Ibps & banks accept digitally signed obc ncl certificate or we have to get manually signed obc? My district authorities issue only digitally signed certificate.
Bhai interviewer has ke jaate hue all the best bolke toffee lene ko bole toh koi fark padta h kya selection pe?
Interview experiece..
27th jan 2015
kolkata, ubi staff training college. time-1pm
we were allowed to entr the buildng at around 1.15pm..
i was frst fr verifictn frm my panel whch had aroud 15-20 guys.. verifctn took 10mints, very cooperating people in verfctn..
accordng to the attendence roll i was called 1st to go fr intervwe too..
entered at 2.15pm.. 5member panel (4 men+1 lady)
M1- chairman the rest follows..
entered the room greeted all..
M1-take ur chair.. said my name n asked its meaning..
M1- where do u leave.. family members..
Me- told.. added my nativity..
M1- wht ur fthr doing.. Me- told..
M1-wht ur doing now.. Me- MSc Economics..
M1- if get the job will u leave the educatn.. clarify ur stand..
Me- clarified statisfactorily..
M1 passed it to M2
M2- wht are ur strength?
Me-told..
M2-give example.. M-given..
M2- suppse ur the maneger of a new brnch in a rural area how will u understand the bussiness requirmnts??
Me- i will try to understnd the basic nature of the plce.. the prime occupatn etc..
M2- how will u understnd thse?
Me- will tke a tour of the area..!!
M2 highly satisfied passed it to the lady (L)
L- tell me the conditn of indian economy during 1991..
Me- told.. there were many counter questn.. answered thm according to my knowledge of indian economy studied in my grads..!!
L passed it to the M3..
M3- wht in mobile bnking.??
Me- told..!! got confussed with sms bnkng..!! he corrected me..
M3- wht is imfc??
Me- sorry sir dont knw..!! (1st time heard of the trm :P)
passed to M4
M4- wht ws the imprtnce of ysterday?
Me- 66th republic day..
M4- wht is the imprtnce od republic??
Me- said fredom, soverniety etc..
M4- wht ws the spcl tv prgm ystrdy??
Me- parede..
M4- who were sitting withn the bullet proof enclousre..
Me- said 6 names frgt 1.. he didnt mind abt tht..!! 😁
retrn of M1
M1- wht is subprime crisis??
Me- told..
M1- why called subprime?
Me- sorry..!!
M1- wht corrctve action ws tken..?
Me- said..!!
M1- do u knw abt Mahalanobis plan..??
Me- yes sir.. explaind..!! some crss questn..! answred..!!
M1- yes thus govt has a role to play..!!
Me yes sir ofcrse..!!
M1- thnk u..!!
bfre i lft he said govt is needed in the economy..!! thts why u cme to us not icici..!!
Me- ofcrse sir.. 85% of the people stll undrstnds sbi or psb's as the Bank..!! 😃 cme out of the room..!!
overall im satiesfied..!! can say 3 panelist incldng the Lady ws satisfied, cnnot mke out the sense of M1 and M3...
interviwe lasted fr 15mnts..!!
expctng the bst..!! 😁
any guesses on the final cut off
i am very tensed
my interview was very short just 6-7 minutes and they say thankyou in end ? my friend is saying that if interview panel says thank you in end it means that panel don't want to select you 😞
Corporate Social Responsibility details plz??
3003
19-01-15
8:30 am
panel 2
center: UCO bank ..XYZ
mtech (computer sci) 2014
just to make myself comfortable, I reached the center at 7:15 am , at this time 6 candidates were already there..... 2 girls n 4 guys... all were looking very confident n happy especially those 4 boys they were well suited booted with tie n coat... and i was just in simple light blue striped shirt n dark brown pant.....by looking those guys i was like WTF .... wat iam doing here.... inko job nai meelega to kya mereko meelaga then after 5 mins candidates started coming. With the increase in candidates i found not only me all the candidates except those 4 guys were like me... uff... really that was a huge relief......i made some new frnds there, we chated for few mins n
finally around 8:25 am every one was allowed to enter the bank....we went to our panel floor and waited for document verification..i was around no 18....every one was numbered from 1-25... means max 25 per batch/panel....after my document verification they send us to the interview waiting room...now the real game begins .... before entering the room i was very confident...it was like aab to phod dunga....
I entered the room
me: may i come in !!! they said "come in"....
there were 4 gentlemen n 1 lady.... i entered the room .... aab pata nai kya hua... when i put my first step inside the room... it felt like i m putting my first step on moon some Neil Armstrong kind of thing.....all my confidence ," aab to phod dunga" wala dialog sab fusssss..... nervousness were flowing through my veins.... but some how i managed myself ... n i went near the chair ... it was a conference hall...all were sitting in a oval table or u can say corporate type round n oval table were high level meetings are done.... 5 chairs were opposite to me...only one chair my side...
hr: plz take ur seat
me: thank u sir
hr: tell me about yourself?
me : explained myself...but due to nervousness... i was stuck between saying my qualification... 1st mtech then btech...then mtech frm this place this unversity.....then hr interrupted
hr: (with smile) wait... u r 1st sayin higher qualifivcatin then lower then higher...
me: (smilingly ) .. yes sir... then it was ok ... finished with my family background....
hr: hmm ... so ur father is in army???
me: yes sir hr: tell me something about spy agency?
me: explained about IB... internal affairs ..with details
hr: wat abt foreign affairs??
me: explained abt RAW..
hr: ok..any other agency???
me: ( i was like aab ye kya.... pata nai kaha se.. i told) .... sir nsa .. natinal secrty agncy...
hr: (smiling) no no... in state???
me... ( totally blank ) ...told there is no state kind of thing.....but finally... i dont knw sir
hr 1: wat is banking????
me: explained
hr 1: can u n me open a bank???
me: ( lo... aab kar lo mazak) ... tried to convince ...that we cant... lots of things are there to be fulfilled etc etc.. banking regulation act 1949 ... man power , capital, standardization bla bla bla....
hr 1: ok ok... then can reliance can open a bank???
me: ( first time with full confidence) ... YES SAR...
hr 1: ( with confidence)... NO
me.. Ooh.. but sir bandhan....( here hr got attention)
hr 1: u know abt bandhan but u dont know about reliance... were did u get to knw abt bandhan????
me: sir i read abt it in some paper...
hr 1: then u should also knw abt the other one????
me: after taking.. 13 sec of meditation ... i replied IDFC
hr 1: good ( chalo yaar ... life me phelibar .. kisi ne to samjha mujhe) then he passes me to hr 2 .... i saw hr 4 n hr 5 were digging my files like a gold mine....kahi kuch mil jaye.... 😛
hr 2: why banking after engg...????
me: ( with excitation bcoz i knw this will be asked).... i told every thing from my grads ... why not it company.... why mtech... (except why banking )...
hr 2: ok fine but why banking?
me: (now i realized ...ki mene kya kya).. then i explained.. .
hr 2: hmmm... but if u get a better opportunity in ur domain will you go???
me: (man hi man... kyu mazak kar rahe ho sir) ....but explained...
then he passes to hr 3.. ( he is very smart kind of person ... he knws...ki kya poochne se bande ki watt laga sakte hai )
hr 3: so u had ur education in KV(kendriy vidyalaya)?
me: (proudly) yes sir
hr 3: then wat is written over the batch of KV students???
me: {{ man hi man....ye kya sir....besically i knw but i was nt sure..... man kiya ki chullu bar panni me dub maru.... i was totally blank... means seriously ... 10 saal KV me aur ye pata nai....bahut awkward moment tha wo.... finally after remaining 15 sec fainted.}} .....i said No...
hr 3 was not impressed i am sure abt it.... then hr 4 .... the gk guru...
hr 4: who got noble peace prize last year???
me: ( now recovering form the incident)..... sir last year..
hr 4: yes
me: ( still i was nt recovered... it took me few sec ).....told both the name..n their work
hr 4: first noble prize????
me: ( i knw the answer but it was not coming to my brain).... remained silent...
hr 4: ok who got recently???
me: ( aab pehela yaad nai aa raha ..recent 4 japaniyo ke kaise aayenge). .... suddenly ... one name came to my mind... i said Sir Raman..
hr 4: wat ??
me: Mr Raman the previous ans..
hr 4: and recent???
me: dont knw ( technically pata hai....written me option jaisa milta to kar deta)
hr 4: forwat he got noble prize??
me: still knwing the answer it was nt coming to my head....pata nai kyu hota hai aisa.... i said no..
now hr 5 the lady with smile
hr 5: so u gave pnb as ur 1st preferences ...why?
me: copied from the net...bla bla bla
hr 5: chairmen of pnb?
me : ( best ans ever) ... dont know maam
finally main hr told .. all the best u can go.... but yaha picture khatam nai hua... when i stood from the chair to leave .. my left foot stroked the table..it was a lite one not with that force . looked back to the table ... check the glass on my table its ok.....bas dheere laga tha .... i thanked every one and left the room... dont knw wat will happen but disappointed that no one asked me a single technical question....eek bhi nai 😞 .... pata nai kya hoga......but i knw, m fcuked up... lets see for the results...finger crossed..
Interview experience
ubi hq kolkata
8.00am
panel 5
aftr document verification my turn came at 10.50am.
when i entered they first asked my name then offered me to sit.there were 4 male n one female.
m1.whats ur qualification?
m1. tell us abt ur family?
m1. asked abt my year gap
m2. why presi obama cancelled tajmahal tour?
m3. owner of iphone n ipad?
m3. ceo of apple?
m3. do u know mobile banking?
m3. what s cvv?
f1. where did the meeting betwn pm modi n presi obama took place?? what were the topics disscused??
f1. is india a permanent member of UN?
m4. whats ur weakness?
m4. why we should select u?
some of the ques asked to me was nt expected..from banking not much was asked..ppl were intervwd for 10-15 mts before my turn..i was wondering what might be they asking for so long..i am still wondring coz mine lasted for 6-7 mts..dont know what to expect!!!
#the panel was very friendly i must say.
Guys any1 from boi noida jan 27th evening panel 11? How difficult/easy was ur intrvw...how did u find th panel??
BOI Panel 1
No eco,no gk ,no finance questions!
Chilled out panel;no grilling. 😛 😛
Analytical,situational and biodata related questions! These people only check out your confidence and ability to perform spot on! They love charming people(not that , I am implying that I charmed them,just an evaluation).
All the best to the ones,who are yet to be interviewed.
ps: They asked me to sing a song! I nailed this particular part! 😛 😛
Bank Of India Noida 27 Jan 1 PM.
Panel 1
Mostly Banking Questions
-Intro
-Bank Rate
-Base Rate
-CRR
-What is the bank? Criteria and recently approved banks(Bandhan/IDFC)
-Saving account
-Why Banking from Engineering
-Family related Questions
noida me 27 lo kis catgrouy k interview chal rhe hia
can any one confim?
With interviews getting over on 29,have to switch over to plan B,i.e.other exams,m forming a whatsapp group for nabard preparation,so if any one interested can join d group,9461648548,my no.
My interview in a single line: Telling them confidently for half of the questions that I am not completely confident about my answers.
They never seemed irritated. Nor did I get nervous at any point. I probably, in a way, induced them to ask me for confirmation at the end of all my answers.
Let's see how it goes.
PS: Many (2-3) questions were analytical and I was happy to answer / ponder and state my opinion about them.
puys how is punjab and sind bank....I have put it at no 5......if I m selected then max. chances are of this bank.....is anyone working in this bank....plz enlighten ??
Hello friends!
Since I gain from your experience, I would like you to gain from mine 😃
Inverview experience + Some important tips (in last)
Total time- 15-20 mins.
5 panel members- (M1 M3 M4,M5, M3 is the "king" in center)
I am Engineerman, salman ka fan
M3 reminded me of chacha choudhary, so I introduced myself with a genuine smile.
M2- Introduction and profile based questions (my profile is an odd apple). Took about 4-5 mins.
M1- basic questions- NPA, repo rate (definition and value), number of PSBs
Till this point my interview was average.I was expecting NIA act, loan, derivatives, debentures, futures, forwards type questions. At least it would have given me a chance to shine, else I would have said with smile "I am sorry, I don't know :)"
M2- Can you tell something about bank culture in America
Me- I praised it just enough to irk the "Lion king" of that panel, M3.
(Whoops, I plucked whiskers of their king, else Lion wouldn't have spoken so soon. mazak mazak main bulldozer ke niche aa gaya 😐 )
M3- (roared in his clear and audible tone with normal expression but palpable serious intention) Mr.X, you told that they are better trained in xyz, but it is their ass which got burnt in 2008 sub-prime crisis while ours is still smooth and shining in all its glory, like kohinoor
Me- I answered why their ass got burnt and not ours, and mentioned how our lovable genius RBI Governor Raghu bhai warned them to wear bullet proof knickers, but they didn't listen, and now they bear the ever itchy stamp of 2008 sub-prime crisis on their ass cheeks. Each time they feel pain, they remember genius Raghu bhai's warning about risks and think "kaash baat main li hoti".
M3- He asked why Indians were not affected much in 2008 sub-prime crisis.
Me- answered
This is the only 'wow' moment in my interview, because 'irked king' turned happy. Looks like i ticked their funny bone, because all 4 had big smile. 1 Panel member gave me thumbs-up and he also wished me "have a nice day" in end too. M5 was still silent- hamara bajaj, akela jahaaj.
I read about 2008 sub-prime crisis few days ago, not for interview but for some other purpose, which is coming near.
Jaako rakhe saiyan, maar sake na koye!! 😃
M4- What is the logo on bottom-right of debit/credit card'
M4- Why we use them only
Me- By mistake I called it 'banking channel', I think they are payment gateways.
M2- question on RuPay
After that, vibe in hall changed. We talked a little about urban and rural banking conditions in India as compared to other countries in brief.
M2- If we hire you then can you bring xyz change in banking. I think he was making fun of me. Anyways, I said "ayee sirr !!"
My tips (it is my personal opinion not the best opinion):
Let's call candidate/candidates as C.
I think that they check C's sensitivity to general but important issues too, maybe because C scored heavily in GA by mugging spoon fed information from coaching, magazines or e-capsules.
Many have said that being confident and calm matters most. But, it only holds importance when you are prepared to a certain extent. If we puke with confidence, it will not shine like rainbow and smell like rose. So be prepared, if this exam is your top priority.
If panel
sense that this exam is not important for you, you may get low marks,
or worse, you will fail by 2-4 marks. If they sense that you are too
confident and this exam is not important to you because it is a back up,
then also same consequences may follow. Many more reasons are there.
Based on what I have read in most interviews and seen in mine, there is a part about definition and another about application. Second part matters more and generally asked as follow up questions, after first part.
(Candidate is C) If you have failed in previous interview, then rewind and analyze again and again. If you are good or/and scored good marks, then why only you were separated? What if there was a trap to get answer out of you without letting you know?
For example (real situation), when asked about how your engineering (computer, electronics) degree will be helpful to us, almost always C try to justify it by emphasizing computer skills. Tadaaa, Booyah !! Bank has IT officers for that job. C just stepped on land mine. Panel will smile and enjoy this moment because almost whole battalian did same before C, and Panel will not let C know. Poor C is confident and thinks"hmm, panel smiled and looks convinced". By trying to justify it, C is telling them that C doesn't know what job PO is about. They will notice that C is bluffing. Worse, C may sound like "allah ke naam pe dede baba, main kuch bhi karunga :(".
They do like computer skills to tackle minor problems, so officer won't need to call technician every time, which halts work. But, it doesn't give engineer upper hand.
Now, C may be asked about duties of PO as followup question or C may be asked to try for IT officer exam if C emphasizes his/her computer skills too much. Let's say C gave impressive answer to what are duties of PO. Ding ding ding! Innocent C stepped on landmine again. If C knows about duties of PO then why C lied about how his/her computer skills will give him/her upper hand. This has happened for real, multiple times.
Don't try to justify by saying engineering makes you creative, ready for any challenges etc., unless you can prove. Whole army before you will make similar claims, because that's natural. Firstly, they might think that "so, is C successful in his/her own field?". If yes, then bingo! If not, then booyah! Secondly, they might ask that, what makes C think that he/she can do better than those who have done Bcom, Mcom, mba etc.? I am not speculating, because this has already happened.
I just gave an example in which we make mistake without realizing. There are many cases. Post has already become gigantic 😉
Bring semester-wise marksheets and its photocopy, which is not mentioned in Call letter. Avoid hassle of tutu-meme.
Try to interact with others as it lifts spirit and confidence to levels you will not believe. Talk to those who are interested.
Don't beat around the bush in answers, it gives negative impression.
Rather than asking for permission to guess answer one can start with "I believe, I think, I am not sure but I think, create better phrase :)". By this, you have made it clear that "mister! me not bluffing".
Be confident about your life. Everybody goes through a time when their knicker had holes. You didn't? :?
In my opinion, we don't need to maintain smile all the time. We are not a joker in circus. One can definitely crack a joke or two, if interview is going good. Barack Obama also kept mood light in serious speech with tidbits "chai pe charcha" "PM Modi's fashion sense exceeds first lady Michelle's". Although, avoid expression which shows anger/frustration.
If interview takes bad turn, tell them where you put efforts and how much. If you have not put any effort then kindly accept what was already coming.
Thank you for reading.
All the best, not just for this, but for further endeavours! 😃
Friends,as soon as i was asked to take seat,one member asked me whtr i am married or not...?? also in b/w the same member asked me whtr this is my first intrvw or not..?? is there anything special about these questions...like freshers are least preferred..something like that ?
Hii puys!!!
Done with the interview but not able to understand how it actually went... :/
I was the first one to be interviewed today in the morning session. There were 5 persons in the panel (4 male and one female). Everyone was frowning and not smiling at all, except for the lady. Also, all of them were asking questions, unlike other panels where one is silent observer.
I went in, wished all of them and they replied as if doing a favour on me.. :/ The chair was kept in the corner, they asked me to pull the chair in the centre and then started.
M1: Tell me about yourself
Me- answered
M1: Tell me something about your family?
Me: Answered (I didn't say anything about my family in my introduction)
M2: You are already earning more, why you want to move to a lesser paid job.
Me: Answered
M2: Why banking only?
Me: Answered
M2: Functions of bank
Me: Answered
F1: What is difference between bearer cheque and order cheque?
At that moment, I was completely blank and not able to answer such a easy question. Said sorry and moved on to next question.
F1: What are the problems Indian economy is facing?
Me: Told all about CAD, unbanked population and all the big things I was reading these days.
F1: What about poverty and illiteracy?
Me: I was like $^%%^&%^$... didn't say the simplest things.
M3: What will happen if a person removes money from the recurring deposit before maturity date?
Me: Answered.
M4: What are the security features of bank note?
Me: Was able to answer only two.
M3: What is KYC?
Me: Answered
M2: Will you be able to relocate yourself?
Me: Said yes and given points supporting my answer,
M1: Who is Hemvatinandan Bahuguna? (Common last name)
Me: Answered
M2 said thank you very much.
Interview lasted for about 12-15 min.
They had chocolates on the table but didn't offer me...does that mean I am out :(
guys anyone knows how the allotment done.. means how our preferences affect it as there r alot of candidates with different preferences..
Friends, any one here preparing for NABARD have any idea about the test date? Past year papers link?
Do share!
Thanks.