hey can anyone guide me on where to prepare the essays from ?! and which test series is the best ?
Thank you !
anyone in here who has applied for RBI ASST???? what are ur preparation strategy regarding time management????
Five companies held examinations for all the employees who are in their probation period. The following table gives the details of all the employees who have taken the exam
http://i.imgur.com/IXVp57X.pngQ1. If the employees who do not clear the cut offs are rejected, then which company rejected the maximum number of employees?
(1) B
(2) C
(3) D
(4) E
Q2. What is percentage of employees who got more than 90% of marks out of the total number of employees who cleared the cut off for all companies combined (approximately)?
(1) 20%
(2) 22%
(3) 24%
(4) 28%
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mera cp ka website nahi khul raha hai....NOT SAFE bata raha hai...kya karun???exam dena hai yaar
just got the mail form career power...they will upload the solutions of ST-1 to ST-10 by today evening.
Dear readers,
The Ministry of Finance has introduced a few changes to the selection process for Regional Rural Banks (RRBs). The important changes are as follows:
a) IBPS will now conduct interviews for these posts and will declare the final result.
b) Upper age limit for the post of Officer Scale I has been increased from 28 to 30 years.
c) Candidates who have not studied the local language in Std. X but have proficiency in this language would be eligible to apply for Office Assistant and Officer Scale I posts.
Take a look at the official statement at:
http://pib.nic.in/newsite/erelease.aspx?relid=123156
All the Best!
Somebody plz help me in DI. I am very weak 😞
Mahendras ka site has some very good marketing PDFs..
Google "mahendras marketing" and download the 2 PDFs.. Will definitely help all of us in Mains..
The following table gives the exports and imports (values given in millions of Rs) of the 4 companies in the years 2002 - 03, 2003 - 04, 2004 - 05.
http://i.imgur.com/QegJDNJ.png
Q1. Which of the following company registered the highest percentage growth in exports from 2003 - 04 to 2004 - 05?
(1) Rahul & co.
(2) Chandu & co.
(3) Shiva & co.
(4) Kanta & co.
Q2. Which company registered the least growth rate in imports from 2002 - 03 to 2003 - 04?
(1) Rahul & co.
(2) Chandu & co.
(3) Shiva & co.
(4) Kanta & co.
Q3. Which company had the highest trade-deficit (= imports - exports) in 2004-05?
(1) Rahul & co.
(2) Chandu & co.
(3) Shiva & co.
(4) Kanta & co.
anyone who has given ob st 1? Please share your marks.
friends please suggest any good quizes for marketing and computer . thank you in advance ))
ANY SHORTCUT METHOD FOR DATA INTERPRETATIONS? ITS REALLY VERY TIME CONSUMING. PLZ HELP IF U KNOW...THNX IN ADVANCE
kaise gaya IDBI executive bhaiyo or behno..?
@apoorva31 @mishramit93 @zion_cool @trn9229 @karthiee @sushmitamandal @vinnieta and others who applied... sorry mujhe bas inhi k naam pata the 😐
SHARE YOU PRACTICE MOCK SBI PO 1 MARKS ......
what could be th epossible topics on greece debt crisis which could be asked in sbi po exam.....?
I m not familiarized at less known high level english words .. How to study these words before the mains?
Is it Possible to tackle new words with Norman lewis book? Or should I mug up difficult words for the mains?
Dear Readers,
Current affairs is an important component of several competitive exams such as the UPSC Civil Services Examination, SSC CGL, Bank PO & PSU entrance tests, etc. Therefore, understanding the terms/concepts/events that make news is critical for aspirants. We at PaGaLGuY bring you series of articles explaining some of these important concepts/events. Read on to know about mobile wallets and their growth.
Though a recent development, mobile wallet services are fast overriding long-standing payment facilities like credit and debit cards. There are over 10 companies successfully operating in this space in India. Mobile wallets are considered to be game-changers as they have diminished the need for cash payments. For instance- Paytm is the biggest contender in India with already 25 million people using its mobile wallet service.
What is a mobile wallet?
A mobile wallet is the digital twin of your cash wallet/purse. Put simply, your mobile phone becomes your mode of payment. A mobile wallet service provider enables a person to recharge his phone, pay utility bills like electricity/gas, book airline or movie tickets or even settle your shopping bill. Consumers can load money in the wallets and make payments to those outlets that have a tie-up with the service provider. The digitally stored cash cannot be withdrawn by consumers.
Pros and Cons
· 1. Mobile wallets enable cashless payments and as service providers are establishing tie-ups with almost every utility providers, reach is wider. From buying LEDs to seats in luxury buses, everything becomes easy through your mobile.
· 2. People who are not even bank account holders can use mobile wallets for transactions. They are a boon for people are apprehensive about carrying out net banking operations from their phones fearing electronic fraud.
· 3. For companies, a mobile wallet has the ability to increase revenues and bring down operating costs.
· 4. It is relatively safe and fast.
· 5. On the flipside, in the name of increasing sales, businesses can hound you with constant notifications about sales and discounts.
· 6. It restricts usage as you can make payments to only those retail outlets that the service provider has a tie-up with.
· 7. You cannot make payments if your phone battery gets exhausted unlike a physical wallet or a debit/credit card that are free of this.
Mobile wallet scene in India
Majorly dominated by telecom companies and payment service providers like: Tata Teleservices Ltd's mRupee, Vodafone's m-pesa, Bharti Airtel's Airtel Money and Paytm, MobiKwik, Oxigen, Citrus, etc. The RBI limits the amount of money that can be stored in the wallet to Rs.50000.
Paytm got the wallet service licence from the RBI in 2014 and and aims to touch the 100 million user mark by 2016. Recently, Paytm introduced Immediate Payment Service (IMPS) on its platform through which users can use their wallets to transfer money into any bank account. The IMPS service offers interbank electronic fund transfer service through mobile phones.
While Mobikwik has 8 million wallets, Oxigen claims to be carrying out 50 million transactions every month.
As the number of people with mobile phones are more than those with a bank account, mobile wallets have great scope among people in rural areas and the country's unbanked population.
Why mobile wallets spell doom for Indian banks?
With its increasing popularity, a mobile wallet can be pegged as the future of cash. However, growth of this space is an impediment for banks in India. Rising competition is the reason. Banks are not only battling with increasing bad loans (or non-performing assets) but also have to tackle the challenge of generating more business. While banks earlier considered that business with retail consumers is unprofitable, they are now left with no choice but to run after the common man.
Thus, many banks have now joined the mobile wallet fray. On July 7, ICICI Bank announced relaunched of a 'revolutionary' mobile banking app, which provides 100 kinds of services, the highest by any bank in India.
State Bank of India has an app in the name of State Bank Rewardz, Axis Bank has Pingpay and HDFC has its PayZapp.
The aim is to chase customers, especially mobile wallet users without a bank account.
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