IBPS PO IV interview prep

Bank PO IBPS PO 2018
721



Daily

1.    U S President flight's to New Delhi to attend Republic Day 

i. U S President Barack Obama  departure to New Delhi to attend the Republic Day Parade. His visit to Taj Mahal is cancelled.

ii. The White House said that Obama will be accompanied by the First Lady Michelle Obama and a delegation that will include several top officials. iii. On his arrival, the US President will be accorded a ceremonial welcome at the Rashtrapati Bhawan by President Pranab Mukherjee and will also meet Prime Minister Narendra Modi.

2.   National Girl Child day observed today

i. National girl child day is celebrated every year on 24th of January as a national observance day for the girl child.

ii. National Girl Child Day celebration was started by the Women and Child Development Ministry since 2008 to celebrate as the national observance.

iii. The purpose of this day is to focus attention on the depleting female to male ratio and take a stand on issues of female foeticide, domestic violence and malnutrition in children

iv. It is celebrated to increase the awareness among people about all the inequalities faced by the girl child in the society, which includes many areas like inequality in education, nutrition, legal rights, medical care, protection, honour, child marriage and so many.

3.   Former Thailand Prime Minister Yingluck Shinawatra impeach

i. Former Thailand Premier Yingluck Shinawatra was impeached by an army-backed parliament.

ii. The impeachment was followed by the ban of the Yingluck Shinawatra from politics for five years.

iii. Yingluck is the first Prime Minister to be impeached by parliament in Thailand's history. The impeachment was a result of an allegation for failing to stop corruption in rice-pledging scheme.

Note: i. Yingluck Shinawatra is a Thai businesswoman and politician. She is a member of the Pheu Thai Party, and the 28th Prime Minister of Thailand following the 2011 general election.

ii. Yingluck was Thailand's first female Prime Minister at the time and its youngest Prime Minister in over 60 years.

4.  Book authoured by late Dr K Anji Reddy released

i. An Unfinished Agenda: My Life in the Pharmaceutical Industry', a book written by Late Dr K Anji Reddy (1941-2013), founder-Chairman of Dr Reddy's Laboratories Ltd, was released here on Friday.

ii. "The book is not just about himself but about all those who is known to him. We were very glad that we could give a draft of his book to him one week before his demise. He was very glad," he said.

5.  India's foreign exchange reserves hit all-time high at $322.14 billion

i. India's foreign exchange reserves reached high to 322.135 billion US Dollars for the week ended January 16.

ii. RBI data shows that the reserves jumped by 2.66 billion US Dollars to reach 322.135 billion dollars during the week.

iii. Strong FII inflows and reduction in import burden due to a record fall in oil prices have led to accumulation of the record forex reserves. 

6.   National Awards for Bravery to 24 children

i. Prime Minister Narendra Modi presented the National Awards for Bravery to 24 children in New Delhi.

Speaking on the occasion, the Prime Minister said that the brave deeds done by these children are proof that God has kept in everyone an element that inspires to live for others.

Note:  The Bravery Award Scheme was started by the Indian Council for Child Welfare to give due recognition to the children who distinguish themselves by performing outstanding deeds of bravery and meritorious service and to inspire other children to emulate their examples.

7.   Mumbai's dabbawalas honoured today

i. A three day philately exhibition MUMBAIPEX 2015 has begun at the Mumbai GPO on Friday, showcasing various aspects of shared heritage and culture.

ii. Mumbai Dabawalas deliver nearly 2 lakh lunch boxes to offices every day. 

iii. Complementing the Dabbawalas for rendering a valuable service to the society Zagade said that the logistics management adopted by Mumbai Dabbawala's is so sophisticated that it has become part of Management Studies in reputed institutions.

iv. The accurate delivery system of Mumbai Dabbawalas was a case study at the Indian Institute of Management as well as the Harvard Business School.

8.   India declares national mourning as tribute to Saudi King Abdullah

i. India has declared national mourning today as a mark of respect to King Abdullah of Saudi Arabia who died yesterday. 
ii. An official release said, the national flag will be flown at half mast throughout the country and there will be no official entertainment during the day.


722

Date: 24/01/2015

Venue: Noida

Time: 1:00 p.m.

Panel: 2

Questions Asked:

1. About My family

2. My last job

3. Major problems that banks are facing today.

4. What is Balance sheet- They said U prepared well after this answer

5. Two major events held in Gujarat

6. About NPA

That's all.

723

anyone here gave nainital bank ltd exam???

724

Major problems that banks are facing today?

725

Kolkata 24th jan, panel 1, 1pm

Interview started at 5pm 😞

Duration- 10 mins

1)Introduce yourself

2)About your father's occupation

3)Why BANK after B.Tech (grilled a lot)

4) Capital market - primary and secondary

5) Who controls Capital market

6) Recent news on RBI

7) Red herring

Follow up qtns based on your answers!

Overall nice experience!


726

friends is sarfeisi act applicable to agricultural sector

727

JDY booklet

728

ayone from ranchi who is done with his interview?? please share your experience.

729

Do public sector banks have staff quarters for employees?

730

Do public sector banks have staff quarters for employees?

731

plz share interview experience of syndicate bank TRAINING CENTER BANGALORE

732

Bhopal me interview nahi ho rahe kya 😛

Koi toh interview experience daal do 😞

733

Had my interview today at BOI, Noida..

Everything went okay till document verification..

After that everything went just blank.. Got really nervous and didn't answer the questions properly for which I had prepared extensively.. Was really a lesson in what not to do in an interview.. I wouldn't say it was the coolest panel but they were just like anybody else.. Advance congrats to all the guys and girls who are going to get through!!!!


734

Proof of Identity needs to be the same as submitted during written exam ... Is it true ?? whether there would be any problem if i submit a different ID proof ...

735

my interview experience , venue- ranchi , panel- 3    , questions asked -   introduce yourself, meaning of my name, what work does a bank do?, how does electrical engineering helps you in a bank ? what is greenhouse effect? MP of my constituency, from which party, tenure of lok sabha, rajya sabha, can lok sabha be dissolved? can rajya sabha be dissolved and why?, what is women empowerment? lady cmd of some psbs, hema malini performs in which dance form? thats all....no questions from banking for which i had prepared well.     ALL THE BEST TO OTHER ASPIRANTS 😃                                                                 

736

yar sab ho gaya ab marks kab tak batangye they said in notification after interview process

737

bank of india,noida

25th jan, panel 4, 8:30

interview atarted at 9:15 and i was the first one to be called.

entered but door made a very abrupt noise, lost all the confidence at the first place.

but they said ki itni jaldi bula liya san=bko, to phle tum ekdm relax ho jao

then pointing to a member,he will ask you some questions

what is monetary policy?(answerd but not bookish )ahta are the assumptions of monetory policy?

(stumped i had idea but did not take the risk and said dont know exactly,the exact terminology but i can guess)


interupting the conversation another one asked did you understand the exact question?

i said no sir,

then he almost repeated the question but made me understand what he meant?

 but still i was not able to answer

next person?

who invented computer(answered)


when?(did not remember)

why you said computer science when your passing certificate said

computer engg? i justified by saying that these are almost similar and we use these two as synonyms . but after small argument i said sorry

what is the differnce between two? i again said almost similar but at the end one liner i.e brach of science and branh of engg(disappointed)

what is full form of icici(did not answer )

he was expecting the answer

why you didn't applied for clerk ?(answered)

what is virtual memory(expected to give correct answer but dont know wheter gave it correctly or not)

what is data mining and data ware house?

(ansewred but not bookish)

next lady,name two persons
who were given padma awards for 2015(any two )

after clearing some doubts answered

what is flipflop(did not answer)

not happy with the way it went, totally unexpected

dont know what to expect.. any hopes?

738

my problem is that my performance in btech was very poor

8 backlogs 😞

how to justify this in interview ?


739

hai when vil ibps release result fr po interview? wat s d cutoff expected fr allotment

740

25 Jan 2015

Dehradun 1pm

Mechanical Engineering 2014 pass out

Reached center at around 11:00... Most of the guys were in suit and I was confused whether to wear a sweater over my shirt or not... People were chatting and as soon a candidate(from morning shift) came out of the building they surrounded him/her and fired the clichés like "Dude... what did they ask" "Banking??"  "profile??" "Were they friendly??"  "Current events??".

Around 1pm we were allowed entry, since there were only two panels we were told to sit accordingly. The document verification guys announced the instructions twice and started calling us in accordance with a predetermined order(I think it was according to our roll numbers).... There were around 22 people in both panels and I was 2nd in mine. I was little tensed about document verification because 1. Since I passed my graduation in June 2014 my college hadn't provided me a consolidated mark sheet   2. Date of issuance in my provisional degree was 25 august 2014. But things went smooth and the guy only checked the date on my 8th semester GPA sheet(which was June 2014. Verification hardly took 5-6 minutes. One thing which I found stupid was that they asked me my high school mark sheet twice one for DOB proof and other.. well .. as high school certificate!!

The interviews started at 2;45pm.... I was second so I waited on the 'waiting chair' .. first guy came out.. a bell rang and a staff member told me to go in.

I knocked and went in... closed the door behind me and moved but the door was 3-4mm open.. so one panel member told me to close it properly. I did the same .. i wished the lady member first and the male members in one go... she told me have a seat .. I did...

Lady member: How are you feeling?

Me: Mam actually a bit cold.. (yes I decided to go without a sweater)..

Male 1 (I think he was the chairman because he was the oldest) Arey beta thand nahi lag rahi hai kya.. Where are you coming from?

Me: told

Male 1: vahah pe to aur thand hai..

Me: I thought it would be warm today.

Male 1: Chalo fir kuch garma garam news sunao..

Me: Sir Obama has cancelled the Agra leg of his journey because of the the demise of Egyptian ( I thought omg!! should I say emperor King since these were obviously different) 'King' I said. Then I told that ball by ball commentary on Delhi elections was all over news channels.

Male 1: Some thing about Ramdev?

Me: Yes I said and told about the Padma Vibhushan stuff..

Male1 : Is it justified on Swami's part?? Should or shouldn't they accept these honours?

Me: Told all about how Babaji has been a vocal supporter of the ruling dispensation in the past and conferring him an award immediately after assuming power would seem partisan. But babaji had indeed done a great work for the cause of Indian soft power by promoting Yoga... therefore if Iyengar can accept similar honour .. why not Ramdev.

Female: What do you know about banking?

Me: (I thought there's so much, what should I say) Before I could open my mouth

Female: You are looking for a long term career in Banking.. Aren't you?

Me: (Like a soldier) Yes mam!! Obviously I am ( I was told not to mention my plans about Civil Services so didn't)

Lady: So you must have read about banking sector.. how it works.. achha why do want to join banking?

Me: (I had prepared this answer so thoroughly that I was ready to face any cross question) I puked every thing from growth, stability, work to remuneration etc..  I concluded by saying that Banking sector offers me what I aspire and I can offer the Industry what it expects of a banker... Therefore it's a mutually beneficial partnership... (She smiled and shook her head conforming to what I said). I said I am a fast learner and would learn most of the things once I am inducted.

Male 2: What are your hobbies?

Me: Told Creative writing and reading History( wrote Mains this year with History as optional so I was quite confident that I could take most of their questions easily) ..( He uttered Creative writing) so I mentioned I also watch TV shows as they give me situations and inspiration to write..

Male2: What shows?

Me: I said sicoms and drama( just finished House of CardsJ )

Male 2 and Female (together): You know about creative writing branch/wing/division(I don't remember what he said) in banks/

Me: No sir I said

Male 3: What is NABARD?

Me: told

Male3: Tell in Hindi.

Me: (I thought..Man! Was I bad) Told in hindi with special stress on 'niyantran' "sanchalan' etc

Male3: How are NABARD and RRBs related?

Me: Told

Male4: What is viscosity?

Me: (My greatest inhibition was my engineering stream ME ) but this was cool .. Told

Male 4: What is FERA?

Me: told

Male4: FEMA?

Me: Told

Male 5: What are functions of RBI?

Me: Told

Male 1 (again): What is perjury?(I heard Bajari!! And thought Yes may he is testing my Engineering knowledge) before I could open my mouth he said "You know about laws. Don't you?"

Me: Sorry sir

Male 1: Tell me about Tax slabs.

Me: (In my head.. Oh Perjury!!) Told about tax slabs.

Male 1: He also asked me another question before tax slabs but I couldn't understand what he said and I said sorry.