guys.....career power ST site is not opening....anyone facing the same problem ?
FE
At my arrival
in delhi
I went straight
to the nearest hospital
No error
FE
I answered
the questions
as best as
I could
NE
As you know
by my visiting card
I am now
in Mumbai
NE
Which one should be chosen by a Btech(cs/it)/MCA student in the IBPS PO Application form regarding computer knowledge-Degree in Computer Operations OR Degree in Computer Language?
find karo which best replaces the phrase
veera has unknowingly bitten off more than she can chew
has been hungry
has been greedy
none of these
koi essay topics ki list de do expected hain jo ..!!
Hello Guys
Pls tell me a site which is ERROR FREE from where I can practice some english ques
an increase in PO pay package? looks likely.... 😃
After how many days RBI can change policy rates?
Are these questions correct
http://www.bankersadda.com/2015/07/banking-pathway-2015-quant-di-quiz.html
Dear Readers,
Current affairs is an important component of several competitive exams such as the UPSC Civil Services Examination, SSC-CGL, Bank PO & PSU entrance tests, etc. Therefore, understanding the terms/concepts/events that make news is critical for aspirants. We at PaGaLGuY bring you series of articles explaining some of these important concepts/events. This article is about the RBI's final guidelines on Countercyclical Capital Buffer.
On February 5 this year, the RBI released final guidelines on capital buffer to enable banks to have unrestricted credit flow to the real sectors of the economy during difficult times. Known as the Countercyclical Capital Conservation Buffer (CCCB), it is a system that necessitates banks to save up credit on good days for tough times.
The Internal Working Group of the RBI had, under the Chairmanship of B Mahapatra, submitted the final report on the implementation of Countercyclical Capital Buffer (CCCB) in July last year. The report suggested several recommendations for the system to be effectively implemented.
What is Countercyclical Capital Conservation Buffer?
CCCBs are compulsory capital reserves that banks have to maintain so as to be able to pass through difficult times smoothly. Regulations for creation of adequate capital buffers are framed in a way to reduce the procyclical nature of lending (lending more during good times) by promoting the creation of countercyclical buffers (lending less during good times).
As per the guidelines released by RBI, CCCBs have two major aims: Firstly, it requires banks to build up a buffer of capital in good times. Secondly, to prevent banks from lending indiscriminately during periods of excess credit growth.
Highlights of RBI's recent guidelines on CCCB
· CCCB aims to reduce the overexposure of banks during good times as banks have the habit of lending excessively when credit flow and economic growth is high.
· CCCB may be maintained in the form of Common Equity Tier 1 (CET 1) capital or other fully loss-absorbing capital. CET 1 is a measure of the bank's financial strength that is arrived at by comparing a bank's core equity capital and its gross risk-weighted assets (RWAs).
· The amount of the CCCB may vary from 0 to 2.5 per cent of total risk-weighted assets (assets that are prone to more risks) of the banks.
· The central bank will announce the percentage of money that banks need to set aside as CCCB at least four quarters in advance.
· CCCB framework will be mainly based on credit-to-GDP gap (difference between the credit-to-GDP ratio and its long-term trend. Credit-to-GDP ratio is the ratio of a country's national debt to its gross domestic product).
· However, the credit-to-GDP gap will be used in conjunction with the GNPA growth.
· Banks having overseas presence also have to maintain adequate capital under CCCB as prescribed by that (host country) central bank regulations. RBI may also ask Indian banks to keep excess capital under CCCB for exposures in any of the host countries if it feels the CCCB requirement in host country is not adequate.
· Similarly RBI foreign banks in India have to maintain CCCB as directed from time to time based on their exposures in India.
· Banks not complying with the RBI's CCCB framework will be ordered to operate with several restrictions on discretionary distributions (may include dividend payments, share buybacks and staff bonus payments).
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bhaiyon ye oliveboard k mt1 mein 148 kaun laya hai? koi pagalguy ka banda hai kya???
syllabus of GA for RBI Assistants?
PM Modi had undertaken the following visits during the first quarter of 2015
====================================================
Country== Areas visited== Date(s)== Purpose(s) ==================================================== Seychelles==Victoria==10-11 March==State visit
Mauritius==Port Louis==11-13 March==State visit
Sri Lanka==Colombo, Jaffna==13-14 March==State visit
Singapore==Singapore==29 March ==State funeral of Lee KuanYew
France==Paris, Toulouse, Neuve-Chapelle==9-12 April==State visit
Germany==Berlin, Hannover==12-14 April==State visit
Canada==Ottawa, Toronto,Vancouver==14-16 April==State visit
China==Xi'an, Beijing,Shanghai==14-16 May==State visit
Mongolia==Ulan Bator==16-17 May==State visit
South Korea==Seoul==18-19 May==State visit
Bangladesh==Dhaka==6-7 June==State visit
Uzbekistan==Tashkent==6 July==State visit
Kazakhstan==Astana==7 July==State visit
Russia==Ufa==8-10 July==BRICS summit
Turkmenistan==Ashgabat==10-11 July==State visit
Tajikistan==Dushanbe==12 July==State visit
Kyrgyzstan==Bishkek==12 July==State visit
Statement:
Over the past few decades, many Asian nations transformed from poverty into global competitors.
Assumptions:
I. The growth rate of Asian countries was facilitated by growth in advanced countries.
II. Poverty seems to be eradicated from Asian nations.
Puys of this thread : which Test series have u opted for?
- Careerpower
- Others - pls mention the name in comments
- Practisemock
- Oliveboard
0 voters
Statement:
The Indian pharma industry is flourishing overseas, touching almost every part of the world.
Assumptions:
I. With low cost, speed and high quality as advantages, Indian pharma industry has geared up.
II. Costs of clinical trials and research may be relatively low in India.
Which is the best book to prepare for ibps,sbi po and other banking exams?
Like there is Arun Sharma for CAT any book like this which is recommended for banking exams?
anyone suggest me a good pdf for computer?