[Official] 2012-2014 TAPMI Converts

MBA CAT 2022
824
mcooljsr Says
But for an amt over 7.5 you will need to provide collateral!!


Damn! That's cool man.
Hope we get covered in 10 lakhs. I dont know, but I am getting a feeling that there is going to be a lot more hidden costs which we dont know about as of now.
825
Damn! That's cool man.
Hope we get covered in 10 lakhs. I dont know, but I am getting a feeling that there is going to be a lot more hidden costs which we dont know about as of now.


Yeah , the processing charges with credila is also high. For a loan of 10 lakhs INR i have to pay processing charges of around 12k.Also 10 years of repayment period is actaully inclusive of your two years at college. So effectively the repayment time is say 8 years
826
Damn! That's cool man.
Hope we get covered in 10 lakhs. I dont know, but I am getting a feeling that there is going to be a lot more hidden costs which we dont know about as of now.


Hope not!! Otherwise, watt lag jayegi!!
827

I went for Credila only because they seemed to be the only ones offering the entire 10 lacs without collateral.

828

Does anyone have the placement statistics of the 2010-2012 batch ?

829
mcooljsr Says
Hope not!! Otherwise, watt lag jayegi!!


Think about it. Keep the tuition fees aside for now.

Laptop = Rs 30,000
Mess = 2500 x 20 months = Rs 50,000 (My figure of 20, because of summer internship)
Electricity = Roughly 600/month for 20 months = Rs 12,000
Pre-joining shopping = Around MAX Rs 10,000 (which includes shopping for formals, casuals, bedsheets etc etc.
Other Monthly Expenses = 1000/month for 20 months = Rs 20,000 (Now this is an amount which could drastically vary!)

So thats roughly 1,22,000. Plus the tuition fees.

Please correct me if I am wrong. I hope I am wrong and it works out cheaper for us 😁 !
830
c@@lharish Says
Does anyone have the placement statistics of the 2010-2012 batch ?


Its on the website.
Or do you mean 2011-2013 batch? If thats the case, its not out yet.
831
Its on the website.
Or do you mean 2011-2013 batch? If thats the case, its not out yet.


I have come to know from my friend who is in 1st yr that this yr plcmnt has not been very good. The avg pkg has declined by 40-50k to around 7 lpa.


Seniors plz comfirm.

Also plz let us know about the SIP. He also told me most of the SIP are without stipends.
832
admerickle Says
I went for Credila only because they seemed to be the only ones offering the entire 10 lacs without collateral.

Dude, U got Rs. 10Lak without collateral at credila ??
Hey if its correct info, please share the info with all. It wil be very helpful
833
Hi, I've already applied for the loan from Credila.
They are offering me Rs 10 lac without collateral @13%.
The 10 lac can be used for any purpose- tuition, hostel or mess, but they won't be able to release the money every month (in case of mess fee). However, if we pay the mess bill from own sources and submit the receipts, they will refund the money every six months.
The repayment period is upto 10 years.
If you need, I can give you the contact person's phone number.

Hey dude,

Pls share details for the benefit of every one

Thanks,
Sridhar
834
Think about it. Keep the tuition fees aside for now.

Laptop = Rs 30,000
Mess = 2500 x 20 months = Rs 50,000 (My figure of 20, because of summer internship)
Electricity = Roughly 600/month for 20 months = Rs 12,000
Pre-joining shopping = Around MAX Rs 10,000 (which includes shopping for formals, casuals, bedsheets etc etc.
Other Monthly Expenses = 1000/month for 20 months = Rs 20,000 (Now this is an amount which could drastically vary!)

So thats roughly 1,22,000. Plus the tuition fees.

Please correct me if I am wrong. I hope I am wrong and it works out cheaper for us 😁 !


For starters, are u going in for AC or non AC room.. As per Viraj, AC room electricity charges are arnd 1k pm n for non AC is arnd 0.1k pm. On the alternate side, u r planning to manage with only 1k pm. I think it will b more esp since there will b a lot of events happening that may take a toll on ur wallet. Better to keep it at 2k pm. So what is ur revised cost now??
PS: Thankfully I had bot my laptop 2 yrs back, so wudnt b spending the 30k u mentioned!!
835
Dude, U got Rs. 10Lak without collateral at credila ??
Hey if its correct info, please share the info with all. It wil be very helpful

Hey dude,

Pls share details for the benefit of every one

Thanks,
Sridhar


Check out #821
836
I have come to know from my friend who is in 1st yr that this yr plcmnt has not been very good. The avg pkg has declined by 40-50k to around 7 lpa.


Seniors plz comfirm.

Also plz let us know about the SIP. He also told me most of the SIP are without stipends.


Seniors, any updates on this?
837
For starters, are u going in for AC or non AC room.. As per Viraj, AC room electricity charges are arnd 1k pm n for non AC is arnd 0.1k pm. On the alternate side, u r planning to manage with only 1k pm. I think it will b more esp since there will b a lot of events happening that may take a toll on ur wallet. Better to keep it at 2k pm. So what is ur revised cost now??
PS: Thankfully I had bot my laptop 2 yrs back, so wudnt b spending the 30k u mentioned!!


I'll be opting for Non-Ac Large. But suppose, you are carrying an iron with you and you use it frequently, I am pretty sure the monthly electricity will go beyond 0.1k even for non ac rooms.

I also read somewhere that an average hostel student spends around 500 per month on booze alone 😛
So add that into the equation if you drink.

I think my previous calculation of 1.22 lakhs would be revised to around 1.35 lakhs now.
*Sigh.
838
I'll be opting for Non-Ac Large. But suppose, you are carrying an iron with you and you use it frequently, I am pretty sure the monthly electricity will go beyond 0.1k even for non ac rooms.

I also read somewhere that an average hostel student spends around 500 per month on booze alone 😛
So add that into the equation if you drink.

I think my previous calculation of 1.22 lakhs would be revised to around 1.35 lakhs now.
*Sigh.


Isnt there laundromat facility having washing m/cs and iron boxes? N 1.35 is a huge amt!
839

Puys,
Plz PM me a comparison between FORE,LBS,TAPMI.
It will be of gr8 help.
I am in a really deep comfusion ryt nw.

Regards
Simar Deep Singh

840
mcooljsr Says
Isnt there laundromat facility having washing m/cs and iron boxes? N 1.35 is a huge amt!


Well. I think we'd have to pay for it.

Either ways, around 1 lakh toh jayega.

So, yea. Thought I'd give you a heads up.
841
Well. I think we'd have to pay for it.

Either ways, around 1 lakh toh jayega.

So, yea. Thought I'd give you a heads up.


Heads up, u say.. Sounds more like a beat down!! Totally scrwd!!
842

Seniors, any updates on Placements Report 2012 ??

843
Dude, U got Rs. 10Lak without collateral at credila ??
Hey if its correct info, please share the info with all. It wil be very helpful

Hey dude,

Pls share details for the benefit of every one

Thanks,
Sridhar


I've given the details as a doc in the FB group.