IBPS PO/MT IV Interview Experience
Venue: BOM, Mumbai
Date: 24-01-2015
Time: 1.00pm
Panel 2
M1: Tell me about yourself (told)
M1: Explain your role in previous job (told)
M1: Tell me about an interesting consumer case related to CIBIL reports/scores you handled at your workplace (Was asked this question because I was employed as a Credit consultant. Few counter questions related to the case)
M2: Tell me about BASEL accord (told about CRAR, Tier 1, Tier 2 and implementation deadline )
M2: Tell me something more about it other than capital requirements (Didn’t know the answer to this)
M2: What is your interest in bank. Which area? (told)
M3: Talk about Cash flow and Fund flow statements (told)
M2: How do banks do working capital assessment for a consumer?(told roughly as I didn’t have much knowledge about it)
M2: What are retail loans? How do banks sanction the same? (told)
M4: How can banks ensure elimination of frauds in mortgages besides CIBIL, legal and technical verification? (told about CERSAI)
M5: What do you know about MSME and how are they classified as Micro, Small and Medium enterprises? (told. Again this was asked since I have interned with UBI in MSME sector)
Finally …finally its done! phewwww….