Yar till when is SBI PO result expected ? After the Reexam of 9 th will result declaration extend till September ? Kisi ko idea h lat year exam ke bad kitne dino me aa gya tha result ?
After that ranking fiasco "prepladder" admits of having a bug in their ranking system and my rank is suddenly changed from 500 to 11 😂
Best book for Indian Economy for a rookie....
How about Indian Economy By Ramesh Singh.
Any other books.....Kindly suggest.
Karnataka bank is private or government bank?
A word and number arrangement machine is given an input line of words and numbers, it arranges them following a particular rule in each step. The following is an illustration of an input and its rearrangement. (All the number is two digit numbers):
Input: person immediate determined exactly circle opposite 60 75 80 30 10
Step I: determined person immediate exactly circle opposite 60 75 80 10 30
Step II: determined person circle immediate exactly opposite 75 80 10 30 60
Step III: determined person circle immediate opposite exactly 80 10 30 60 75
Step IV: determined person circle immediate opposite exactly 10 30 60 75 80
and step IV is the last step of the above arrangement. As per the rule followed in the given steps, find out the appropriate steps for the given input.
Input: executives consumer different information machine arrangements 25 43 73 82 95
Input: "executives consumer different information machine arrangements 25 43 73 82 95.
Step I: different executives consumer information machine arrangements 43 73 82 95 25.
Step II: different consumer executives information machine arrangements 73 82 95 25 43.
Step III: different consumer machine executives information arrangements 82 95 25 43 73.
Step IV: different consumer machine arrangements executives information 95 25 43 73 82.
Step V: different consumer machine arrangements information executives 25 43 73 82 95.
This is from BA quiz can't figure why have they rearranged numbers as they are already in place... 😐
http://ibps.sifyitest.com/uiiclasjul15/cloea_aug15/login.php?appid=5211d901331b38ee1d2ac38ee6d10440
uiicl admit card for assistant post !!
Join this, for everything under the sun! Current Affairs, General Knowledge, Interesting trivia, and wait, it is not just limited to that, post and read things you find interesting with number and Maths.
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CLOZE:
Actually everyday we are engaged in this business of 'reading' people. We do it 1. vehemently practically actually incessantly virtually .We want to figure others out. So we 2. ably constantly partly largely positively make guesses about what others think, value, want and feel and we do so based on our3. futuristic proactive reactive decorative assumptive beliefs and understandings about human nature. We do so because if we can figure out 4. manifestations expressions motives hopes prospects and intentions of others the possibility of them 5. tricking blaming furthering alarming criticising or hurting us 6. lessens happens questions deepens laments and this will help us to 7. approach direct avoid implement prepare a lot unnecessary pain and trouble. We also make second-guesses about what they will do in future, how they will 8. solve apply plan approach respond if we make this or that response. We do all this second-guessing based upon our 9. projection exhibition situation prediction attribution of what we believe about the person's inner nature 10. organizing underneath appreciation proposing outside his or her roles and manners. We mind-reader their 11. cunning visible deeper obvious proposed motives.
Also, everyday we misguess and misread. Why? Because of the complexity, 12. abnormality angularity focus layeredness contribution , and multidimensional functioning of people. After all, how well do you 'read' your own thoughts, aims, values, motives, beliefs, etc? How well do you know your own structuring process- your own thinking and 13. proposing developing upbringing lamenting emoting styles?
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In this article, we would discuss about MSMEs at length and look at the central bank's initiatives to increase loan disbursal to such enterprises.
Advising banks to boost lending to micro, small and medium enterprises (MSMEs), the Reserve Bank of India has shed light on why the segment is a safer bet than large corporations. RBI Deputy Governor S S Mundra spoke at length on this subject during the launch of the National Mission for Capacity Building of Bankers for financing MSMEs in Pune on August 7.
Mundra urged banks to be sensitive towards the growth needs of their MSME clients and develop innovative products suitable to their seasonal requirements for working capital and capital expenditure purposes.
Contribution of MSMEs
· MSMEs contribute to nearly 8 percent of the country's GDP, 45 percent of the manufacturing output and 40 percent of the exports.
· MSMEs develop a diverse range of products and services to cater to local markets, the global market and the national and international value chains. There are 467.56 lakh enterprises in this sector providing employment opportunities to 1061.52 lakh across India (largest share of employment after agriculture).
Why does the RBI favour the MSME sector?
The Deputy Governor stated that the most potential segment for the credit growth is the MSME sector.
He said that while the gross NPA number from loans given to MSMEs might be bigger as compared to loans to large corporates, cases of restructuring are quite less, thereby resulting in lower overall stress. Thus, for banks to be in existence and attain the growth envisaged, this sector cannot be ignored.
Mundra also said that there is a "very strong business case for the banks to grow their MSME book." Banks can develop a strong lending book with decent margin, in order to increase profitability and viability.
Why are banks reluctant to lend to MSMEs?
Earlier in 2014, Kalraj Mishra, Union Minister of Micro, Small and Medium Enterprises stated that banks' reluctance to lend to MSMEs would deter growth of scores of small entrepreneurs. Despite the provision of collateral-free loans, banks don't sanction loans and cause distress to small entrepreneurs, ignoring RBI guidelines, he had said.
Though, MSMEs provide a strong potential for growth and are part of priority sector lending, the inherent fear among bankers to lend to the sector is due to problems relating to collateral, KYC and recovery, say experts.
Banks regard MSMEs to be high-risk and profits from lending to MSME's as unattractive. Absence of requisite financial documentation makes it difficult for banks to assess customers' financial standing.
RBI's efforts to encourage MSME lending
· To sensitise and upskill bank officials dealing with MSME financing, the RBI has launched National Mission for Capacity Building of Bankers for financing MSME Sector (NAMCABS). Reserve Bank's College of Agricultural Banking (CAB) will be the nodal institution coordinating efforts for the mission's success.
· Broad objectives of this programme are to develop skills and entrepreneurial sensitivity for MSME lending among the field level functionaries of commercial banks' specialised MSME branches. Over 4500 officials dealing directly with MSME lending are expected to be trained through this initiative in one year.
· The mission will be implemented in four stages:
a) CAB to train vertical heads of MSME divisions in commercial banks
b) CAB to train trainers in commercial banks' regional training centres
c) RBI's regional offices to work towards capacity building of branch managers of specialised MSME branches.
d) Regional training centres of commercial banks to work towards capacity building of staff of the specialised MSME branches.
Trade Receivables Discounting System (TreDS)
· Another initiative of the central bank to make life easier for MSMEs is to set up Trade Receivables Discounting System (TreDS), which Mundra asserted will be accomplished soon.
· Trade receivables are money owed by buyers to MSMEs in exchange for goods/services that have been used or rendered, but not yet paid for. These are documented as invoices, bills of exchange, etc.
· MSMEs grapple with delayed payment from their buyers (mostly large corporations). As this drastically reduces their working capital and next cycle of production, the aim of TreDS is to create an institutional mechanism to facilitate conversion of trade receivables into liquid funds with the help of multiple financers.
· TreDS would enable faster monetisation of receivables, thereby lowering production costs for MSMEs.
· At present the RBI has received seven applications for setting up TReDS.
Anyone has any clue about JAIIB, CAIIB exams? I tried to search on the internet but haven't got any good explanatory answer.
It is only a correspondance course?
One important question is I am not sure whether this story is true or apocryphal, but people say aforementioned qualifications cause rapid promotions.
Anyone looking for M Tyra's pdf version can download from here...
P.S. Its just the first part of the book..will be sharing the subsequent part/parts once I get it/them. TY
https://drive.google.com/file/d/0ByYMqqRq0khIdG9jaXM1Z29nUW8/view?usp=sharing
Mahendra walo
Aaj rat 9 baje se 17th aug subah 9 baje tak portal band rahega. 😁
Is "SBI Associate Bank PO" notification expected this year? Please answer.
Aazadi Mubarak 😏
"Long years ago, we made a tryst with destiny and now the time comes when we shall redeem our pledge... At the stroke of the midnight hour, when the world sleeps, India will awake to life and freedom." - Jawaharlal Nehru
Happy 69th Independence Day
One suggestion - People there are multiple threads/discussions running which making things confusing! Will it not be better to keep one for each exam? One for SBI, one for IBPS. As far as I know there are two for SBI, one for SBI written exam, other for GD/PI. Similarly one for IBPS written, other for IBPS Prelim. I am finding same people posting exam relevant queries, information on these different threads and if you miss out on any thread then you miss out on info as well! So, why not keep one for each exam? As in case of SBI, what's staring right in face is the GD/PI so, SBI related thread will have info for the same. And, for IBPS thread, info related to IBPS RRB, IBPS Prelims. Individuals can skip the part which is irrelevant to them depending on their requirement in the single thread meant for RRB, IBPS Prelims. Give your views, thanks.
Happieeeeeee Independence dayyyyy !!!