hello frns my second prefernce is bmb ...what will i say if panel asks why i put this as my secnd prfrnce instead of many others esteem bank,,,?(bob is my first prfrnce)
If you are interested in Banking, why did you get into IT sector in the first place?
you are a mathematics graduate. how is it going to be helpful? what to say???
gyan sangam please mention highlights
For currently employed candidates: Do we require to carry NOC certificate from previous organisation
what documents are required for private sector employees for showing their job experience ?? Will the appraisal letter of last year or quarter allotment letter for address proof suffice?
Can anyone explain risk weighted assets and CRAR in very simple words.
digital india please elaborate.......
Friends..I have been working in TCS for the past 2 years..Have mentioned that in application form.Is it necessary that I produce Experience Certificate for interview?My HR has denied giving me the same..Will Appointment Letter and latest payslip suffice?
#Copied
19th jan- Bank Of India staff training centre, Noida, New Delhi
Timing - 8.30 am (Panel 10)
Document verification completed by 9.30 am
Interview started at 10 am (Finished within 15 min)
5 People in the panel (4 Male, 1 Female)
Qualification BE (Electronics & Tele)
Greeted to all of them in opening, was asked to take seat
Questions asked :-
- Which language do u prefer - Hindi or English?
- Tell me something about yourself?
- Full form of IBPS?
- Role of PO in banks?
- What are RRBs?
- Regulator of RRBs?
- What is your 1st preference in application form? why? where is its Headquarters?
- List some public sector nd private sector banks?
- You ve done b.tech then why don't you go for IT sector?
- Do you have a bank account? In which bank? What interest does it give on savings account?
- Which bank gives highest interest rate?
- Do u know about PMJDY ? what benefits will it provide to public?
- What recent changes made by RBI Governor ? How it is beneficial to people?
- Are u ready to relocate anywhere in India?
Hi Friends..!! I am from Madhya Pradesh and my interview is on 27th of January...anyone from MP who is finished with his/her interview...pls share your interview experience...
Everyone like me needs ur help guys...
Do they check date of passing in certificate seriously for example in certificate it is 10 july 2012 but i mentioned it 01 may 2012. pls tell me what to do
did anyone appear for interview in mumbai
can u plz share ur experiences it ll be very helpful
Name: Nishant.
Date: 20th january
Panel : II
Location : Dena Bank Bhavan, Ahmedabad
Time: 8:30 AM
Document verification Was done is 5 minutes and My number was 4th in the list.
Tea and snacks were provided for refreshment of the candidates and All the officials of Dena Bank were very cordial and helpful.
Documents was needed to be arranged as per their given sheet with originals.
My Documents verification was completed at 9:40 AM (only 5 mins).
Then they asked four of us to go for interview.
1st candidate to 3rd candidate, Interview run only for 10 mins.
My interview time duration : 15-16 mins.
While entering in the room, (Panel II - 3 males and 1 female)
Panel Member 1 : Nishant, right ?
Replied : yes sir.
Panel member 1 : come in and have a seat.Good morning Nishant (All other 3 were also greeted me)
Replied: Good morning Sirs and Madam.
Panel member 1 : So Nishant, You have done B.tech and then MBA, Do not you think you have more degrees than required ?
Replied: As per my view, having higher degree should not be judged.If a person is capable of doing required job, then he is qualified.Degrees and Post graduations helped to do the job much better. ( He asked me the question here.)
Panel member 1: You have plenty opportunities I think , In dairy technology.Why you left it ?
Replied: I was never into that field while graduation.As I was pursuing it, I couldn't leave it in between otherwise my career might get ruined.So I had decided to change the graduation field by doing MBA at that time.So I have done MBA in marketing and HR specialization from Ahmedabad university. I added here that, I have joined one organization as sales coordinator which was private company in Gandhinagar. but I was not 100 % in that job and felt insecure.As my father is bank, that also motivate me to come in banking sector.I have tried in IBPS 3 times before as well.
Member 1 : so you were not passed in the previous exams ?
Replied : I have cleared this exam last year but I was not satisfied by my performance.besides, I have not considered preference list seriously which was my mistake So I applied again to get into my desired organization with new preferences.
Member 2 : No You will be given any bank out of this of your choice.. (Here They were fighting like, who is right.. They told me that preference is not a issue.).You have mentioned ECGC.
Replied : No sir, It is necessary to show your preferences, for example.. IBPS will consider those candidates for ECGC who have given it a first preference, as It has only 30 seats, not like that 1000th rank candidate will get a chance.
Lady member (interrupted me and members) : Yes he is right, only top 30 who have given ecgc, They will be allotted it.
Panel member 1: Hmm... so now tell me what is marketing as in banking ?
Replied : Marketing is everywhere.it is consumer awareness department of any organization.You can use word of mouth, TV advertising for marketing of you bank products, If you put hoardings at different sites, like at roads, posters then it is marketing, If you just show people you logo, then it is branding... If you show ad that your bank is giving deposits interest at 8.9 % then it is marketing.
panel member 1: stopped me at my answer and asked, You should go in marketing as it is your expertise ?
Replied : I don't have that much good communication skills, I have hearing issues which restrict me from marketing field.Also in marketing job, one need to go to the field, cause getting marketing job is not tough.Every organization want persons for selling their products and i never wanted to go for it. Thats why i have joined the company where there is not field work.
Panel member 1: Tell me something about dairy science, your graduation?
Replied : Dairy technology is Based on milk and milk products. GCMMF (Gujarat cooperative milk marketing federation) which is headed by vipul chaudhary, AMUL brand is Runs under it.There is a separate dairy named " Vidya dairy " for only students, where one learn about how to make milk and milk products, Ice creams etc practically.Bringing milk in the silos (silos are for storing the milk in dairy), then processed it.. to make SPM(standard pasteurized milk), Toned milk , double tone milk.
Then he stopped me and now panel member 2 :
Question : Now, nishant tell me.. what will you do to start a unit with 25 cattles with help of bank ?
Replied : First of all, I will find best cattle breeds and for that I will contact farmers.To start any unit, I need finance, to bring the milk from that cattle's, I will arrange tankers and work men.TO make unit, I will need a land.So here bank can help me by providing finance to established the unit...
He stopped me here... How will you select cattle's ? Direct 25 or in batch?
( conversation was done in HINDI as he asked me in HINDI)
I told that i will prefer in batch,....
I don't have that much money (with smile) He also smiled and told me to leave it
And transfer me to panel member 3:
Question : What are banking products ?
replied: Deposits of public, loans, advances, etc...
Question : How will you sell this products if you will be allotted rural branch ?
Replied : I will analyse the area as I am right now working in rural branch, I will contact tea vendors to spread the word of mouth for banking products. I will put posters in local languages to attract local public.And also sell the loans...
he stopped me .... and asked : What types of loans you can offer to them in rural ?
Replied : Housing loan, Land Loan, Overdraft facility etc..
Question : What is lactation period ?
Replied : I don't know.I mean i have heard this word but I do not have sure answer. He told me that i should know that as i have done B.tech.
Now the last 4th member (lady member): (total conversation was in GUJARATI)
Question : Where are you working ? which bank ?
Replied : Oriental bank of commerce,naranpar branch,bhuj.
Question : So who are your customers ?
Replied : This village have many NRI people with general public.
Question :What types of NRI accounts are there ?
Replied : There are NRE and NRO accounts.Non residential rupee account and non residential ordinary rupee account.
Question : What is d difference between them ?
Replied: NRE : opened by only NRI, Remittances can be done to other NRI account only from abroad as well. where as in NRO : You can remit from any account.
Question : Total deposits in your branch ?
Replied : Around 100 lakhs a year.(they were saying no its less) Then they look at each other and told me thank you. then again other members greeted me thanks and i replied with thanks and left the room.
P.S. : This was my encounter for PO interview.All the best to all of you.I hope this will help you.Sorry for grammatical errors if you find.
:p 👼
Regulator of RRB?
If you are posted at a branch which has made no progress in last few years,how will you revive it's condition? Or will you consider closing it?comments welcome.
-Asked to a fellow IBPS Aspirant
Thanks!
difference between canara and boi .... ??? can anyone give points over this?
Guys, My obc certificate is older than 27.08.2013, the date mentioned in interview latter. Any obc candidate who appeared in interview and having same isssue please reply on the response of bank..are they allowing for interview??? Plsss
should i carry my resume also or just the certificates???
how can computer science gradute can help in banking? plz a lucid ans?