cp or ob which one is better?
wht is the average no of candidate giving Sbi mains mock in CP
BA capsules.... jinka download nhi ho raha...
Dear Readers,
Current affairs is an important component of several competitive exams such as the UPSC Civil Services Examination, SSC CGL, Bank PO & PSU entrance tests, etc. Therefore, understanding the terms/concepts/events that make news is critical for aspirants. We at PaGaLGuY bring you series of articles explaining some of these important concepts/events. This article gives you details about RBI and the government's decision to grant payment bank licence to sIndia Post.
The Reserve Bank of India is expected to grant payment bank licence to the Department of Post (DoP) for the proposed Post Bank of India (PBI's) by September, Communications and IT Minister Ravi Shankar Prasad confirmed on July 9.
Background
In February 2013, it was announced that DoP (also known as India Post) was contemplating to start banking functions. While doubts were expressed about DoP's expertise, in December 2013, the department declared that it would install ATMs in 1000 of its offices across India by the first half of 2014. In February this year the announcement was made final.
What the move signifies
· The payment bank licence will enable the network of 1,54,000 post offices (including 1,25,000 rural post offices) to offer banking services to people across the country.
· A few factors that worked in the post department's favour were that it changed its working style and achieved a turnover of Rs 500 crore in 5-6 months. Also, in the last one year, it has networked 27,215 post offices into one national unit through computers.
· The DoP has a hybrid model to operate the PBI's.
· DoP expects a revenue of over Rs.550 crore from PBI in the first 5 years.
· Prasad said that DoP has the potential to make Digital India programme a success. Other programmes like Sukanya Samridhi Yojana", Postal Life Insurance, Jan Dhan Yojana, which were launched to empower the rural and poor people will also be benefitted.
PBI's banking functions:
· As per RBI guidelines, payment banks can offer a limited range of products like demand deposits and remittances.
· It will be allowed to issue ATM or debit cards as also other prepaid payment instruments, but not credit cards.
· PBI will have its own employees and IT infrastructure. The transaction handled by DoP and its employees will be entered into the PBI server.
· PBI will not be allowed to undertake credit lending and will initially be restricted to maintaining a maximum balance of Rs.1 lakh per individual customer.
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Article: Pros and Cons of Smartphone Use
(add your own points)
We're the twenty first century people. Almost a quarter of the population today is capable of capturing their own selfie or watching their own sort of fantastic movies on the go.
But what about the long-forgotten days before the onset of smartphones? The time when actually had to wait for days to deliver a simple two-line message? Times when even the cordless phones were luxuries and a simple mobile call cost Rs 1000? Have smartphones really enhanced our lives significantly over the last 20 years?
Here's the pros and cons of being the Smartphone generation:
Pro - We are able to stay in touch with our friends, even 24x7. We're on countless social networks-Facebook, Whatsapp, Twitter, BBM, and such-because that's where our Smart-friends are.
Con - and that means being contactable all the time. Sometimes it's hard to resist the temptation of throwing the phone away from top of the Burj Khalifa and be free.
Pro - Visiting some place beautiful and want to memorize it? We can. We can capture any moment of our life, making it memorable.
Con - and also we can take snaps of absolutely anything ridiculous-bleeding finger, peeing in shorts-and then social media to the max!
Pros - Gone were the days when we had to go library to collect material for extra studies sifting hundreds of books-now we just Google it.
Con - and that means death of fascinating public discussions, and sometimes of curiosity which we had when we waited for days to know the answers.
Pro - You will never get lost with Smartphone in your hand...
Con - ... when it works.
Pro - You are never short of entertainment. You can do anything-download favorite music, your best of movies, games-and entertain yourself...
Con - ... and get addicted doing unproductive things and waste a lot of money and time. It's hard to disconnect after the drug is in your veins.
Conclusion: After all, while smartphones are possibly the greatest invention of the last 20 years, sometimes it need to be put down for a while.
A, B, C, D, E, F, G and H are sitting around a circular table, facing the centre. Each of them has a different profession, viz doctor, engineer, architect, pilot, banker, teacher, businessman and politician.
The politician sits third to the right of G. C is an immediate neighbour of G. The architect sits second to the right of C. B sits third to the right of H. H is neither a politician nor an architect.Only one person sits between C and the teacher. A and F are immediate neighbours of each other. Neither A nor F is a politician. The doctor sits second to the right of A. Two people sit between D and the engineer. D is not a politician. The pilot is not an immediate neighbour of the politician. The banker sits second to the left of A.
Guys tell me your approach this question ..it took me 8min😑
Hello Guys ,
Can Any one tell me which are these PM, OB , CP websites for mock test practice papers?
Also how are testfunda papers for sbi mains mock practice?
Thanks
Friends, plz lemme know how to prepare for sbi main ???
Plz share the strategy and materials to be referred ........
Thanks
Khaali Dimaag Shaitaan Ka. Hence, proved!!
Thinking of making an organised channel on YouTube covering all topics of Banking exams. Reasoning, Quant, DI, English everything at one place using PowerPoint recording. Suggestions guys.
bhaI yeh pm mock ki website bata do someone
did any1 appear for the prelims on 27th june for the 3rd slot?
If yes do u remember the answer to the parajumble?
guys please share something abt descriptive exam of sbi po. How many questions will be there and question types....?
can anybody provide cp online test series registration link....
Divide 5500 Rs b/w A n B , so that A share at the end of 3yrs may equal to B share at the end of 5yrs, compound interest being at 20%???
1) A- 3000 Rs, B - 2500 Rs 2) A- 2600, B- 2900
3) A- 2000, B- 3500. 4) A-2400, B- 3100
5) A-2500 Rs , B- 3000 rs
Can anybody explain this to me plzzzzzzzz???
someone please explain this, this is exact words from advertisement !! do we need to prepare for preci? and comprehension damn sure nai ayega?
(ii) Descriptive Test: The Descriptive Test of 1 hour duration with 50 marks will be a Test of English Language
(Letter Writing & Essay). 2015 advertisement
The Descriptive Test with 1 hour duration (50marks) will be of "Test Descriptive Test: of English Language (comprehension, short précis, letter writing & essay)". 2014 advertisement
careerpower site is not working...any solution
CP SBI Mains 4
R-29; QA-14.75; E-26.25; GA-28.50 = T- 98.5
Guys what's your result of CP Mains 4 ?
Please comment on the result is it sufficient to clear the cutt off ?
guys any body from hyd
Statements:
No love is compatibility.
All compatibility is understanding.
No understanding is a support.
No compassion is a love.
Conclusions:
I. Some support is love.
II. Some support is compatibility.
III. No understanding is love.
- None follows
- Only II does not follow
- Only II and III do not follow
- Only I and III do not follow
- None of these
guys anybody giving tomorrows exam of idbi executive?plz share your strategy to crack the exam