Last week, the students of the GMP Program at XLRI, got an opportunity to interact with Mr Ghosh. In an hour long discussion, Mr Ghosh explained how a social credit system can act as a social security system in villages in India. In any developed nation, social security system is based on the income of people. Mr Ghosh’s idea is unique on the context that his social security system (piloted by the Governments of MP and Maharashtra) is based not on people’s income but on people’s expenditure.

Mr Ghosh, during the discussion, told the audience about the nuances of the social credit system and how it has been functioning smoothly in the villages of MP. Among the other topics discussed, was that of a ‘Museum School’. This initiative involves the use of ‘museums’ to teach the slum kids.

About Pradeep Ghosh:
Pradeep is an Ashoka Fellow, an IT professional who switched to social entrepreneurship, and the founder of Bhopal-based OASiS(http://www.ashoka.org/node/2581). His main work has been in the area of Micro-Insurance, and has developed a consumption-based model for micro-insurance, which is being piloted by Govts of MP and Maharashtra.

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