I just said my bank's MO to give me his KRA. Puyes, u may also see the nature of duties of a MO. This may help us in sailing through interviews!
Hi. Is there anyone who's interview is scheduled before 16th of March and after 22nd of March
friends i got small doubt . cut off for Eng...13.75 means English cut off 13.75 for 50 marks or 13.75 for 25 marks?
Hi....anybody is from Hyderabad. ..march 15th
Bhai log.. suggest at least three topics of marketing in comments. Even if 10 ppl will comment, we will get 30 topics to cover. 1. Market segmentation 2. Ad and publicity 3. Market intelligence Now ur turn bhai log...
Written score ll be published?
- 31
- 1st april
- 30
- 29
- 28
0 voters
bhai log yeh notification jo mail mein aata hain usko kaise band karege..............need help ......
How u ll handle a client who do not understand hindi and english sadly u too dont knw local language....intrv question
What is the insurance penitration in india
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- 1%
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- 2%
0 voters
How the untapped insurance market ll be an oppertunity to u as a MO?
Friends give some light on cosumer protection act
Sharing my interview experience of previous year...Hope it helps 😉
Interview Date: 17/3/2015 (Marketing Officer )
Venue: Dena Laxmi Bhavan
Time 1:00 Panel :1
And
to my surprise there were like 9 members in room .They were only
interested in history and geography and about my surroundings. Not a
single Question on Marketing 😡
Some of the questions were - "Why some section of people were
opposed to the unveiling of Shivajee's statue in Surat ?" 😡 "How many times
Shivajee looted Surat ?" 😡 "Who was our 1st & 4th PM?" 😡 And "Do you
know any other PM from State of GUJ?" :😡 "Which are nearby sugar factories
to your locality?" 😡 "What is so special about your town?" 😡
I was like WTF
..I did answered all of these but when the panel was asking such
silly questions to most of the MO aspirants . 😡 😡
Although they gave me 65 marks for this 👼
We need to give self attested documents which means signed by us and not by any gazetted officer. Am i correct ? As i called IBPS for the same they said we dont know everything is mentioned on website. Kindly confirm
असफलता एक चुनौती हौ, इसे स्वीकार करो।
क्या कमी रह गई, देखो और सुधार करो।
जबतक ना सफल हो, नीन्द चैन को त्यागो तुम।
संघर्ष का मैदान छोड़कर, मत भागो तुम।
कुछ किय बिना ही, जय जयकार नही होती। कोशिश करने वालो की कभी हार नही होती।।
Hello frens... courtesy @akhileze ,,, please suggest 3 topics from BANKING ..in comments so that we can prepare. Different topics so that we can cover. It's a humble request. 1. NPA 2. Third party products in banks 3. Basel 3 @mohdhuzaifa2010, @speedy23, @s1905g, @TyagiAbhinav
Do we need to carry our resume also.....????
@ All
3 Topics(Banking Specific) From My Side, My 3 cents :p
Please do prepare them :
1.) Types of Accounts : Savings, Current Deposit, Fixed, Recurring, Foreign (currency/person) etc.
Which one is/are better from bank point of view? Why? And cross-questions.
2.)Negotiable Instruments-Cheques,Draft,Bill of exchange etc : Types and Differences. + Money Mrkt Instruments.
3.)NPA & SARFAESI Act(Everyday In news, thanks to Mr.Vijay Malya n others) : NPA types. Recovery options? Powers Under the SARFAESI Act?
P.S. : I am not a Chanakya! 😉 but mere hisab se ye kafi important topics(questions) hain.
Dear Readers, IBPS will be conducting IBPS SO Interview from March 14 – 18, 2016 for the various specializations. So here we are sharing with you the Interview Experience of Aditya Mehta, who appeared for IBPS SO IV Marketing Officer Interview 2015 . I reached the venue on time and there were around 20 candidates in each panel and there were three panels. I belong to panel 3. they started Verification of certificates at 8.30. They are very vigilant and don’t allow any discrepancy in this. I was the 5th in the list but because of this issue moved to the last candidate. Here goes my Interview Experience. Name : Aditya Mehta Post : Marketing Officer Time : 8.30 AM Panel : 5 Members (4 Male and 1 Female) Interview Location : Noida Sector-62 Called for interview at 9:15, Entered the Room five Descent Panel Members were sitting inside the room asked me to be sited. Questions Asked In IBPS Marketing Officers Interview Question Asked to Personal & Work Experience 1. My Name then asked for my Home town 2. Father's occupation and about siblings. 3. from where i've completed my PGDM, Graduation and Schooling 4, Work Experience and profile. 5. Why Banking Job and ever you have tried for Banking job? Question Asked to Banking Industry 1. With which bank do you have bank a/c, and how you feel the ambiance of your Bank (One of the Nationalized Bank) 2. Do you know the work file what a Marketing Officer have in banks. 3. Bank rate, Base rate, PLR, Repo, who decides all these rates. 4. What do know about Financial Inclusion? 5. How Financial Inclusion is going to help Rural Population? 6. What is its Importance for the Economy and Banks, and how going to benefit banks? Question Asked to Marketing Management 1. Why Marketing from Science Stream ? 2. Difference between Marketing & Sales. 3. What is role of Advertising in Banking section ? 4. How many stage in product life cycle ?
The public provident fund (PPF) is one such long-term investment option that would suit investors of all types. Scoring high on safety, by virtue of it being government backed, this wonderful option comes with tax benefits, loan options and a low maintenance cost. Investment Yogi explains seven must-know facts of a PPF account to make it more profitable for you.
- It requires just Rs. 100 to start a PPF account: PPF accounts could be opened by individuals, whether salaried or self-employed, with a minimum initial deposit of just Rs. 100. Accounts could be opened at any branch of the State Bank of India (SBI) or branches of its associated banks. Other nationalised banks which offer this service are Bank of India, Central Bank of India and Bank of Baroda. The general post office too allows opening of a PPF account. Individuals may also open a PPF account on behalf of a minor child of whom they are the guardian.
- PPF accounts have a minimum and maximum deposit limit: A minimum deposit of Rs. 500 must be made during one whole financial year. The maximum that could be deposited is Rs. 1,00,000 in a financial year. Deposits could be in either one go, or in flexible instalments (in multiples of Rs. 10). You could vary the amount and the number of instalments, as per your convenience, provided you do not exceed 12 instalments in one financial year. Failing to deposit the minimum requirement would lead to your account being discontinued. Interest would, however, continue to accrue. You could regularize the account again on paying the prescribed default fee along with subscription arrears.
- Interest calculation in PPF account: The interest rate in your PPF account is calculated on the lowest balance between the fifth and the last day of the month. So to maximise your earnings, try making deposits between the 1st and the 5th of the month. Interest is compounded annually and credited on March 31 each year.
- Premature withdrawal from PPF: The entire amount in your account could be withdrawn only on maturity. However, in times of financial crises partial withdrawals are permitted subject to certain ceiling limits. You could withdraw once a year, from the 7th year onwards. Such withdrawals must not exceed 50 per cent of the balance at the end of the fourth year, or 50 per cent of the balance at the end of the immediate preceding year, whichever is lower. Premature closure of a PPF account is permissible only in case of death.
- PPF offers multiple tax benefits: Deposits in a PPF account qualify for a deduction under section 80C. Furthermore, the entire maturity amount including the interest is non-taxable. Not only is the interest earned tax free, PPF deposits are exempt from wealth tax too.
- Need a loan? Use your PPF: You could take a loan on your PPF deposit, subject to certain terms and conditions. Loans could be taken from the third year onwards till the sixth year. Up to a maximum of 25 per cent of the balance at the end of the 2nd immediately preceding year would be allowed as loan. Such withdrawals are to be repaid within 24 months. Rate of interest charged on the loan would be 2 per cent more than the PPF interest rate prevailing then.
A second loan could be availed as long as you are within the 3rd and the 6th year, and only if the first one is fully repaid. Also note that once you become eligible for withdrawals, no loans would be permitted. Inactive accounts or discontinued accounts are not eligible for loan. - Continuing PPF after the 15-year period: PPF account holders have an option of extending their accounts after the 15 year tenure with or without further subscription, for any period in a block of five years. The balance in the account will continue to earn interest at normal rate as admissible on PPF account till the account is closed. In case the account is extended without contribution, any amount can be withdrawn without restrictions. However, only one withdrawal is allowed per year.
If you continue the account after 15 years, with continued deposit, withdrawal up to 60 per cent of the balance at the beginning of each extended period (block of five years) is permitted. source : ndtv
hey frendz can u tell me about the recently held gyan sangam ...y thy r thinking to consolidate the banks..how the consolidation of banks will hlp fighting wth NPA 's ...plz tell if anyone knows about it..