hey how ibps calculates composit scre..?? ny ideas..!!!
normalization similar to last year????
- no
- yes
0 voters
is there group discussion
after PI......?
How to prepare for IBPS/ Bank PO interview:
(Engineers and Non-engineers)
Before the Interview:
1. Prepare a good answer for the question "Tell us something about yourself". (select whichever is good about you)
Example 1: My self Akash Asthana, I completed B. Com in 2011 with 68% marks (do not tell the marks if it is not good). My father is a government employee with Electricity department in UP state government. Being a commerce student, I opted to go for banking job.
Example 2: My name is Ravi and I completed my mechanical engineering from SK University with first division. My father is a teacher in central school. My capability to convince people and my analytical skills make me a suitable person for the banking job.
Next question: why not engineering job. Answer: Right now, I am focusing on banking jobs. (with a smile; and try to conclude here. Don't argue; don't be aggressive, be calm)
Next Question: If in future you get an engineering job then you will leave the bank job.
Answer: No, I will continue my bank job, because going into a new field will diminish my seniority level and promotion prospects.
2. Prepare few common question from your educational background. For example if you are Commerce graduate then few common things about Balance sheet, you should know. If you are Geography graduate then you should be able to answer common questions related to Geology (for example Longitude, Latitude, Equator, Crops etc.)
3. If you are from engineering background then prepare a good answer for the question "You are an engineer, why do you want to join bank". Answer may be in line with following:
Example 1: (IF you r fresh Engineer)
"Curriculum of engineering consists subjects like Industrial management, Industrial Economics, which developed my interest in Banking and Banking jobs." After this type of answer, be prepared to face questions from Economics. If you can prepare few basic question from economics then it is good. The syllabus of economics in engineering is good enough. Or "how can Industrial management help in banking job" To answer this question you can give example from Manpower management, Training management of the employees, Layout development of a new bank-branch so that it will be convenient for the customers as well as for employees.
Example 2 (if you are Not-working engineer and NON_engineers)
" Sir, I am looking for Stability, Growth prospects and Social respects, and Bank job provides me all these"
Example 3 (If you r Working engineer)
"Sir, I am working in a software company in software support and I consider a bank PO job as my career progression not as a career change, as I will be moving to managerial role from technical role. With my previous experience, I can demonstrate leadership capability, Team management, Out of the box thinking in any decision at my level."
(Please read and prepare about these terminology as they may ask further like: what are leadership qualities. what do u mean by "out of the box " thinking etc.)
4. Prepare NEWS related question about your city, Some sports related news in recent past, important news specially related to economy, finance, business, international trade. You will get these news in Business times or a similar news daily.
5. Prepare few questions from banking. (what is a bank, CRR, Repo rate, Reverse repo rate, Besel agreement, Besel 1, 2 and 3). Mug up the exact words for a definition, sometimes interviewers want to listen the exact terminology.
In the interview room:
Be loud and clear. Do not show shaky behavior and do not hesitate in speaking your words. Few people speak in very low volume. Do not bite your lips. While answering to an interviewer, look into his eyes.
Moreover, if another interviewer interrupts you, then handle it smartly. Do not think about "other things" while speaking.
Do not give answer in asking mode. Few persons give answer, as if they are asking the interviewer if my answer in correct. Answer like a teacher to make him understand. Not like a student who is afraid if the interviewer will be agree to his answer or not.
Do not be aggressive.
Try to finish any argument being submissive with a smile and with such sentences:
"OK Sir; You are right, I will read it thoroughly",
"OK sir , I think I need to read more about it".
It should look like a discussion not like a high school VIVA.
Do not hesitate to tell the truth if you do not know an answer. "Sorry Sir, I have No idea about it". SMILE is the best thing to end the arguments.
BE POSITIVE. Interviewers try to find a CALM and smart bank employee, who can handle various odd situations with patience.
Thanks
do we get any letter regarding our scores posted anytime soon?
Hi All. This is Prashant kumar IBPS PO-III (2013 batch) working in Indian Overseas Bank.
Wishing all of you a very best of luck for the interview.
hey I don't have the Valid system generated printout of the online application form registered for CWE PO/MT-IV, but I do have the call letter. I have cleared CWE PO/MT-IV, please guiide me as to what I should do.
Guys I am an SC candidate. I think I have got just the cut off marks because I attempted just 80 and selected for the interview. Do I stand a chance in final allotment?
Does MBA Finance from a reputed university hamper the chances in interview????
PS: Overqualified
i have cleared IBPS PO written fortunately but marks obtained are not displayed, is there any way of obtaining marks of written exam before going to interview??
Friends, I have a bit of a problem. I am a 2011 pass out. I have been preparing for civil services since then. In case they ask me about this gap in interview, how should I handle it? I have heard that they generally give low marks to civil service aspirants. Wont it create a negative impression about my abilities if I say I have been preparing 3 yrs for bank exams without any success? Waiting for your valuable suggestions!
any mechanical engineer here?
Attention """""Female candidates"""""
There is every possibility that interview panel may ask question related to female ministers in Modi government and females that head Banks in India eg:-SBI,ICICI.......etc so catch up from those segment also,I have received some notes from 2 clerks who is working in my branch and preparing for PO interview those notes will be uploaded today itself may be useful to u all...............ATB
EXPECTED QUESTION in upcoming Interview
SITARA DEVI, Famous Kathak dancer passed away
Sitara Devi (November 8, 1920 Kolkata - November 25, 2014) was an eminent Indian dancer of the classical Kathak style of dancing. Rabindranath Tagore described her as Nritya Samragini, meaning the empress of dance, after watching her performance when she was just 16 years old.
She is famous as the Kathak queen. She has given performances in several parts of India, and in several other countries, including at the Royal Albert Hall, London in 1967; and at the Carnegie Hall, New York in 1976.
Women Employee can get uninterrupted leave for two years for childcare: Supreme Court
The Supreme Court of India on 15 April 2014 directed that woman employee of the central government can get an uninterrupted leave for two years for childcare and it includes needs like examination and sickness.
Supreme Court bench comprised of Justice S J Mukhopadhyay and Justice V Gopal Gowda issued this directive by setting aside an order of the Calcutta High Court. Earlier, the Calcutta High Court held that the Central Civil Services (leave) rules did not permit uninterrupted CCL (Childcare Leave) for 730 days.
This bench said that on perusal of circulars and Rule 43-C, it is apparent that a woman government employee having minor children can avail CCL for a maximum period of 730 days i.e. during entire service period for taking care of up to two children.
This order was passed by the Apex Court on a petition filed by Kakali Ghosh, which challenged the decision of the government not to grant her a leave of 730 days for helping her son prepare for examinations.
Basel Committee issued Final standards to curb exposures of banks to customers
The Basel Committee on Banking Supervision on 15 April 2014 issued Final standards for measuring and controlling large exposures of banks to customers. These standards will take effect from 1 January 2019.
The committee consisted of banking supervisors from nearly 30 countries. The committee framed a new rule limiting how much business a bank can undertake with a single customer.
Highlights of the guidelines
. Guidelines were aimed to minimise the risk of fallout from a counterparty going default without imposing excessive burdens on financial firms.
. The framework was designed so that the maximum possible loss a bank could incur if such a default were to occur would not endanger the bank's survival as a going concern.
. In cases where the bank's counterparty is another bank, large exposure limits will directly contribute towards the reduction of system-wide contagion risk.
. The framework will also contribute to strengthening the oversight and regulation of the shadow banking system by extending the scope of coverage to exposures to funds, securitisation structures and collective investment undertakings.
. The existing rule leaves it to supervisors to impose a 25 percent cap on exposures, meaning each exposure cannot be more than a quarter of the bank's total regulatory capital holdings.
. A tighter limit will apply to exposures between banks that have been designated as global systemically important banks (G-SIBs). This limit has been set at 15% of Tier 1 capital.
. The Committee will by 2016 review the appropriateness of setting a large exposure limit for exposures to qualifying central counterparties (QCCPs) related to clearing activities, which are currently exempted.
. It will also review the impact of the large exposures framework on monetary policy implementation.
. The committee planned to review whether a limit should be set on a bank's exposure to clearing houses, currently exempted, which meet new tougher operating standards by 2016.
Besides, the final standard has revised its initial proposals related to measuring and controlling large exposures of banks to customers. These are:
. The definition and the reporting thresholds are now 10% of the eligible capital base (instead of the 5% initially proposed);
. the treatment of a limited range of credit default swaps (CDS) used as hedges in the trading book has been modified so that it is more closely aligned with the risk-based capital framework;
. the initially proposed granularity threshold for exposures to securitisation vehicles has been replaced with a materiality threshold related to the capital base of the bank (calibrated at 0.25% of the capital base); and
. A treatment that will recognised particular features of some covered bonds.
Koyal Rana won the Miss India 2014 title
Koyal Rana on 5 April 2014 won the fbb Femina Miss India 2014 crown after defeating 24 other contestants from across the country. With this win, Rana will represent India at the Miss World International beauty pageant 2014.
Rana from Delhi was crowned at Yash Raj Studio in Mumbai. She was crowned by Navneer Kaur Dhillion, the 2013 winner of Femina Miss India title and Megan Young, the Miss World 2013.
First runner-up - Jhataleka Malhotra from Mumbai
Second runner-up - Gail Nicole Da'Silva from Margao, Goa
Earlier, Koyal Rana was crowned as the title of Miss Teen India 2008 at the age of 15 years. (Female Candidates)
Hi Guys,
I have cleared PO 4, i am also working in clerical cadre in one of the big five banks. If any queries are there i will surely help.
RBI has recently up dated some circulars regarding minimum balance to be retained on SB account and no of ATM transactions in metros and Finance govt has declared that one can deposit 1.5 lakhs as FD and the said amount will be eligible for tax benefit so update your knowledge on those areas
can we use Conduct certificate from college as a character certificate for Interview???