i am shortlisted for interview but i lost my printout of ibps po 4 application form..what to do?
guys if in future i want to do my mba from any IIM say in finance, but i dont want to leave my job and post mba want to continue the job. what is the provision regarding that? is it possible? any senior please help me with this
hi, I have a query related to mark sheet of IGNOU, i don't have year wise mark sheet but one consolidated marksheet and i heard last year they didn't let students take interview due to mark sheet issue. plz help me, if u know something related to it. and what can be the alternative solution for it. i mailed ibps but no reply
what is Tier 1 capital???? CAR??? CRAR??? how they are similar or different to each other???
guys help me out with a query, if the photo in my admit card and call letter is slightly blurr but i do carry a well kept photo proof with me which shows a clear photo of mine. will in that case can ibps people mark an objection saying that the photo that you have sent to us must have been clearly visible? u cant really trust ibps guys
A Question on "yourself and your family is an expected question; questions regarding your subject can be expected if u are a post-graduate on any specific subject such as M.Sc Botony,Agriculture,Zoology,Bio-Technology.....etc subject based question is sure (last time it happened so this time will also same thing will happen)
"""Questions on Black money can be expected"""
"""IPL question can be expected"""
"""PM jan dhan yojana"""
Various benefits through PMJDY like RuPay Debit Cards with Rs 1 lakh accidental insurance to all the account holders, she said in an official statement.
Overdraft of Rs 5,000 to one member of family, preferably a woman, will also be provided after observing satisfactory transactions in the account for six months, she added.
Besides these, other need-based credit facilities, micro insurance and so on will also be available to the customers.
1.What is a Commercial Bank? Differentiate from NBFC's ?
2. What is sub-prime lending?
3. What is the percentage of interest for SB a/c?
4. Types of account? Explain Current a/c?
5. Nomination facility is provided to which bank products?
6. What is repo rate? What is CRR rate and SLR rate and what is the present rate?
7. Name 3 women heads of any organization in India?
8. Who regulates the banks in India?
9. What if you're posted in remote area far away from your hometown? Are you ok with that? Will you be comfortable posted in rural or naxal areas? Who will look after your family?
10. What is basel? What is basel -II and basel-III what is the difference between them?
11. In video conferencing what type of vides are used?
12. What is CD ratio?
13. What makes you angry? Can u work under pressure?
14. Name any two Deputy Governors of RBI?
15. What is KYC?
16. What is meant by NO frill a/c?
17. How do u think that your MBA knowledge can help banking sector? { For MBA holders only}
18. Difference between cross selling and Up selling?
19. What is this particular place famous for? (Prepare abt the place where you are going to attend the interview)
20. How will u motivate people working under you?
21. What is your motivational factor?
22. If not selected what will u do?
23. Have u appeared for any Bank interview before ?Where and what was the result?
24. Why u was not selected last time? What improvement u have done to get selected this time?
25. Where u want to see five years from now on if you are selected in any one of the Banks/
26. What is PIN? Where it is used?
27. What is the difference between Cheque and Demand Draft?
28. What is sub-prime crisis?
29. What is debit card and credit?
30. What is travelers Cheque?
31. What is RTGS?
32. What is NEFT? Differences between RTGS and NEFT? Charges for each? Which is more convenient according to u? Why? Limitations if any?
33. What is CBS? What is the full form of CORE?
34. What is a loan ? Different types of loan that a Bank provides to public.
35. What is NPA?
36. Inflation, deflation, financial inclusion?
37. Tell abt C.V. Raman and what is Raman effect?
38. What is CASA?
39. Sell me the Stapler, Pen, Pencil or some other object seen in the interview room?
40. Why should we hire u when we could promote someone from below?
41. On a scale of 1-10 rate me as an interviewer?
42. Tell me something negative that u have heard abt banking sector?
43. Difference between Repo rate and reverse repo rate?
44. Do u think that increasing or decreasing repo rate and reverse rate will control inflation in our country?
45. If u have given ABCD bank as your top priority bank know abt its CMD,no of branches it has and its head quarters its logo and the slogan of the ABCD bank ,its turnover. Celebrity Brand Ambassador, if any, any special savings/loan schemes/accounts.
46. What is maturity and maturity date?
47. What is exchange rate?
48. What is Interest Rate?
49. What is Internet Banking?
50. What is SHG?
51. What is Green Channel?
52. What is plastic money?
53. What is gift card?
54. What is e-commerce?
55. What was the Headline in Today's Newspaper?(Main Page and Financial Page Both).
56. How does banking effect the economy of the country?
57. Difference between Fiscal and Monetary Policy ?
58. Bill of Exchanges and Certificate of Deposit?
59. Direct and Indirect Taxes In India.
60. What is BSBDA a/c?
61. Advantages of RuPay Debit card?
62. Which Tv programme is amir Khan hostingand what is its motive?
63. Difference between marketing and selling?
64. What is eye space /eye level?
65. About the MBA project if you are a MBA degree Holder?
66. Relation between bank rate and inflation?
67. Wal - mart Functioning?
68. What is debt equity ratio?
69. How will be helpful to the bank if u are selected?
70. What is IMPS?
71. RBI its functions?
72. Nabard what are its role?
73. SEBI it's role?
74. IRDA its Chief and its role?
75. What is Brand?
76. What is the main difference between advertisement and publicity?
77. If you're a branch manager, how will you increase the profit of the branch? How will you attract more customers?
78. If your bank introduces a new home loan product, how will you sell it?
79. In which bank do you have an account already? How you feel as a customer? If you were in working in the same bank, what initiatives will you take for more customer satisfaction?
80. IF you have being allotted target to increase business in some backward area, what will you do?
81. What is Priority sector lending? Should farmers be given loan at cheaper rate when they're already getting subsidy on fertilizer and diesel?
82. We should abolish concept of CRR, and we should have just insurance of deposit? Do you agree?
83. What are the two main problems banks are facing today? What should be done to solve them?
84. What are your views on strikes by Bank employees?
85. What do you think deregulation of saving account is good step?
86. What is no frill account? How does it help in Financial Inclusion? Does opening no frill account sufficient to achieve the process of financial .inclusion?
87. Which banking sector is stronger: Indian or western? And why?
88. Which banks are better private or PSU? Why?
89. What role does bank play in empowerment of women?
90. What role has banking sector played in India's success story?
91. What do you know about bancassurance? Is it good or is it bad?
92. Difference between investment banker and retail banker? Which one is more important for economy?
93. Why should bank consider Debt equity structure of a company before loaning?
94. NPA, its classification, ways to recover?
95. What is Negotiable instruments act? (hint: related with Cheque bouncing)
96. Who is NRI? Can a NRI open an account in a bank as a normal citizen? Can PIO open an account in Indian bank as a normal citizen? What are the documents required for opening an NRI Account? Can a student studying abroad be termed as an NRI?
97. Tell us about "Nomination" facility in banking.
98. What do you understand by KYC? What document required for KYC? What documents are required to open a bank account?
99. CBS, SWIFT, NEFT, RTGS. What are their full forms, features and benefits?
100.NPM, LRM, ARC, SARFAESI ACT
101.All the basics: RBI, its functions, repo, reverse repo, CRR, SLR and their impact on bank.
102.How can RBI control inflation?
103.How many Deputy Governor in RBI? Name them?
104.How will you market Banking products?
105.What do you know about Rural banking and Financial Inclusion?
106.What is ombudsman? what is his powers and functions?
107.What is MFI? From where does MFI get funds?
108.How is rural banking different from retail banking?
109.What is the difference between hacking and phishing?
110.Equitable Mortgage? interest subvention? Amortization?
111.Car Loan, Personal Loan, student loans, home loans, education loans (and what are their on going approx. interest rates?)
112.What is ABSA account?
113.What is Swawlamban scheme?
114.What is POS terminal? How bank gets benefited from POS? What amount bank charge from shopkeepers for POS terminals?
115.Tell me something about E-Banking? and its benefits to branch?
116.What is branchless banking?
117.Difference between banking n finance
118.Difference between micro financial institutions and NBFCs.
119.Difference between between Co-operative societies and SHGs
120.Who are the Chairman of ICICI Bank and Axis Bank.
121.What is money laundering? What has the government done to prevent it? What's Bank's role in preventing money laundering?
122.How important is CASA Portfolio for the bank
123.What is term deposit and demand deposit?
124.What are alternate channels of banking?
125.Have you ever used an ATM? What is the full form of ATM? Can you Name some ATM Manufacturer Companies? What are the other uses of an ATM? Balance Enquiry, Cash Withdrawal, Pin Change, Mini Statement.
126.What is Credit Rating agency?
127.What is working capital? What are preferential shares?
128.What is more beneficial to a company- Equity or Debentures?
129.What is DEMAT account? What is PAN card? Are they same thing?
130.What provisions did this year's budget have for the banking sector?
131.What if government asks RBI to print more currency notes and uses it for development and infrastructure projects? How will it affect the middle class?
132.Do the Agricultural crops sold by d farmers in d market comes under income tax?
133.What was last year's GDP in crores and in % growth?
134.What is recession? what are the causes? how can it be fixed?
135.What is the difference between Finance ministry and commerce ministry?
136.What is Inflation? How it is controlled?
137.What is HDI(Human Development Index)? How is it calculated? What is India's rank?
138.Poverty figure census, schemes.
139.MNREGA and other schemes where bank is involved.
140.What are Foreign Reserves?
141.What are Small Scale Industries? How we recognize if a particular industry is a Small Scale Industries?
142.Difference between organized and unorganized sector?
143.Functions of planning commission? Targets of current five year plan? Who is Montek Singh?
144.BRICS, ASEAN G20 summits and decisions recently
145.Why dollar is appreciating? What are merits and demerits of rupee depreciation?
146.Why there is so much furor over FDI in retail? Are you in favour of FDI?
147.Tell me about factors of production
148.What is parallel economy? What is black market? What is money laundering?
149.If you will improve your weakness then will you become a perfect man?
150.What is the meaning of excellence to you? When will you consider yourself a successful person?
151.Do you consider yourself a creative person? If yes, how will find job satisfaction in banking sector, where rules and procedures have to be adhered strictly?
152.What is the difference between a leader and a manager? Does a leader need to be a good manager too?
153.What are the qualities of a good leader? Suppose, you are made a leader of a team unknown to you, there you find somebody who is already a leader there and even better than you. What will you do?
154.In which year RTI was implemented?
155.How many lady Chief ministers in India?
156.How many organizations take part in IBPS?
157.What have u to say abt merger of small public sector banks with bigger PSU's? Do u agree with the proposal if yes,Why if no ,Why?
158. What is refinance?
159.ECGC, packing credit, buyer's credit, letter of credit.
160.For unemployed people, which plans are adopted by government ?
161.Tell us About your native place and famous places near to it.
162.What is Stock Exchange? How many are there in India ?
163.What are the qualities that an Officer requires and do u think you possess all those qualities?
164.How is your subject going to help the banking sector?
165.What is RDBMS? Name e some RDBMS software?
166.Who regulates insurance sector?
167.What is IPO?What is Follow up of IPO? If IPO has already been issued then what is the need of it?
168.Earlier u said RBI controls monetary policy and when govt passes the budget then what is the need of monetory policy?
169.When RBI borrows money from Banks then money in the market increases or decreases?
170.What is the function of Financial Management?
171.Liability and Assets side of a Bank?
172.What is CAD?
173.Types of customers?
174.What is opportunity cost,absolute cost?
175.What is fund flow?
176.What do u know abt BMB?
177.About Adhaar and DBT linkage?
178.What is certificate of of incorporation and certificate of commencement?
179.Is both certificate necessary for both Public and PVT company?
180.Who issues certificates?
181.What is ROC and MCA?
182.What is Book Value?
183.Do you know about the establishment of the first Bank in India.
Just a tip of the ice-berg keep updating your information from other sources and read the news paper daily. Pls don't ask for the answers try to find u r self.........All The Very Best.
Guys does the OBC certificate must and should be in the format provided in the IBPS notification?
The computer generated certificate provided to me is properly not in that format. Ex: The notification extracts they mentioned in there is not fully available. Can any one please reply.
current chairman of UIDAI kon hai yaar?
Some puys asked me to share my interview experience from last year so I am sharing here
Let me start
Interview Date: 07 Jan 2014
Venue: Agra,UP
Time: 1:30 PM
I reached the venue 1 hour before the scheduled time to avoid any problem. The entry started around 12:30 PM. I wore a formal shirt, formal pant and a blazer but no tie because the tie was not mathcing my attire...(but I think I should have wore one because most of the interviewees were dressed in suit and tie) but many were in Jeans,Shirt and simple sweater too. When I entered the place there I saw printouts on the walls on which instructions on how to arrange the docs were provided. We all were then asked to wait in one hall before doc verification. In the hall there was another list in which roll no. wise we were segregated in various panels. I was in panel 4.
(For more plz visit http://psuscs.blogspot.in/2014/11/ibps-po-iii-my-interview-experince.html)
IBPS Interview (Cricket)
Phillip Joel Hughes (30 November 1988 - 27 November 2014) was an Australian Test and One-Day International (ODI) cricketer.
Records:
1. Hughes scored his first Test century in his second Test match for Australia at the age of 20 and became the youngest cricketer in history to score centuries in both innings of this Test match.
2. On 11 January 2013, he became the first Australian batsman in the history of ODI cricket to score a century on debut.
3. In the first Test of the 2013 Ashes, Hughes shared a world record tenth wicket partnership of 163 runs with debutant Ashton Agar.
Death:
On 25 November 2014
Hughes was knocked unconscious by a bouncer (Bowler : Sean Abbott) during a Sheffield Shield match at the Sydney Cricket Ground, causing vertebral artery dissection that led to a brain hemorrhage. He died two days later on 27 November, having failed to regain consciousness.
result for SBI PO 2014 out
anybody got qualified in ibps po written, as well as, selected in sbi po.
can anybody tell me the last person to get seat under general category got how much marks in ibps po last year
Hii puys..first of all congrats to everyone selected in sbi po & those who are not selected rmmbr dis is not the end...keep working hard & sooner or later you all will succeed...lots of opportunities are yet to cm....
sbi clerk & ibps po intrvw are abt to start...then sbi associates po ..ibps clerk n others...so its time to move on & not to loose ur focus..results will cm..not everyone is slctd but the experience will help u a lot in upcoming exams..
If u determined & ready to work hard den evrything is possible...no need of any coaching for exams & intrvws...self study is more den enough...
my experience :
SBI PO Finally slctd....
SBI Clerk written cleared with 176 attempts...
RBI Grade B phase 1 cleared ...120 score..missed phase 2 due to sm prsnl reasons...
RBI assistant written cleared...waiting 4 final rslts...
IBPS PO written cleared with 138 attmpts....
SBI Associates PO 160 attmpts...result awaited...
once u gt ur frst slctn ..one by one others will follow...
You have to be the one to keep yourself motivated...
next 2-3 months are very crucial...so blve in urself & hv faith in ur abilities...success will follow...
this is d question from my past interview.. WHICH TYPE OF A/C is most profitable for banks? if anybody can explain ?
"Grass is always greener on the other Side"
Guys please don't get frustrated from your current condition, keep on working without comparing with other things.
Frustration can motivate you sometimes, But My idea is to "Be motivated without getting frustrated".
Bank jobs may not give you the pleasure of state government jobs. But it gives you social respect.
IT jobs may not give you social respect, but they may give you great exposure (compare a 50 year old corporate employee with same aged Bank Manager living in your neighborhood: there is a big difference in thinking and personality). Compare an L&T engineer with PWD Engineer. Huge difference.
What you want to be after 20 years may help you to choose your career today.
Those who are jobless, they are desperate to become PO/Clerk/Asst. Those who are in job see the negative points about it.
The only suggestion is Do Not take any decision in desperation.
IBPS Interview Preparation (Tips: especially if its your first interview)
What Interviewers Look for
Think that you are in interview panel, what kind of candidate you will look for
1. Personality: The candidate should be smart and presentable. You are going to represent your bank in the public eyes.
(I) Well dress up
(II) Presentable
(III) Talk smartly: Loud and clear (but don't shout). They should be able to understand what you are saying.
(IV) Good Listener: You should listen and understand the person in front. You should be able to make him understand what you are replying. So listen carefully. (don't think or anticipate or jump in between the question) then reply cautiously.
(V) Handle the situation with presence of mind.
2. Knowledge: Banking, GK, Your own subject of graduation and Well verse with today's technology. "Only good personality without knowledge gives a negative impression."
3. Don't loose your Calm don't get provoked. Sometime they try to irritate you with same type of questions.
(Experience: I was working as a Sr. Manager in a private company and went for interview in Public sector for Dy. Manager post,
the HR guy with all his sarcasm asked: "He he he (literally he was laughing like this) So you are Sr. Manager and you came for Dy. Manager post.
I expected this question so I was prepared.
I replied (with all my calm) : "I think there is a difference in hierarchy of both the companies"
HR Guy: He he he But...
The Panel head intervened and said : "I think he has made his point clear". (And I was out of danger and interview moved on)
4. Take it easy: Don't get tense during the interview. Generally with in 2-3 minutes you will be comfortable. So just manage those initial 2-3 minutes.
You just take it as a meeting with other employees. But don't let it look like carelessness.
Thanks
Shashwat
what is the perfect answer for.."WHY ARE YOU GOING FOR BANK PO JOB BEING AN ENGINEER?" pls tell me guys
guys i have SC certificate issued by tehsildar...in notification it is
mentioned that prescribed formats to be submitted in the interview
strictly for SC/ST etc., and this format can be downloaded from ibps
website..so firstly is my caste certificate valid???? and i dont see any
format as such in the website may be they will upload it
afterwards..should i worry about it or will the existing certificate
do??? please suggest
Is character certificate required for ibps po interview?
As per the notification, character certificate is not included in the list of documents to be produced at the time of interview.