Guys now since the Mains hurdle is past us.. Can we focus on the GD PI thing? Requesting all existing POs to help us out with the past topics of GD and questions asked in PI. Please include only those questions which can be asked to any candidate and are not domain specific. Let us create a repository of sorts here.
Ok, I copied my roll number from my Registration PDF and pasted it in search CTRL+F of SBI Mains Result PDF and found that my number was there. So means I am selected ? Feeling happy, but I just attempted 125, will they let us know our score now ? GD-PI will be a mountain to climb now . But overall it gives me some good confidence ! Thanks all puys for all the helpful discussions here.
Man everyone here is so happy , all those who cleared the Mains, but strangely I am feeling very subdued and kinda uneasy though I too have cleared the Mains. wonder why ?
Hey guys lets create a watsapp group for all candidates preparing for PO interview and discuss about the strategy..and past experiences
Phase II cleared \m/
To all those who are in - Congratulations :)
Last year had missed SBI assistant by a whisker...screwed up the interview 😛 This time...Inshah Allah!
Anyone from kashmir who qualified for gd/pi????
congrats to everyone who cleared SBI po mains 😃 All the best for GDPI..
Cleared SBI mains. Gen Category
My attempt 149
so guys, what r the expecting topics for GD?? share topics..
Any gd pi classes in delhi ( near south campus)? I'm in south campus and have shifted just few days back.
I don't remember my roll no. from where can I retrieve the same?
Please help
Anyone from kolkatta who qualified for gd/pi????
FOR GENERAL CATEGORY : Are there any surprising results.. I mean attempted 100-110..and still got selected.. If yes please share your attempts and approximate accuracy %.. Just curious abt lowest attempts of a selected candidate..
Cleared.. any suggestions for GD PI?
hey, congrats to all who have cleared... and anyone with previous interview experience can tell about what are documents we will be required for pi.. thanks in advance
General Knowledge and Current Affairs are an important component of many competitive exams, such as the UPSC Civil Services Examination, SSC CGL Exam, Bank PO & other PSU entrance tests, etc. Therefore, understanding the concepts/terms/events that are significant in our daily lives is critical for aspirants. To make your preparation easier and to help you score better in your exams, we at PaGaLGuY bring you brief articles on important phenomena, concepts and events. Spend just 15 minutes every day on pagalguy.com and score at least 10 more marks in your General Studies paper!
To access all the content available on PaGaLGuY, login to http://www.pagalguy.com/
In this article, we would learn about the newly inaugurated Bandhan Bank
Bandhan Bank, which officially opened doors on August 23, became the first private bank to be inaugurated in India after a period of 11 years. What started in 2001 as Bandhan Financial Services Ltd. (BFSL) later came to be known as India's largest microfinance company for its efforts to make credit available to the underprivileged and the unbanked. In April 2014, the RBI granted universal banking licence to BFSL to channelise the latter's financial inclusion efforts.
Highlights
1. The bank has commenced operations with a capital base of Rs.2570, which is much higher than the Rs.500 crore prescribed by the RBI for new banks and hence a better start for Bandhan.
2. The bank will get an additional Rs.482 crore from the multilateral International Finance Corporation and from the Singapore government-backed GIC. This will strengthen its capital base to Rs.3,052 crore.
3. As accounts of 67 lakh microfinance borrowers were transferred to the new entity Bandhan's loan book stands at Rs.10500.
4. Out of its 1.43 crore depositors, close to 60,000 were new. The deposit base stood Rs.80 crore a few hours after the bank's inauguration.
5. Of its 501 branches across 24 states, West Bengal has the maximum number at 220 branches. A total of 229 branches are in rural areas and 179 in unbanked areas. By the end of FY16, Bandhan aims to have 632 branches across 27 states. The current employee strength stands at 19,500.
6. As cost of funds comprising loans taken from others banks is 12.5%, Bandhan has set its base rate at 12%.
7. To compensate for the high lending rate, Bandhan has set competitive deposit rates. While savings bank rate is 4.25% for deposits below Rs.1 lakh and 5% for deposits above Rs.1 lakh. For term deposits, the maximum rate, between 3-5 years of maturity, has been set at 8.5%, with an additional 0.5% for senior citizens.
Bandhan Bank's future plans
Chandra Shekhar Ghosh, founder of BFSL and MD and CEO of Bandhan Bank stated during the inauguration that while the bank will cater to all sections of the society, its major focus will be small and marginal farmers, SMEs and the unbanked. This experience in catering to low-income customers, opines Ghosh, will enable the bank to outperform the new set of payments and small finance banks. Keeping in with its goals, Ghosh confirmed that Bandhan's corporate banking is on hold.Presently, cost of funds is high and thus the bank will aim at aggressive deposit mobilisation over the next one year, going slow in lending.
While Ghosh's understanding of the small borrowers' segment is profound and varied, financial experts opine that tough competition from existing public and private players cannot be discounted. This would prove all the more difficult as unlike other universal banks that have diverse operations, Bandhan's main focus would be on a particular segment.
A great capital base, strong investor backing has given the bank an impressive start. However, it remains to be seen whether Bandhan can sustain the same.
To get fresh updates about different exams on your Facebook & Twitter timelines, subscribe to our pages created specifically for them. We will post only exam specific links on these pages:
Bank PO:
FB: https://www.facebook.com/pagalguybankpo
Twitter: https://twitter.com/PaGaLGuYBankPO
SSC & Other Exams:
FB: https://www.facebook.com/pages/Pagalguy-SSC-CGL-Others/879667042056262
Twitter: https://twitter.com/pagalguyssc
UPSC:
Facebook: https://www.facebook.com/pages/Pagalguy-UPSC/951926044840262
Twitter: https://twitter.com/PaGaLGuYUPSC
Marks kab tak upload honge sbi PO mains k
abe yaar koi Varanasi se hai kya yaha?
Bihar ke liye interview venue Patna hoga?
Has the list of documents that needs to be produced for verification has been uploaded or not?
Congrats to all who cleared. All the best
I couldn't. so, next mission IBPS. 😃