Guys, Can Someone please share information related to Cutoffs for Each Sections for IBPS MT exam
last year 61 because paper is very tough
this time, dont know
My attempt was 99 on oct ,11th, obc category. eng-31, gk-26,comp-15,apt 10,reas 17.Is there any chance of getting qualified frns?
11th oct,, eve shift,,,my attempt 120.... 18 in maths....
18 oct morn shift ..my attempts are 114..paper was really. Tough.
Mine was on 19 Oct morning shift
Total attempts 126
Reasoning 35
QA 18
English 23
Ga 31
Computer 19
Is there any chance to get selection
50-50 chance h....
I did 133 and appeared on 12-10 lets see what's gonna happen
i attempted 125 Questions...bs english ki cutoff clear hojae to shyd marks ache bnjae 😞
can anyone place out the comparision between last year and this year's exam level??.... i mean what are the calculated chances of cutoff?
Hi guys, I had attempted 77 questions. Do I have a chance this time please let me know......what would be the sectional cutt-off.
can you get more marks than what you have scored if you have nice accuracy?
my attempts 96 do i stand chance?
I'd like to know...how do people arrive at their "accuracy" figures
I mean....how do they know that their 10 - 20% responses are marked incorrectly..??
And if they know...that these responses are incorrect...then Y attempt such question where they r not sure of the answer..!
Does this mean....that the 10-20% responses was pure guess work !!
Someone....plz help this lost soul...with a suitable explanation.
can anyone tell expected number of vacanies in ibps po iv as the cut off will directly depend on that........last time there were 22K posts,,,,,,,this time any guess???????????
GA Quiz for IBPS Clerk and SBI_ASSOCIATE PO 1. Who was sworn as New CM of Goa? Ans- Laxmikant Parsekar 2. National Cancer Awareness Day was observed on? Ans- 7 November 3. Swachh Bharat (Clean India) campaign will end on? Ans- 2019 4. Budget allocation for Pradhan Mantri Krishi Seenchayi Yojana? Ans- Rs 1000 crores 5. Saansad Adarsh Gram Yojanawas launched on the birthday of ......? Ans- Lok Nayak Jai Prakash Narayan 6. Who is the Author of Book Two lives? Ans- Vikram Seth 7. Which insurance company has the tagline 'Aapke Sachche Advisor'? Ans- Max Life Insurance 8. Roop Mallik is the awardee of Bhatnagar Prize under which category? Ans - Biological Sciences 9. Committee to review current Monetary policy framework? Ans- Urjit Patel Committee 10. IRDA Full form ? Ans- Insurance Regulatory and Development Authority of India ........................................ 1. Who tops Forbes list of most powerful women in Indian business? Ans- Arundhati Bhattacharya, chairperson of State Bank of India 2. Who is new Railway Minister? Ans- Shri Suresh Prabhu 3. Who is appointed as Chairman of National Chemical Weapon Convention? Ans- GS Sandhu 4. Which was selected for the prestigious International Award The Earth Heroes Award 2014? Ans- The Darjeeling Zoo or the Padmaja Naidu Himalayan Zoological Park 5. Who won the 10th India Social Entrepreneur of the Year 2014 award? Ans- Hanumappa Sudarshan of Karuna Trust 6. Who was been appointed as Advocate General (AG) of haryana? Ans- Baldev Raj Mahajan 7. Who is new health Minister? Ans- Shri Jagat Prakash Nadda 8. Which cricketer score 6000 thousand runs quickest? Ans- virat kohli 9. Who presented Telangana's First budget? Ans- Finance Minister Rajinder 10. Which company acquired mobile manufacturer Motorola? Ans- Lenovo
What the status of your po exam????
IBPS PO interview questions
I am listing questions asked to previous year candidates for your reference
Question 1 .Introduce yourself / Tell me about you
There is greater chance that your first question is tell me about yourself or introduce yourself. They
want to know about your background and other details with this question. Many interviewers use
answer of this question to ask second question. If you are in a panel focusing on HR questions then this
is must question.
How to write the Answer?
You must include below details in order to frame answer for above question
. Your personal information. This includes your name, father name, number of brothers and
sisters, mother name and your residential place.
. Your Educational details. You should include name of your school or Board. In case you have
good marks then mention it else do not mention marks.
. Your Work Experience if any
. Any additional qualification like diploma or certification in computers
. Extra curricular activities if you have won awards then mention it.
. Your hobby if any
Things to remember
You should not take more than 5 min to answer this question. You should write down the answer first.
Then try too read it out with a clock in front. Check the time taken to answer it. First question is most
important one. A good answer to this question makes good impression. This also brightens your
chances of clearing interview.
Question 2 .Questions on your hobby and extra curricular activities
Sometimes interviews do ask questions about your hobby and extra curricular activities. They assume
that you should be able to answer questions related to your hobby. This is really important. So prepare
well for questions related to your hobby.
Question 3 .Questions related to your family
It sometimes gets very interesting as well as irritating for candidates. They ask questions like
. How many brothers and sisters you have?
. What is your Father's occupation?
. What does you mother do?
By this question they want to know whether you have any issues if posting location is not your present
city or state. These are filler questions as well. They ask these while scanning your profile.
Questions asked to over qualified candidates
Interviewers want to know reason of you want to join Bank as Probationary officer. In case you
are over qualified for this job then this question becomes really important. Many candidates leave job
after getting selected.
So they want to test candidates with this question. Your answer to these questions are really important
and might make be decisive in deciding your Interview result. There is various ways of framing the
question I am outlining few of them below
. Why you want this job after doing above degree?
. You will leave this job after getting better opportunity.
. Have you applied for other jobs as well?
There are many instances of candidates going for IT jobs after getting selected in Banks. So these
questions become really important.
Questions asked to experienced candidates
These questions are more suited for candidates appearing for these posts. Also few candidates go for
JMGS I scale having experience of 1 year or 6 months. They may also face these questions
. Why are you leaving your current job?
. if your current job package is more than they will ask why you want to join low paying job?
. You might leave IBPS job after few years as well. You might not be satisfied as you are
not satisfied with your current job.
. There is no on-site opportunity in Banks but there is on-site opportunity in IT. So why you want
to leave IT job and join Banks.
. Do you want to join Banks for Job security?
Other Questions asked in IBPS
There are various questions by which they want to judge your personality. They want to check whether
you are willing to join or will fit in their requirement.
. Are you willing to relocate to different places?
. Do you know IBPS probationary officer job profile?
. Why you do not want to try for other jobs?
. Have you given other exams as well?
Banking Questions
Questions on banking knowledge is a part of IBPS PO officer exams. There is high chance of facing
banking questions in Interview. The number of questions might vary from panel to panel. But as
mentioned in the post there will be one technical person in each panel.
Since there is vast scope of banking questions to be framed. I would suggest you follow below
approach
Identify recent major announcement impacting Banking sector. You should also keep an eye on RBI
notifications in media. They form base of major Banking current affairs questions. You also have
decent chances of questions based on specific banks in case there were major updates.
Below are some banking questions along with answers to give you idea about complexity
Question 1:
Difference between Check and Draft?
Answer :
Check - You should have account with bank to issue a check. A check might bounce if you do not have
sufficient balance (say you have 1000 INR in your account and you issue check of 2000 INR) then the
check will bounce. The check which bounces is called bounced check.
Draft - You will have to pay money to bank before getting a draft. For example if you need draft of
1000 INR then you need to pay 1000 INR to get the draft issues. You can also use your account with
Bank to pay the draft money. A draft can never bounce but a check can.
Question 2 :
What is overdraft?
Answer :
Amount of check issued by you which is above the balance in your account is overdraft. Lets take
above example the overdraft amount is (2000 - 1000) = 1000 INR.
Question 3:
What is fixed deposit?
Answer :
Money deposited for a fixed term under a interest rate is called Fixed deposit. There are also tax saver
fixed deposit in which you can not withdraw money before certain number of years. For example there
is SBI plan of 5 years in which you can deposit money for 5 years but can not withdraw in mid.
Question 4:
What is maturity and maturity date?
Answer :
Maturity is used to denote end term for fixed deposits. For example you have deposited 1000 INR for 1
year under interest rate 10% on 1st Jan then at the end of year 31st Dec you will get 1100 INR
(maturity) and the date on which the term matures is called maturity date.
Question 5:
Difference between debit and credit?
Answer :
Debit is amount deducted from your account. Credit is amount deposited in your account. You transfer
money to your friend then money is debited from your account and is credited to your friends account.
Question 6:
Difference between debit card and credit card?
Answer :
You should have account with a bank to get debit card. You can withdraw only the money present in
your account. For example you have 1000 INR in your account then you can withdraw this much using
your debit card.
You do not need to have account with bank to get credit card. You can spend certain amount of money
from your credit card. The limit is called your credit limit.
Question 7:
What is exchange rate?
Answer :
An exchange rate is a basically a rate, with the help of which one country's currency can be exchanged
with the currency of another country.
.
Question 8:
What is CBS?
Answer :
CBS is centralized banking system. Bank branches which are fully computerized are called CBS
branches.
Question 9:
What is Interest Rate?
Answer :
Banks give a certain percentage of amount you deposited (called principal amount) this percentage is
called interest rate. For example interest rate of 7% means Bank will pay you 7 INR per 100 INR per
year. Central Bank (RBI) decides interest rates.
Question 10:
What is Internet Banking?
Answer :
Internet banking is a system wherein customers can conduct their transactions through the Internet.
This kind of banking is also known as e-banking or online banking.
Question 11:
What is Amount?
Answer :
Amount = Principal + Total Interest.
For example you deposited 1000 INR for 1 year at interest 10% then total amount is
1000 + 100 = 1100.
Question 12:
What is difference between current account and savings account?
Answer :
Current Account - No minimum balance, No interest paid, used by business entities, overdraft facility
Savings account - Minimum balance needed, interest paid, used by individuals, no overdraft facility
Question 13:
What is plastic money?
Answer :
Today in place of paper money (notes as commonly we refer to) we can use hard plastic money
commonly referred as Debit card,Credit card. We can withdraw money using them or can make a
purchase. These cards are referred as plastic money.
Question 14:
What is SHG?
Answer :
SHG stands for Self Help Group. A self-help group (SHG) is a village-based financial intermediary
usually composed of 10-20 local women. A Self-Help Group may be registered or unregistered. Many
self-help groups under NABARD's SHG-bank-linkage program, borrow from banks once they have
accumulated a base of their own capital and have established a track record of regular repayments.
Question 15:
What is CRR?
Answer :
Cash reserve ratio is amount of fund banks have to keep with RBI. For example UCO bank have to
keep some money defined by CRR with RBI bank. You should read about impact of CRR increase and
decrease on economy.
Question 1 6 :
What is repo rate?
Answer :
The rate at which the RBI lends money to commercial banks is called repo rate. You should read about
impact of CRR increase and decrease on economy.
Question 1 7 :
What is reverse repo rate?
Answer :
Reverse Repo rate is the rate at which the RBI borrows money from commercial banks. You should
read about impact of CRR increase and decrease on economy.
You are expected to have answer of these basic questions. You should read about rural project initiated
by Banks or impacting Banks. Since this is highly focused area you can expect questions on this.
Answering these questions will seal your place.
Note: I will be regularly updating the post and these links with new information. So keep visiting the
posts.Since I am presently with one of the Nationalized Bank,I may not be a regular visitor since today I am not leave I have posted the above notes."These are not my notes,I have been searching various links and compiled this notes which are relevant for IBPS PO interview..............ATB.
Being a B.Tech holder and also I have seen every B.Tech fellow mate asking the answer of this Question--->
Why Banking after Engineering?
I have gone through many websites n forums n blogs...n prepared this Answer comprising of all the things that need to be put in front of the PANEL !
So How to Answer this Q...Here You go...!
By asking this question,interviewer will judge you,how much interest you are showing towards bank jobs.you should be well prepared for this answer as this question will be asked for sure..this question also leads to discussion.
Don't give the answer bluntly that we are not getting any other jobs,so that we are trying bank jobs.if you say like this there will be no positive impact on you.
So,you should answer this question so cleverly that they should be satisfied with your answers.prepare for this questions before going to interview.
The sample answers are:
1. B.tech developed my technical skills,made my mind sharper and developed my analytic ability and I also developed my leadership qualities in meas i organised many events.
I am also having good communication skills,so that I can provide customer services
2.when i applied for engineering through IT ,it was a booming sector ,but after completion of it there was a condition of recession .seeing this condition i realized that IT sector is not a safe sector for our future hence because of my interest in a social, secure and highly reputed job ,i applied for d banking.(U can add Ur branch over here with its drawbacks)
3. in IT sectors,there will be no permanent jobs,where as in bank jobs there will be permanent jobs means there will be security for bank jobs.
4.The jobs in banks are considered very good because:-
-It gives good salary.
-It is least affected by recession and is secure.
-The area of posting will be in the own state of the candidate.
-Getting loan sanctioned is much easier when required.
These are my suggestions only u friends can prepare much better answers................. ATB
1. What are the main functions of commercial banks? The main functions of commercial banks are:
1. Accepting deposits
2. Giving loans
3. Overdraft
4. Discounting of Bills of Exchange
5. Investment of Funds
6. Agency Functions
7. Miscellaneous Functions
2. Why do you want to join Banking Sector?
This is a very simple question, but in order to give a suitable answer, you must know how to answer. You need to know about the Banking Sector in which you are willing to work for and read their job description. When you are asked this question, tell them that working for Banking Sector will be a challenging and beneficial experience to you. Ans: 1.This is really a golden opportunity for me to develop my career in Banking as well as in a Govt. sector. 2. Indian banking sector is one of the fastest growing sectors in the country. 3. It has clear career path. 4. It has social reputation. 5. Future is very bright and we can also enjoy loans at cheaper rates. 6. It has white collar job and has regulated working hours.
3. What are the qualities of a Banker?
If you are going for a bank interview, you should know about the qualities of a banker. Ans: 1. Peoples Skills: You must have the ability to relate to customers as well as your co-workers. 2. Good communication skills: It will help if you have good verbal as well as written communication skills. 3. Honest. 4. Knowledge of computer 5, Innovative to sell value added products of a bank. 6. Liberal focused towards its customer.
4.What is your Strength? This is again a very commonly asked question. The Interviewer here wants to analyze how much you know of yourself. Strengths:- You should mention your strengths that are beneficial for them and also which is related to your job. For Ex: I have good communication skills" "I Like Interacting with people" "I am good at an analyzing Problems and working in a team to find out appropriate solutions".
5.What is your Weaknesses?
Weaknesses: - You should not say that you do not have any Weakness. It shows that either you are Overconfident or have not assessed yourself and don't want to talk about it. For Ex: i. My greatest weakness is that I always have a tough time saying no to tasks unless I am already close to being overwhelmed. ii. I work on it constantly, and have learned the hard way that sometimes I just can't do it all! iii. I am a very straightforward person. Sometimes this is my weakness and sometimes this is my strength.
6.Why should we hire you?
The Interviewer wants to know your suitability for the job so in this question you should tell about your Strengths and achievements so far. You should mention your strengths so that they would come to know your fitness for the job. Do not say something which is not true about you. Avoid using phrases like "This is the Best Company" or "I want to work in this field." Don't try to please the interviewer by giving wrong information.
7.Why do you want to leave your current job?
This question is typically asked in an interview. There are many negative answers to these questions. For Ex: I hate my job, I hate the company, I'm not appreciated there, I hate my boss, I'm sick of working there, etc. Be direct and focus your interview answer on the future, especially if your leaving wasn't under the best of circumstances. You can answer in a way: 1. This position seemed like an excellent match for my skills and experience and I am not able to fully utilize them in my present job. 2. I am interested in a new challenge and an opportunity to use my technical skills and experience in a different capacity than I have in the past.
8.Where do you see yourself in five years?
The interviewer wants to understand more about your career goals and what is your level of commitment to the job they are offering. You should answer in such a way that ensures them that you are interested in making a long-term commitment towards the job and will have a long term and mutually beneficial association with them. For example: My goal right now is to find a position at a company where I can grow and take on new challenges over time. Ultimately, I'd like to assume more management responsibilities and get involved in company strategy. But most importantly, I want to work for an organization where I can build a career."