You are the relationship manager of Mr. Ravi Shankar, who currently resides in Bangalore. The client's age is 42 years and he would like to retire 20 years hence i.e. at the age of 60 years The client would like to invest an amount of Rs 10, 00,000 each year for three years. Has a high risk appetite however wants to play safe Other personal details: Marital Status: Married with two kids aged 16 and 14 resp. Financial Liabilities: Car EMI: Rs.12, 000/- p.m., House EMI: Rs.60, 000/- p.m. Can you suggest any investment options for him?
Investment option for client would be: 1.Bank safe deposit: one of the Safest option as he will get interest of about 8.5% 2.Gold deposite: 3. Investment on Real estate: this is money making option but have little % of risk. 4 Insurance policy: car, house insurance.And health insurance for family. These are some of the option Ravi can suggest to client.As most of them are risk free or very low % of risk.
GREMCO, a Year 2000 HORECA startup [HORECA-Hotel, Restaurant & Catering]. Initially was in Coffee Plantation, in year 2005 forayed into horticulture to eliminate middle men thereby bring quality products at low cost. Cultivatres vegetables etc on 190 acre of its own land, out of which 84 acre is greenhouse cultivation for exptic herbs, fruits etc. Has won several award over the time.
Due to increase in demand, they contact 120 local farmer & give them agriculture know how for quality produce & put up 3 collection centres to sort this local farmer produce and supply quality goods.
They approach bank for fund for this Aggregate Method for expansion. We are to suggest the best solution, identify the challenges & risk & ways to mitigate them.
In a psychology department of a college, the principal of the college announces in a function that Mrs Nair would be the next head of the department. Now this comes as a shock to Mrs Nair, because she was not taken into confidence and she just liked teaching. The retiring head Mrs Johnson was a capable head and although Mrs Nair did help her in her duties, yet she did not want to be tied to that position. The reason why Mrs Nair was made head was because there was a policy of the department that the senior most teachers are made the next head, which obviously Mrs Nair satisfied. Now Mrs Nair leaves the function and goes back to her house thinking about the whole thing. The question is what should Mrs Nair do?
Thanks to puys i checked my spam folder and got the GD/PI invitation mail. However my GD/PI Location is Kolkata on 9th and i'm based in Delhi. Is there a way to change the GD / PI Location?
Popcorn marketing strategy of a company in small town
The case had all the stats about Sitapur Village like :1) 40% of population below 25 years of age - My point from this was target the youth. Sponser events in skuls n clgs like Annual Fest and thus advertise your product to make ppl aware what the brand "Cornley" is all about.2) 90% of pop had TV in thr house - So advertise the product in TV through commercials featuring their local famous personalities.3) Sitapur is agriculture based town. 12 lakh was total population out of which 44k are employed in 4 major firms along with some small firms - So i pointed out that only 3.33% of total pop. was employed. We have to make ppl aware that increase in popcorn productivity will lead to inc. in agricultural demand and hence creating more employement opportunities.4) Sugarcane and Corn (bhutta) are famous products and popcorn is light and healthy - From this point you can mention the drawbacks on health from Sugarcane and Corn and hence switch to popcorn which is health efficient.5) Popcorns are easy to make and fast to serve. Generation is moving to busy life where ppl want food products which are tasty n healthy and quick to prepare.6) They are also cheap so ppl in rural areas dnt have to bother abt the price tag of the product
A college xyz offers 3 courses BBA, BCA, BSC (CS) with 35 lecturers and it's having Computer lab, Library & Physics lab also. A bank is offering a donation of 10,00,000.00 Rupees to the college. If you'are the MD of the college, how much amount you'll issue for which department and why?
ABC is a bank renowned and Mrshekhar is the manager of the bank . There are 2 cement firms -1. pearl 2. cement corporation. asking for a loan . U have constraint of giving a single comp loan .Bassed on the below statistics do a case study on 1) wheathr you would suggest shekhar to give loan to any of cement companies. 2) If you giving loan then wich 1 will be right cop to give loan statistical data: 1)there is demand of 680 mill tonne of cement whre as Indian cement industry coul produce only 480 mil ton 2)the cement indutry will show a growth of 10-18% in next 5 yrs 3) the power supply and fuel required for running of Cement industry is a major blockage as the fuel prices are incresing and it would cause a prob for cement output/cost yiled. 4)the demand is more in rajastan in nothern regions and in eastern its westbengal. 4) the demand in rajastan is incresing by 10 %, the credit in rajastn by 9%.. and in eastern regions its 12% and 11% for last 2 yrs... smethnglke that sort Vitals of Pearl: recent to market . Largely setled in rajastan .rajastan established its base. output 7%,22%,33%,25% .for last 4 yrs.. growth 25%,36%,44%,33% ..equity - 1.2 ,0.7,2.2,1.4 Vitals of Cement corp : was in market since 9 decades., has a strong base in westbaengal,also in rajastan, TN , MP output - 22%,16%,32%,19% . growth 7%,22%,25%.15% ....equity
Puys, I think we discussed enough on GD in this forum Lets start discuss on PI.
On my prior experience, The PI will be conducted by the people depends on the area of interest which we choosen in ICICI Career profile. (Risk, Relationship, IT).
I choosen IT. In my panel 4 people were sitting and asking questions for various purposes. One will be SME in the area of interest which we chosen and asking to the deep in that area. Another will be correlating the results of the Behavioral Test which we filled and how we behave during the interview. He/she will be having a laptop. Another person will be asking questions from Resume. Another person will be asking some general questions.
If anyone gone through the PI already, please share your experience.👍