Puys, a help..I am selected as a clerk in ib .. Now m going to apply for ibps po... Wat preference should I give to ib?
Offtopic... Anyone know wat is the in-hand salary of a po ( not SBI)?
pm ke rest test kab upload honge.next week tak kya?
How is bankerstest.com for online tests?
Dear Readers,
Current affairs is an important component of several competitive exams such as the UPSC Civil Services Examination, SSC-CGL, Bank PO & PSU entrance tests, etc. Therefore, understanding the terms/concepts/events that make news is critical for aspirants. We at PaGaLGuY bring you series of articles explaining some of these important concepts/events.
Revisions to the priority sector lending (PSL) norms in April this year will benefit several struggling sectors. The Reserve Bank of India has directed banks to give 8% of their loans to small and marginal farmers (those with less than 2 hectares of land). In addition to the existing categories, new sectors like renewable energy, social infrastructure and medium enterprises have been included under PSL.
What is Priority Sector Lending?
As per RBI regulations, banks have to set aside a specific portion of their total lending to important sectors like agriculture, small scale industries, etc. This was introduced to ensure overall growth of the economy as against that of a few sectors.
Agriculture, micro and small enterprises, export credit, social infrastructure, renewable energy, education, certain categories of housing and others have been enlisted as priority sectors.
Highlights of the revised PSL norms
1. Micro enterprises, those whose investment in machinery and other fixed assets does not extend 25 lakhs, will get 7.5% of banks' loans.
2. The central bank has done away with the distinction between direct and indirect agricultural lending. Thus, loans to food and agro-processing units, namely short/medium/long term credit, loans for agricultural infrastructure and ancillary activities, will be clubbed together. This will make it easier for banks to achieve the 18% agri loan target.
3. Foreign banks with less than 20 branches will also have to lend 40% of their net credit to the priority sector like other banks. However, they have been given time till the end of the fiscal year 2020 to do so. Foreign banks can also include export credit upto 32% of their priority sector.
4. There is no change in the target of 10 percent of ANBC or Credit Equivalent Amount of Off-Balance Sheet Exposure, whichever is higher, for Weaker Sections.
5. To ensure banks' compliance with the revision, RBI will assess non-achievement of PSL norms on a quarterly average basis at the end of every year from 2016-17 onwards, instead of annual basis.
6. Loan limits for housing and MFI sectors under priority sector have been revised. Home loans upto Rs.28 lakh in metros and Rs.20 lakh in other centers will be part of the lending provided the property cost does not exceed Rs.35 lakh and Rs.25 lakh, respectively.
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friends please suggest a good site for computer quiz tia ":))
puys, both formal and informal letter mein sender's/receiver's name likhna hota hai or just abc/xyz?
arun kumar.. sahi answer ka option v post kar do bhai...
pls share your OB sbi mock 2 score.....(sectionwise)
http://www.englishgk.com/p/general-knowledge-questions-and-answers.html
how good is this site for GK?
1.Some neckales are bangles. 2.all bangles are ornaments. 3.some ornaments are treasures. 4. No treasures is picture. 5. All colours are pictures. 6.some pictures are necklaces. Conclusion-: 1. All treasures if they are also bangles they are also necessary ornaments. 2. All necklaces if they are also colours they are also necessary pictures. 3. All ornaments which are necklaces are necessary bangles. Which follows?
statements:
All A are B.
All B are C.
Some C are not D.
Conclusions:
1.Some C are A.
2.All C being D is a possibility.
3.Some D being C is a possibility.
4.Some D not being C is a possibility
can anyone please provide info about the current NPAs (total and of all the banks) and related updates about it? ty @Gobuaa @tarun.singh @raring_utk @PiMolitor
Olive board k mocks purchase karne h..koi direct link chipka do yaha..Jaldi.. Pleajjjjj
Few doubts regarding descriptive paper of SBI, I guess some of you also have the same doubt as mine, seniors please guide us.
1) In the precis writing, if we exceed the word limit so are the marks being deducted ?Additionally, do they also count the words in the title of the precis as in the word count ?
2)Do we write a complete sentence like "the title of the precis is for example "Innovation in agriculture" or simple put as "Innovation in agriculture" at the top.
3)For passage/reading comprehension do we have to write the question as well while answering or simply write the question number and write the answer.
4)Same goes for letter writing, do we need to write the first line as indicating the topic of letter, as in the formal letter it can be shown using the subject headline, but in the informal letter we do not write the subject line, so how does one have to write?
5) Lastly, is it necessary to save the answer before clicking on submit button as in the last minutes one is not able to complete so will that be evaluated or not?
Friends, Seniors, Admin please throw some light on these ambiguities, those who have already given SBI can effectively guide the novices like me.
Thanks ! Anxiously waiting for suggestions and guidance.
Anyone pls help me how to reduce higher number ratio to a simplest form..any tricks?
BANKING TERMS - ABBREVIATIONS
. ISCI - International Standard Industrial Classification
. KCC - Kisan Credit Card
. KVIC - Khadi and Village Industries Corporation
. KYC - Know your customer
. LAMPS - Large Sized Adivasi Multipurpose societies
. LERMS - Liberalised Exchange Rate Management System
. LIC - Life Insurance Corporation of India
. MCA - Ministry of Company affairs
. MIS - Management Information System
. MICR - Magnetic Ink Character Recognition
. NABARD - National Bank for Agriculture and Rural Development
. NBFC - Non Banking Finance Companies
. NEFT - National Electronic Funds Transfer
. NPA - Non Performing assets
. NRE - Non Resident External account
. NRI - Non Resident Indian
. NSE - National Stock Exchange
. OLTAS - Online tax accounting system
. OMO - Open market operations
. PACS - Primary Agricultural Credit Societies
. PDO - Public Debt Office
. PIN - Personal Identification Number
. QIB - Qualified Institutional Buyers
. RBI - Reserve Bank of India
. RDBMS - Relational Database Management System
. REC - Rural Electrification Corporation
. RFC - Resident Foreign Currency
. RIDF - Rural Infrastructure Development Fund
. RRB - Regional Rural Bank
. RTGS - Real Time Gross Settlement
. RWA - Risk Weighted Assets
. SBI - State Bank of India
. SCB - Scheduled Commercial Bank
. SDR - Special Drawing Rights
. SEBI - Securities and Exchange Board of India
. SFMS - Structured Financial Messaging Services
. SHG - Self Help Group
. SIDBI - Small Industries Development Bank of India
. SIDC - State Industrial Development Corporation
. SJSRY -Swarna Jayanthi Shahari Rozgar Yojana
. SLR - Statutory Liquidity Ratio
. SLRS - Scheme for Liberation and Rehabilitation of Scavangers
. SMERA - SME rating agency of India Limited
. SSI - Small Scale Industries
. SME - Small and Medium Enterprises
. SSSBE - Small Scale Service and Business Enterprises
. UTI - Unit Trust of India
. WPI - Wholesale Price Index
. YTM - Yield to maturity
. LAB - Local Area Banks
. ALM - Asset Liability Management
. ANBC - Adjusted Net Bank Credit
. ASBA - Application supported by blocked amount
. BOE - Bill of Exchange
. CASA - Current and savings accounts
. CBLO - Collateralised Bank Lending Obligations
. CIBIL - Credit Information Bureau of India Limited
. DPG - Deferred Payment Guarantee
. DPN - Demand Promissory Note
. DRAT - Debt Recovery Appellate tribunal
. DRI - Differential Rate of Interest
. DSCR - Debt Service Coverage Ratio
. EDI - Electronic Data Interchange
. EMI - Equated Monthly Instalments
. EPS - Earnings Per Share
. ESOP - Employee stock ownership plan
. FEDAI - Foreign Exchange Dealers Association of India
. FFMC - Full Fledged Money Changers
. FOB - Free on Board
. LIBOR - London Inter Bank
Offered
Rate
. MIBOR - Mumbai Inter Bank
Offered
Rate
. MOU - Memorandum of Understanding
. MCA - Ministry of Company Affairs
. NPV - Net Present Value
. OCB - Overseas Corporate Bodies
. POA - Power of Attorney
. RKBY - Rashtriya Krishi Bima Yojana
. SEBI - Securities and Exchange Board of India
. LAF - Liquidity Adjustment Facility
. IDBI - Industrial Development Bank of India
. BCSBI - Banking Codes and Standards Board of India
. IRDA - Insurance Regulatory Development Authority
. DICGC - Deposit Insurance and Credit Guarantee Corporation
. SPV - Special Purpose Vehicle
. CRISIL - Credit Rating Information Services of India Limited
. ICRA - Investment Information and Credit Rating Agency of India Limited
. CARE - Credit Analysis and Research Limited
. MCX - Multi Commodity Exchange
. CCIL - Clearing Corporation of India Limited
. OTCEI - Over the Counter Exchange of India
. EFT - Electronic Funds Transfer
. ARF - Asset Reconstruction Fund
. MSS - Market Stabilisation Scheme
. CRAR - Capital to Risk Assets Ratio
. FSDC - Financial Stability and Development Council
. SCARDB - State Cooperative Agriculture and Rural Development Banks
. LERMS - Liberalised Exchange Rate Management System
. BOT - Balance of Trade
. CAC - Capital account convertibility
. NDS - Negotiated Dealing System
COMPUTER TERMS: A TO Z
(sorry for spelling mistakes)
AC = alternating current
ACPI = advanced configuration and power interface
ACT = activity
ADSL = asymmetrical digital subscriber line
AGP = accelerated graphics port
AMD = advancedmicro devices
AMR = audio modem riser
APIPA = automatic private internet protocol addressing
APM= advanced power management
ARP = address resolution protocol
ASR = automated system recovery
AT = advancedtechnology
ATA = advanced technology attachment
ATAPI = advanced technology attachment packet interface
ATM = asynchronous transfer mode
ATX = advanced technology extended
BIOS = basic input/output system
BNC = Bayonet-Neill-Concelman or British Navel Connector
BRI = basic rate interface
BTX = balanced technology extended
CCD = charged coupled device
CD = compact disc
CD-ROM = compact disc-read-only memory
CD-RW = compact disc-rewritable
CDFS = compact disc file system
CMOS= comple mentarymetal-oxide semiconductor
CNR = communication network riser
COM1 = communication port 1
CPU = central processing unit
CRIMM = continuity-rambus in line memory module
CRT = cathode-ray tube
DAC = discretionary access control
DB-25 = serial communications D-shell connector, 25 pins
DB-9 = 9 pin D shell connector
DC = direct current
DDOS = distributed denial of service
DDR = double data-rate
DDR RAM = double data-rate random access memory
DDR SDRAM = double data-rate synchronous dynamic random
access memory
DFS = distributed file system
DHCP = dynamic host configuration protocol
DIMM = dual inline memory module
DIN = Deutsche Industrie Norm
DIP = dual in line package
DLT = digital linear tape
DLP = digital light processing
DMA = direct memory access
DNS = domain name service or domain name server
DOS = disk operating system or denial of service
DPMS= display power management signaling
DRAM= dynamic random access memory
DSL= digital subscriber line
DVD = digital video disc or digital versatile disc
DVD-RAM = digital video disc-random access memory
DVD-ROM = digital video disc-read only memory
DVD-R = digital video disc-recordable
DVD-RW = digital video disc-rewritable
DVI = digital visual interface
ECC = error correction code
ECP = extended capabilities port
EEPROM = electrically erasable programmable read-only memory
EFS= encrypting file system
EIDE= enhanced integrated drive electronics
EISA= extended industry standard architecture
EMI = electro magnetic interference
EMP = electro magnetic pulse
EPROM = erasable programmable read-only memory
EPP = enhanced parallel port
ERD = emergency repair disk
ESD = electro static discharge
ESDI= enhanced small device interface
EVGA = extended video graphics adapter/array
EVDO = evolution data optimized orevolution data only
FAT = file allocation table
FAT12 = 12-bit file allocation table
FAT16 = 16-bit file allocation table
FAT32 = 32-bit file allocation table
FDD = floppy disk drive
FERPA = Family Educational Rights and Privacy Act
Fn = Function (referring to the function key on a laptop)
FPM = fast page-mode
FRU = field replaceable unit
FT = P file transfer protocol
FQDN = fully qualified domain name
GB = giga byte
GDI = graphics device interface
GHz = gigahertz
GUI = graphical user interface
GPRS = general packet radio system
GSM= global system for mobile communications
HAL = hardware abstraction layer
HCL = hardware compatibility list
HDD hard = disk drive
HDMi = high definition media interface
HPFS= high performance file system
HTML = hypertext markup language
HTTP = hypertext transfer protocol
HTTPS = hypertext transfer protocol over secure sockets layer
I/O = input/output
ICMP = internet control message protocol
ICS = internet connection sharing
ICR = intelligent character recognition
IDE = integrated drive electronics
IEEE = Institute of Electrical and Electronics Engineers
IIS = Internet Information Services
IMAP = internet mailaccess protocol
IP = internet protocol
IPCONFIG= internet protocol configuration
IPP = internet printing protocol
IPSEC= internet protocol security
IPX = internetwork packet exchange
IPX/SPX = internetwork packet exchange/
sequenced packet
exchange
IR = infrared
IrDA = Infrared Data Association
IRQ = interrupt request
ISA = industry standard architecture
ISDN= integrated services digital network
ISO = Industry Standards Organization
ISP = internet service provider
KB = kilobyte
LAN = localarea network
LBA = logical block addressing
LC = Lucent connector
LCD = liquid crystal display
LDAP = lightweight directory access protocol
LED = light emitting diode
LIP = orLiPoly lithium-ion polymer
Li-on = lithium-ion
LPD/LPR = line printer daemon / line printer remote
LPT = line printer terminal
LPT1 = line printer terminal1
LPX = low profileextended
LVD = low voltage differential
MAC= media access control
MAN = metropolitanarea network
MAPI = messaging applicationprogramming interface
Mb = megabit
MB = megabyte
MBR= master boot record
MBSA = Microsoft Baseline Security Analyzer
MCR= multivariant curve resolution
MFD= multi-functiondevice
MFP =multi-function product
MHz =megahertz
MicroDIMM= micro dual inlinememory module
MIDI= musicalinstrument digital interface
MIME= multipurpose internet mailextension
MLI= multiple linkinterface
MMC = Microsoft management console
MMX = multimediaextensions
MP3 = Moving Picture Experts Group Layer 3 Audio
MPEG = Moving Picture Experts Group
MSCONFIG= Microsoft configuration
MSDS = materialsafety data sheet
MUI = multilingualuser interface
NAS = network-attached storage
NAT = network address translation
NetBIOS = networked basic input/output system
NetBEUI= networked basic input/output system extended user
interface
NFS= network file system
NIC = network interface card
NiCd= nickel cadmium
NiMH= nickel metal hydride
NLI = not logged in or natural language interface
NLX = new low-profile extended
NNTP = network news transfer protocol
NTFS = new technology file system
NTLDR = new technology loader
NWLINK= Netware Link
OCR = optical character recognition
OEM = original equipment manufacturer
OMR = optical markrecognition
OS = operating system
OSR = original equipment manufacturer service release
PAN = personal area network
PATA = parallel advanced technology attachment
PC = personal computer
PCI = peripheral component interconnect
PCIe = peripheralcomponent interconnect express
PCIX= peripheral component interconnect extended
PCL = printer control language
PCMCIA= Personal Computer MemoryCard International
Association
PDA = personal digitalassistant
PGA = pin grid array
PGA2 = pin grid array2
PIN = personal identification number
PKI = public key infrastructure
PnP = plug andplay
POP = post office protocol
POP3 = post office protocol 3
POST = power-on self test
POTS = plain old telephone service
PPP = point-to-point protocol
PPTP = point-to-point tunneling protocol
PRI = primaryrate interface
PROM= programmableread-only memory
PS/2 = Personal System/2 connector
PSTN = public switched telephone network
PVC = permanent virtual circuit
PXE = preboot execution environment
QoS = quality of service
RAID = redundant arrayofindependent (or inexpensive) discs
RAM = random access memory
RAS = remote access service
RBAC = role-based access control orrule-based access control
RDRAM = RAMBUS dynamic random access memory
RF = radiofrequency
RFI = radiofrequency interference
RGB = red green blue
RIMM = RAMBUS inlinememorymodule
RIP = routing information protocol
RIS = remote installationservice
RISC= reduced instruction set computer
RJ = registered jack
RJ-11 = registered jack function11
RJ-45 = registered jack function45
RMA = returned materials authorization
ROM = read only memory
RS-232 or RS-232C = recommended standard 232
RTC = real-time clock
SAN = Storage area network
SATA = serial advanced technology attachment
SC = subscription channel
SCSI= small computer system interface
SCSIID = small computer system interface identifier
SD card = secure digitalcard
SDRAM = synchronous dynamic random access memory
SEC = single edge connector
SFC = system file checker
SGRAM = synchronous graphics random access memory
SIMM = single inlinememorymodule
SLI= scalablelinkinterface or system level integration or
scanline interleavemode
SMB= server message block or smallto midsize business
SMTP = simple mailtransport protocol
SNMP= simple network management protocol
SoDIMM= small outline dual inlinememory module
SOHO = smalloffice/home office
SP = service pack
SP1 = service pack 1
SP2 = service pack 2
SPDIF = Sony-Philipsdigitalinterface format
SPGA = staggered pin grid array
SPX = sequenced package exchange
SRAM= static random access memory
SSH = secure shell
SSID= service set identifier
SSL= secure sockets layer
ST = straight tip
STP = shielded twisted pair
SVGA = super video graphics array
SXGA = super extended graphics array
TB = terabyte
TCP = transmission control protocol
TCP/IP = transmission control protocol/internet protocol
TDR = time domainreflectometer
TFTP = trivial file transfer protocol
UART = universal asynchronous receiver transmitter
UDF = user defined functions or universaldisk format oruniversal
data format
UDMA= ultra direct memory access
UDP = user datagramprotocol
UL = Underwriter's Laboratory
UNC = universalnamingconvention
UPS = uninterruptible power supply
URL = uniform resource locator
USB = universal serial bus
USMT = user state migrationtool
UTP = unshielded twisted pair
UXGA = ultra extended graphics array
VESA = Video Electronics Standards Association
VFAT = virtual file allocationtable
VGA = video graphics array
VoIP= voice over internet protocol
VPN = virtual private network
VRAM = video random access memory
WAN = wide area network
WAP = wireless applicationprotocol
WEP= wired equivalent privacy
WIFI = wireless fidelity
WINS= windows internet name service
WLAN= wireless localarea network
WPA =wireless protected access
WUXGA = wide ultra extended graphics array
XGA = extended graphics array
ZIF = zero-insertion-force
ZIP = zigzag inline package
PM ne mere confidenc ki mummy Papa kar Di........ :(
All data are updated till May 2015.
1.GLOBAL PEACEINDEX -143
2.CHOICE OF FDI-143
3.EASE OF DOING BUSSINESS-142
4.ENVIRONMENTAL PERFORMANCE INDEX-155
5.WORLD PRESS FREEDOM INDEX -136
6.ECONOMIC FREEDOM INDEX- 128
7.HUMAN DEVELOPMENT INDEX-135
9.GENDER INEQUALITY INDEX - 129
9.GENDER GAP INDEX -114
10.WOMENS REPRESENTATION IN PARLIAMENT -111
11.WORLD PROSPERITY INDEX - 106
12.SOCIAL PROGRESSIVE INDEX-101
13.HUMAN CAPITAL INDEX - 100
14.GLOBAL INFORMATION INDEX(WEF) - 89
15.CORRUPTION PERCEPTION INDEX -85
16.E-COMMERCE -83
17.TALENT COMPETITIVENESS-78
18.GLOBAL INNOVATIVE INDEX -76
19.QUALITY OF LIFE-66
20.GLOBAL HUNGRY INDEX-55
21.TRAVEL & TOURISM INDEX -52
22.SUICIDE RATE INDEX - 47
23.MORTALITY RATE -46
24.GLOBAL COMPETITIVEINDEX-44
25.OPEN GOVERNMENT INDEX- 37
26.MONEY LAUNDERING- FATF -34
27.CARBON EMISSIONRANK -31
28.INTELLECTUAL PROPERTY RIGHTS-29
29.NUCLEAR MATERIAL SECURITY-23
30.NUCLEAR POWER ELERCITYGENERATION -13
31.SERVICES -12