IBPS PO/MT IV Interview Experience

Venue: BOM, Mumbai 

Date: 24-01-2015

Time: 1.00pm

Panel 2

M1: Tell me about yourself (told)

M1: Explain your role in previous job (told)

M1: Tell me about an interesting consumer case related to CIBIL reports/scores you handled at your workplace (Was asked this question because I was employed as a Credit consultant. Few counter questions related to the case)

M2: Tell me about BASEL accord (told about CRAR, Tier 1, Tier 2 and implementation deadline )

M2: Tell me something more about it other than capital requirements (Didn’t know the answer to this)

M2: What is your interest in bank. Which area? (told)

M3: Talk about Cash flow and Fund flow statements (told)

M2: How do banks do working capital assessment for a consumer?(told roughly as I didn’t have much knowledge about it)

M2: What are retail loans? How do banks sanction the same? (told)

M4: How can banks ensure elimination of frauds in mortgages besides CIBIL, legal and technical verification? (told about CERSAI)

M5: What do you know about MSME and how are they classified as Micro, Small and Medium enterprises? (told. Again this was asked since I have interned with UBI in MSME sector)

Finally …finally its done! phewwww….