@Gaurav1616 hamse koi galti hui ho toe maf karna gaurav bhai...
@tarunisgd said: @visionIIM-ACL hey can u share some informaion regarding d post of AO in nicl??
Not much idea about the exam buddy !! But, in case there is anything that remains unresolved here , let me know and I will try to get info on the same and then inform you! :)
@deepika_raj_46 ye assistant ki post hai....salary bank clerk se jyada hogi....kisi v insurance company ke assistant ki salary ke barabr hogi....9300 basic hogi isme koi grade pay nai hoti.....
Basic+DA+HRA milegi....15000 (aprox) milegi....
Basic+DA+HRA milegi....15000 (aprox) milegi....
bhai koi interview exp share karo......
finally m back to lucknow from mumbai ........here goes my experience :
interview: 12.30 batch (generalist,mumbai) .......arrived at office premises : 7.00 am morning( train ne bahut jaldi pahucha diya tha.,office bhi nhi khula tha tab ...:( .........)
any ways 8:30 baje se likar 1 baje tak 9 :30 batch ko analyse krta rha mai .........had a talk wid officials of nicl ,few things confirmed (from grade I officer):
REIMBURSEMENT : SLEEPER CLASS KA (THIS INFO IS FOR THOSE WHO HAVEN'T ATTENDED THE INTERVIEW YET)
MARKS : 200 WRITTEN + 50 INTERVIEW
VACANCIES IN NIACL = 200+ (i asked the sir jokingly ...what to assume 201 or 299...;) he smiled and said nearabout 240,,, but for generalist =100 (approx) and for specialist 140(approx).....
RATIO OF STUDENTS CALLED = general (1:3) and reserved category(1:5) ..
FINAL RESULT KAB TAK = before END OF OCTOBER probably last week of oct ....:(
had a talk wid sir for couple of minutes :
he said hum logo k tym to simple graduates he apply krte the par now the scenerio has changed now b.tech and mba,s are also joining us.....thats very good , AND REGRDING CHANGES IN MAHARASTRA .....ASKED ME HOW I LIKED PUNE (I STAYED THERE ) AND LOTS OF CONVERSATIONS...
finally document verification 12:30 baje tak ho gye ....interacted with many guys there
nice meeting wid @crabn3bula ....and many others ....
good part was : coffee/tea and snacks which nicl was constantly "SUPPLYING" TO us.....;)
INTERVIEW EXPERIENCE : MY CALL CAME AT 5 PM ......went inside
panel of 4 member
M1 : GM OF NICL
M2 : RETIRED CMD OF NICL
M3 : GM OF NICL
M4 : GM OF OICL .............(????? PATA NAHI OICL KAHA SE AA GYA, nicl k saamne he oicl ka office tha, so he was from there )
ASKED FROM BHAIYA WHO WAS SUPPLYING SNACKS AND COFFEE TO PANEL ,he gave me this info ....
ENTERED THE ROOM WISHED ALL AND TOOK MY SEAT (AFTER THEY ASKED ME )
Q1(AS EXPECTED)
M2: so UR specialization is BANKING AND FINANCIAL MARKETS ....SO WHY INSURANCE?
ANS1 : SIR , INSURANCE SECTOR IS A PART OF FINANCIAL MARKETS ,WHICH IS MY SPECIALIZATION,THERFORE INSURANCE.
M2 : OK HAVE U BEEN TAUGHT ANYTHING ABOUT INSUANCE IN COLLEGE ?
ANS : YES SIR , THERE WAS A PART IN OUR SYLLABUS REGARDING INSURANCE SECTOR AND BASICS OF INSURANCE.
M2 : OK THEN TELL US SOMETHING ABOUT INSURANCE SECTOR ?
ANS : I DEFINED WHAT IS INSURANCE .....THEN TOLD THAT INSURANCE COMPANIES ARE THE PART OF FINANCIAL MARKETS AND THEY SERVE AS FINANCIAL INTERMEDIARY .
M2 : WHAT IS FINANCIAL INTERMEDIARY ........I THINK U R WRONG ....INSURANCE COMPANY IS NOT A FINANCIAL INTERMIDIARY ........THIS IS WRONG .....THROUGHOUT MY CAREER THIS IS THE FIRST TYM THAT SUMBODY IS TELLING ME THAT INSURANCE COMP. IS A FINANCAL INTERMEDIARY................IS THIS IS WHAT YOUR COLLEGE TAUGHT YOU?
( I LOST MY PATIENCE HERE BUT CONTROLLED)
ANS : YES SIR ,THIS IS WHAT I HAD BEEN TAUGHT( EXPLAINED TO HIM WHAT IS FINANCIAL INTERMEDIARY) I ADDED FURTHER "ALSO WIKIPEDIA SAYS THE SAME THAT INSURANCE COMPANIES ARE FINANCIAL INTERMEDIARIES IN FINANCIAL MARKETS" .
WHILE OTHERS LOOKED CONVINCED BUT I DONT KNOW WHAT M2 WAS TRYING TO SHOWCASE AT THIS POINT...
M2 : BUT I THINK U R WRONG AND I M RIGHT .
ANS : (POLITELY) SIR ITS NOT ABOUT ME & YOU, I M NOBODY INFRONT OF YOU, ITS ABOUT YOU AND WIKIPEDIA. ( sayad maine galat bol diya tha but i lost my patience here cause he was trying to prove THE WRONG THING AS RIGHT )( THIS SENTENCE WILL PROVE TO ME VERY COSTLY ...I KNOW............ THOUGH I SAID IT VERY POLITELY BUT STILL ....I WAS NOT SUPPOSSED TO SAY THIS )
MEANTYM M1,M2,M3 were busy analyzing me ...
M2 : SMILED AND SAID OK THEN ...........if you are investing in a company then what will you look before investing .......about the company.
ANS : WE WILL LOOK FOR THE CREDIT RATING OF COMPANY BY CRISIL , ICRA,FETCH,CARE etc , its past record and whethetr it is listed in stock exchange or not ..
M3 ADDED : and also we hav to see its balance sheet and compare it with other companies ....isn't it ?
ANS : YES SIR ,THESE ARE ALSO THE PARAMETERS THAT ARE TO BE ANALYSED BEFORE INVESTING.
M2 : TELL US ABOUT ANY FIANACIAL RATIOS...
ANS : EXPLAINED ....DEBT EQUITY RATIO ,CURRENT RATIO .
THEN HE GOT UP AND WENT OUT .....M1 M3 M4 CONTINUED .....
M4 : NAME the EVENT THAT HAPPENED FEW YEARS BACK ON THE DATE TWO DAYS PRIOR TO TODAYS DATE ( 13/09/2012).....
ANS : I WENT BLANK .....MUJHE TO AAJ KYA DATE HAI YAHI NHI YAAD AA RHA THA.......AUR WAISE BHI GK ME MERI KNOWLEDGE "0" HAI
TOOK 10-15 SECONDS TO RECOLLECT : AND ANSWERED 9/11 TRAGEDY WORLD TRADE CENTER KAAND .
M3 : YOUR HOBBIES ??
ANS : I TOLD THEM BUT NO FURTHER QUESTION FROM THEM.....
M3 : WANT TO BECOME STOCK BROKER ..
ANS : NOT INTERESTED
M3 : NAME A PERSON WHO WAS A INDIAN STOCK BROKER AND DID SOME SCAM IN NEWYORK STOCK EXCHANGE .....
ANS : SIR I HV HEARD OF IT BUT FORGOTTEN THE NAME OF BROKER
M3 : OK LEAVE IT ....NEW YORK STOCK EXCHANGE IS TOO FAR FROM INDIA( AND SMILED)...TELL THE NAME OF ANY PROMINENT PESONALITY IN INDIAN STOCK MARKET ...
ANS : Mr. RAVI NARAIN ( MD OF NATIONAL STOCK EXCHANGE(NSE) ,DELHI )
M3 : WHAT IS YOUR AIM IN LIFE ??
ANS : SIR ,IF I LL SPEAK HONESTLY THEN IT WOULD SOUND WEIRED ........
M3 : BUT WE ARE EAGER TO HEAR THAT WIRED AIM OF YOU FROM YOU ....SO GO AHEAD TELL US ...
ANS : TOLD THEM AND ALSO ADDED THAT IT WILL REQUIRE A LOT OF EFFORT FROM MY SIDE .
M3 : THATS GOOD ...I WISH YOU ALL THE BEST IN ACHIEVING THAT...
M1 WHO WAS SILENT THROUGH OUT .......AT LAST HE SPOKE
M1 : OOK .......... WHO IS THE PRESIDENT OF AFGHANISTAN?
ANS : 3-4 SECONDS ,.... I AGAIN WENT BLANK ....(GK S**KS)......BUT RECOLLECTED AND SAID SIR I M NOT SURE BUT WANNA GUESS ....HE SAID OK...AND i SAID HAMID KARZAI
M1 : YOU ARE CORRECT .......
I THOUGHT THAT IT WAS ALL OVER AND AFGHANISTAN K PRESIDENT JAISE SIMPLE SAWAL KA ANS DEKE I WAS FEELING IN CLOUD 9 ( I AM EXTRAORDINARY WEAK IN GK,I BELIEVE)
M1 : WHO IS PRESIDENT OF PAKISTAN ??
ANS: AGAIN SAME CONDITION OF MINE .....BLANK (FOR A VERY SIMPLE ANSWER ...ZARDARI)
M1 : WANT TO MAKE ANY GUESS (AND SMILED)
ANS : YES SIR ....MY GUESS IS ASIF ALI ZARDARI ( I DONT EVEN KNOW FULL NAME OF ZARDARI BUT I SAID IT AT ONCE)
M1: OK
MEANTYM M2 (RETIRED CMD OF NICL) ARRIVED IN ROOM AND THEY ALL LOOKED AT EACH OTHER ...AND FINALLY M3 SAID : OK , WE ARE DONE WID YOU ,WISH YOU ALL THE BEST )
I SAID THANK U TO ALL AND LEFT THE ROOM ........
IT TOOK APPROX 15-18 MINUTES.......I DONT KNOW WHETHER IT WAS GOOD OR BAD ....NEITHER I TRIED TO JUDGE HOW WAS IT , CAUSE I WAS EXHAUSTED AFTER 2 DAYS JOURNEY WITHOUT SLEEP AND AGAIN I HAD TO CATCH MY TRAIN .back to lucknow
BUT LETS SEE ......................
FOR WORK EX PEOPLE : QUESTIONS WERE CONCENTRATED AROUND WHY YOU WANT TO LEAVE your current job(PROFILE ,CLIENTS ,TURNOVER OF COMPANY ,ETC)AND WHY JOIN INSURANCE ....AND SUM FAMILY BACKGROUND QUESTIONS . hardly any gk questions .
FOR NO WORK EX PEOPLE : PREPARE YOUR GRADUATION /POST GRADUATION (WHATEVER IS LAST) THOURGHLY .......IF YOU Are 2012 passout they are going to ask your subject thoda deeply. if you are 2010/2011 or earlier paas out and no workex then TAKE A OVERVIEW OF YOUR SUBJECT(DONT GO DEEP) ,some gk ....and bout yourself ,hobbies ,why insurance ,current news (dates and events associated with your inteview date...!!!!), ABOUT YOU HOME STATE ,HOMETOWN , CHIEF MINISTER , GOVERNOR OF YOUR STATE .........................and whatevr you can ...GIVE YOUR BEST)
hope this helps the remaining guys who are YET to be interviewed.........
@tarunisgd said: @visionIIM-ACL hey can u share some informaion regarding d post of AO in nicl??
bhai kya janana chahte ho ... AO IS A GOOD POST TO WORK ......GOOD PROFILE ......AO HAS TO MANAGE THE WORK OF ALLOTED DEPARTMENT HE HAS TO TAKE CARE THAT CLAIMS ARE FILED PROPERLY AND SEND TO REGIONAL /DIVISIONAL OFFICE ..PERIODICALLY GENERALIST HAVE TO MANAGE DAILY OPERATIONS OF OFFICE .......PAY WISE ...AROUND 30,000 HAI .....INCREMENT HAI ACCHA ....MOREOVER GOVERNMENT JOB HAI YAAR ......ITNA SOCH KYA RHE HO ......JYDA MAT SOCHO AGAR FINAL HOO JAYE TO JOIN KAR LENA ......SOCHNA MAT ITNA .........all d best
@prabhjotoicl said:rejection due to medical ground is rare case....and yes selection chance entirely based on written score but their will b few hikups fr some due to interview score
true ....interview is imp .....even if u are 10-15 marks behind in written exam ....u can cover it up in interview ..........
@prince_yadav said: @prabhjotoicl haan bro this thread is dead...no post nothing...
nahi yaar .....abhi to jindagi mili hai is thread ko ....itni jaldi maara hua ghosit kar diya ise ........not fair bhai .........
@deepika_raj_46 said: not related with this thread but kya kisi ko idea hai ye ssc ... fci ki vaccency kaisi hai?salary,perks job profile.. because number of seats are more but i doubt ki salary below aveage hogi
not good ,spcly for gals .........a frnd of mine is working in fci for same post.....its a kind of field work ....work and guide the labours ( this is what my friends profile .......) his work is to count the number of bags (bora's) of wheat /rice /others which is coming in and going out of fci godown and maintain a record of it ........salry is less but upaari kamai is good ...overall salary + uppari = 30000(approx)....dont expect frm this job much if your dreams are high.....also work environment there is not good for girls .........................
ps : this information is based on my friend's profile as what he told me 2 years back ........so its your resposibility to check from other sources as well................ i am not claiming it to be 100% true............
@prince_yadav said: @ferocious002 thanks ferocious bhai aap ne fodde diya bilkul....aap ki gk toe kafi sahi nikli...
bhai THESE .questions were very simple ...but again meri g k kaafi weak hai ....sach poocho to mujhe center pe jaake during interactions wid other guys ...yeh pata chala ki india k vice president ka naam .... mohmd. hamid ansari hai ........;)
ab dekho written ka bahut bada haath hai selection me ...........dont know wat will be the result HOPING FOR BEST AND PREPARING FOR WORST........
BUT REALLY IT WAS TOUGH FOR ME TO TACKLE BOTH ...QUESTIOS FROM MY EDUCATIONAL BACKGROUND AND ON SAME TYM GK ...............BUT IT ALL WENT WELL....
@deepika_raj_46 said: @ferocious002 sud440 after reading it i have dropped the idea......
just dont drop it bcoz i said so and so ...pls cunfirm it frm other sources as well ....
@deepika_raj_46 said:@ferocious002 hey your interview went really well... these guys tried to trap you so many times and you had the narrow escape every time... i wish m2 would be there...
all the best to you ....hope u come out wid flying colors....
@ferocious002 thank u bhai.. for sharing ur interview experience in detail.....
bhagwan kare aap select ho jae.....
all the best...........