail mix contains 50pc nuts, Wat % of combined mixture is dried fruits?

pimolitor · July 5, 2015, 7:18pm

:-P

http://economictimes.indiatimes.com/markets/stocks/news/dalal-street-hopes-could-be-dashed-exit-poll...

pimolitor · July 5, 2015, 7:22pm

Okay, what if we all had the same currency? Wouldn't that help avoid currency-related headaches?

There are benefits to broadening a currency zone; this was the logic of the euro, which replaced most of the individual currencies in Europe. A single currency across Europe (and in the fifty U.S. states) reduces transaction costs and promotes price transparency (meaning that it's easier to spot and exploit price discrepancies when goods are all priced in the same currency).

1 dollar is 63.44 Rs at present. Why Indian currency is in Rs and not in dollar?

pimolitor · July 5, 2015, 8:01pm

One more interview question:

RBI considers any note with a serial number-torn, dirty, crumpled, or otherwise-to be legal tender. Any bank will exchange torn rupees for crisp new ones.

But still most people involved in commerce-shopkeepers, taxi drivers, etc.- doesn't accept a torn, crumpled, or overly soiled rupee note.

Why?

mishramit93 · July 5, 2015, 9:14pm

https://drive.google.com/open?id=0B8sWGOfmKRilflAtbk40VzdzOXhIMWZEbzRKRHdicGVSSDlZbFRZVEprWHFCemZqQ0...

am sory, i forgot to edit the folder with "shared" properties, so access was denied,so am posting again !!