PNB PO VS SBI ASSO PO...WHAT SHOULD ONE CHOOSE IF HE/SHE MANAGES TO CLEAR BOTH?
SUGGESTIONS ARE WELCOME!
1. Serena Williams lifted Australian Open Women's Singles Title
i. Serena Williams defeated Maria Sharapova in the final by 6-3, 6-7 to win the Australian Open Women's Singles Title for the sixth time.
ii. She defeated world number two Maria Sharapova, , 16 times in a row dating back to 2004.
iii. With this win , Serena Williams won 19th
Grand Slam title in her career.
Note: i. Serena Williams is an American professional tennis player who is currently ranked No. 1 in women's singles tennis.
ii. She became the second oldest woman to win a Grand Slam singles title after Martina Navratilova won her last Wimbledon in 1990.
2. Central Bank of India opens first forex hub in Gujarat at Vadodara
i. Central Bank of India opens first forex hub in Gujarat at t Urmi Char rastain Vadodara to provide prompt and efficient services to importers and exporters.
ii. The bank plans to open a forex hub in Delhi before March 2015 and then march to Kolkata and Chennai later this year.
iii. At present, Central Bank of India has overseas office at Nairobi, Hong Kong and a joint venture with Bank of India, Bank of Baroda and the Zambian government.
3. Naresh Takkar appointed CEO of ICRA
i. Naresh Takkar appointed Chief executive officer (CEO) of India rating agency ICRA.
ii. He will continue to hold his current title as managing director and CEO of ICRA, Ltd in the company.
About ICRA
i. ICRA Limited (ICRA) is an Indian independent and professional investment information and credit rating agency.
ii. It was established in 1991, and was originally named Investment Information and Credit Rating Agency of India Limited (IICRA India).
iii. It is second largest Indian rating company in term of customer base. It was a joint-venture between Moody's and various Indian commercial banks and financial services companies.
iv. The company changed its name to ICRA Limited, and went public on 13 April 2007, with a listing on the Bombay Stock Exchange and the National Stock Exchange.
4. Baranagar Co-operative Bank license cancelled by Reserve Bank of India
i. Reserve Bank of India has cancelled the licence of Kolkata-based Baranagar Co-operative Bank Ltd as the bank turned insolvent and all efforts to revive the bank had failed.
ii. The bank was not in position to pay its present and future depositors in full as and when their claims accrue.
Note: i. Now, a liquidator will start the winding up process and every depositor will get back up to Rs 1 lakh from the Deposit Insurance and Credit Guarantee Corporation as per banking norms.
ii. The central bank had granted a licence to the co-operative bank on April 15, 1996.
iii. It was placed under all inclusive directions from July 30, 2013. The directions were extended thrice with January 29, 2015 being the last deadline
5. PaySmart prepaid card launched by mRUPEE & Ratnakar Bank
i. MMP Mobi Wallet Payment Systems launched a new open loop, VISA-powered prepaid card in partnership with Ratnakar Bank (RBL).
ii. MMP Mobi Wallet Payment Systems is a subsidiary of Tata Teleservices.
iii. With the help of this PaySmart card, mRUPEE customers will be able to withdraw money from VISA-licensed ATMs and also pay for goods and services at all merchants that accept VISA debit or credit cards nationally.
iv. The service mainly targets unbanked customers. The money value the PAY Smart card would hold ranges from INR 200 to INR 100,000.
v. To get a PAY Smart card, customers should visit an mRUPEE Retailer outlet and requests the PaySmart card to the retailer.
6. T Suvarna Raju appointed new chairman of Hindustan Aeronautics
i. T Suvarna Raju appointed new Chairman of Hindustan Aeronautics (HAL).
ii. He replaced RK Tyagi.
iii. He will be the chairman of the state-run Hindustan Aeronautics (HAL).
7. ICICI Bank account holders can use Twitter to transfer funds
i. Now customers of ICICI Bank can use Twitter account to transfer their funds.
ii. Customers can also recharge prepaid mobile and also they can check their bank balance.
iii. To avail this facility user or customer will have to subscribe ('follow') the bank's Twitter handle and register for the facility, it said.
iv. For fund transfer, the sender needs to know the beneficiary's Twitter handle.
v. The sender will get an SMS with a unique code after the transfer; the beneficiary would need to enter it on the special webpage where he/she would be directed, to complete the transaction.
vi. The bank will not charge for such fund transfers but the sender will have to pay the fees as applicable for a NEFT or RTGS transaction.
8. Kanagasabapathy J Sripavan is new Chief Justice of Sri Lanka
i. Kanagasabapathy J Sripavan sworn in as 44th Chief Justice of Sri Lanka.
ii. Justice Sripavan succeeded Shirani Bandaranayake.
iii. Sripavan is the second Tamil to be the Chief Justice of the Sri Lankan Supreme Court after Suppiah Sharvananda, who served between 1984 and 1988.
Note: Shirani Bandaranaike is the first woman Chief Justice of Sri Lanka, was purportedly impeached and removed by the Sri Lankan Parliament in 2013.
9. India successfully test-fired Agni-5 missile
i. India today successfully test-fired Agni-5 missile from Wheeler's Island off the Odisha coast.
ii. Agni-5 is a intercontinental surface-to-surface nuclear capable ballistic missile which has a strike range of over 5,000 km.
iii. It is about 17 metres long, 2 metres wide and has a launch weight of around 50 tonnes. The missile can carry a nuclear warhead of more than one tonne.
10. Commemorative Postage Stamp on Swachh Bharat
i. Communications and IT Minister Ravi Shankar Prasad today released a set of commemorative postage stamps on Swachh Bharat.
ii. Speaking on the occasion, Mr Prasad said that cleanliness was close to the heart of Mahatma Gandhi and to realise his cherished ideal there is a strong need to observe Swachhagraha just as Gandhiji had launched Satyagraha.
11. Krishna Chaudhary appointed new Chief of ITBP
i. Krishna Chaudhary has been appointed the new chief of Indo-Tibetan Border Police (ITBP).
ii. He is presently working as the Director General of the Railway Protection Force. iii. The post of ITBP DG has been vacant since January 1 after the retirement of Subhas Goswami on December 31 last year.
iv. He will be in office till June 2017.
Note: i. The Indo-Tibetan Border Police (ITBP) is one of the eight Central Armed Police Forces of India, raised on 24 October 1962, under the CRPF Act, in the wake of the Sino-Indian War of 1962.
ii. The ITBP was intended for deployment along the India's border with the Tibet Autonomous Region.
12. PETA to bulit India's first fenced elephant sanctuary near Bengaluru
i. People for the Ethical Treatment of Animals (PETA) has announced to create India's first fenced elephant sanctuary near Bengaluru.
ii. This will be the first fenced elephant sanctuary in India which will be built near Bannerghatta Biological Park in Karnataka.
13. Paul van Ass appointed new coach of Men's Hockey team
i. Paul van Ass appointed as the new coach of Indian men's hockey team.
ii. He replaced Terry Walsh of Australia.
iii. He is a former Dutch field hockey coach.
My interview experience as it happened. Puys, please do post your comments. I kind of messed it I guess 😞
Venue: Coimbatore
Date: 29/01/15
My panel consisted of a lady member and 3 men. My turn for interview came around 12: 30. As I closed the door behind me,
M1: So you are??
Me: Pooja, Sir
M2: Please take your seat
They were in a rush that they started firing questions before I could even greet them. I wanted to greet them. And so I looked at the lady member to greet her first but she was busy writing something. And the 3 male members were all set to fire questions at me. I panicked and said Good noon Sirs. Couldn't wish the lady member 😞 I should have at least stopped with Good noon.
M1: What is your educational qualification?
Me: Electronics and Communication Engineering Sir
M3: BTech?
Me: Yes Sir
M3: Which College??
Me: XXX College, Chennai Sir
M1: When did you complete your Degree?
Me: 2011 Sir
M1: What have you been doing since then?
Me: I was placed in xxxxx s/w company but I couldn't join when I was called as my mom was sick. I had to take care of her as well as my father. Then I started preparing for bank exams.
M1: What is your Father?
Me: Doctor Sir
M2: Has he done any specialization?
Me: No Sir. Just MBBS
M1: Private or Government?
Me: Under state govt Sir
M3: Why didn't you do PG?
Me: Family situation Sir. Can't afford to do.
M2 & M3: Being a daughter of a Doctor how could you say you cannot afford to do a PG?
Me: Sir my dad's service is irregular. He hasn't got any promotions yet.
M3: That doesn't matter right? He does have a private clinic right?
Me: No Sir he doesn't. He is not supposed to do private practise being a Government servant
M3: They are not supposed to but they do practise right?
M2: No its a rule only in karnataka right? There is no such rule here in TN.
Me: No Sir. Generally they are not supposed to involve in pvt practise.
M2: No there is no such rule here.
M3 to M2: No they generally say govt docs are not supposed to involve in private clinics.
Though I was lil relieved M3 supported me, I was afraid M2's ego would be hurt so I said
Me: Yes Sir thats how it is supposed to be but docs do involve in private practice. But my dad doesn't as his health has also deteriorated.
All the three agreed saying yes health gets worse with age.
M1: Why have you given 1st preference to PNB?
Me: Since it is the largest among these banks Sir
M3: What are the other large banks?
Me: Bob, Boi
M3: Canara bank too
Me: Thank you Sir
M1: Where is the HQ of PNB?
Me: Delhi Sir
M1: 2 banks that have Chennai as its Hq?
Me: Iob and Indian bank Sir
m1: Which is the oldest one?
Me: I'm not sure Sir.
M1: Darjeeling belongs to which district of WB?
Me: Northern most district of WB Sir but I am not able to recollect it now. is Darjeeling a district by itself Sir?
M3: No no its a place
Me: I dont know Sir.
M1: Siliguri dist
Me: Thank you Sir
M1: What about Yercaud?
Me: I'm not sure Sir. Sorry.
M1: Salem dist. Ooty?
me: Nilgris district Sir.
M2: Which city is called Manchester of south india?
Me: Coimbatore Sir
M2: Financial capital of India?
Me: Mumbai Sir
M1: Why so?
Me: Because many major industries, stock market and financial institutions are concentrated in Mumbai
M3: Where is RBI's HQ?
Me: Mumbai Sir
M3: That is the main reason. Also most banks have Mumbai as their HQ.
Me: Thank you Sir.
M1: Do you own a bank account? Which bank?
Me: SBI and PNB Sir
M1: Why do you have 2 accounts?
Me: Sir to be frank, I opened the acc in pnb for my friend's sake. She joined PNB as PO last year.
M1: Where is she posted?
Me: Sir she hasn't been given posting yet. Shez still under training and is currently at Mumbai
M2: Training? You mean Probation period?
M1: has she joined or not?
Me: She has joined Sir. 8 months training is given in pnb sir. I dont mean probation period. They will be posted once the training is completed.
M1: 8 months of classroom training?
Me: No sir classroom as well as on the job training.
M3: Tel me about Jan Dhan
Me: bla bla bla BSBDA no frills account
M3: What do you mean by no frill?
Me: Just the basic account Sir without additional services or products
M3: No not that. See you have frills in your saree right? Similarly frills in banking?
Me: Extra banking service Sir?
M3: No. See if you have 10k in your account you won't be charged for atm transactions and if you have 25k in your acc you won't be charged Cheque commission. These are for the rich. For the poor no such concession will be given.
Me: Ok Sir Thank you
M3: Insurance amount linked to BSBDA account?
Me: 1 lakh accident insurance cover and 30k life insurance cover sir
M3: Is OD facility available?
Me: Yes Sir. After 6 months.
M3: Not general. On satisfactory operation of account for minimum of 6 months. They won't give you Od if you have zero balance throughout. Your account must have....
Me: Cash transactions Sir
M3: Right. How many accounts have been opened under Jan dhan and the amount mobilized?
Me: 11.5 crore accounts and 9000 Crore Rs Sir
M3: Ok That's it. you may leave now.
Me: Thank you Sir. It was a pleasure meeting you all.
The lady member never uttered a word. I didn't thank her too 😞 Afraid it may have an impact. Btn sorry for the long post Puys. I know it'll be annoying but it has been making me anxious. I know I could have done much better. What do you Puys think? Will I at least get 60/100?
can anybody tell me the status of reserve list for ibps po3 candidates. Since sbi po and other insurance vacancies are still to be filled there will be unfilled vacancies in po 4. Can we expect reserve list in po 4.
Are the interviews over or they are still being conducted ?
Now the interviews for bank po is over.....we are waiting for results most likely in april ......we should work for our better future now......I feel like hell in banking sector bcz I am working as a bank clerk.....problem is customer handling......u cant expect nice behavior from each and every customer.....reality is that at least one customer per day will spoil your mood .....I am sharing it with context of bank clerk post as he is directly dealing with each and every customer.....ur views are invited...!!!
A hypothetical question, if u get 90 marks in written and 70 in interview, Is there any chance of selection , Category- General ?
anyone called ibps ????if yes then mention their reply
HI guys...how much will be the min n max cut off for St category in IBPS po 4...any guesses...
how many vacancies this time approx
I ad my interview on 29th January, 2015 at UBI Staff College Kolkata. I was in the morning half and was 21st in the list out of a total 23 candidates appearing for panel VII.
Attempted 109 in Written with hopefully good accuracy.
Around 2 PM my chance came and I went into the room and greeted the Madam first and then followed it up by greeting the 4 male panelists.
The chairman asked me to sit with a smile and then started asking me some questions.
Chairman : So your name is Anirban ?
Me : Yes, Sir
Chairman : Do you know the meaning of your name ?
Me : With a pause of 3 to 4 seconds told the meaning.
Chairman : Who all are there in your family ?
Me : I have only my father in my family.
Chairman : What happened to your mom ?
Me : She expired in 2011 ?
Chairman : How did she expire ?
Me : She was suffering from Cancer
Chairman : What does your father do ?
Me : He retired as the CGM of NABARD.
Chairman : (with his brows raised and with a smile) He retired as CGM. Then he might have retired from Mumbai ?
Me : No Sir, he retired from Kolkata citing my mom's ill health.
Chairman : Oh yes! That is a facility given in banks
So, you did B. Sc in Computer Science. Why didn't you go for IT job ?
Me : Sir, I am pursuin my M.Sc
Chairman : Good. So when will your final semester end ?
Me : Around April end and May first week
Chairman : If you are asked to join in February then what will you do ?
Me : I will join.
Chairman : How ? You will have your college
Me : I will have a talk with the college authorities.
Chairman : But you will have your classes. How will the authorities help ?
Me : Sir as this is the final semester we have class once a week, that too can be managed as the stress is on project.
Chairman : But for project you have to visit companies.
Me : No sir, we have projects under the college authorities. I have to follow up with my project guide once a week on phone or meet up with him for an hour on weekends.
Chairman : Good. Then it is ok. Do you have a bank account ?
Me : Yes sir.
Chairman : In which bank.
Me : ICICI Bank, Netaji Nagar branch.
Chairman : Do you visit the branch often or do all banking activities online ?
Me : Mostly online sir, but I went to the branch 2 or 3 times to deposit my cheque.
Chairman : Did you ever notice the officer in your branch ?
Me : Yes sir.
Chairman : Did you see what he does ?
Me : Yes sir.
Chairman : Now suppose you are made an officer/branch manager in one such branch then what are the things you will do ?
Me : Sir as I have noticed in my branch which is a small one, the manager usually receives customers who are there to open new accounts. I will guide them and clarify their doubts and help them with all their difficulties and see to it that their experience with our bank is seamless.
Chairman : Very good. Good, good. Anything else ?
Me : As branch manager I will keep an eye over my colleagues and see to it that they handle the customer well and doesn't ruin the image of the bank.
Chairman : Good. Now how will you deal with an unruly employee ?
Me : I will wisely deal with the employee using all the powers vested in me by the bank and if needed I will take strict action within my limit.
Chairman : That is nice. But as you know there are unions in banks. They will protest if you take a strict action or any action. What about them ?
Me : Sir as an officer it is my duty to execute my responsibilities properly and see to it that the objective of the bank is protected and being an officer I should not be deterred by Union threats.
Chairman : Smiled and then asked, Being a master's student how are you dealing with bank exams ?
Me : Sir whatever is possible along with my studies, I am trying my best on my own. Moreover IBPS is an exam that requires the natural awareness and ability of a candidate and that helps me.
Chairman : Yes true. We all have limits and we must work out a way. So you have given IBPS PO and Clerk.
Me : No sir. I have given IBPS PO only.
Chairman : Did you give it last year ?
Me : Yes sir I gave it but I didn't clear the written.
Chairman smiled and passed the baton on to a young male panelist.
He asked me questions :
1. What is TCP - Answered
2. What is handshaking protocol - Answered
3. What is FTP - Answered
4. What is its port number - Not answered
5. Port number of HTTP - Answered
6. Port number of HTTPS - Not answered
The young panelist then smiled and said to me that I am doing my Masters in Computer Science and I should have known about HTTPS
I said sorry sir at the moment I am unable to recollect it.
Then the chairman smiled and said that I may leave.
I thanked them and left the room.
It was a mixed experience and I tried to speak as much as possible from my conviction and with all honesty.
I am sad that I was unable to answer 2 computer related questions and I think I will get very less marks in interview :/
Still it was a good experience.
What do you guys think. How did my interview go.
General Knowledge is very important for those preparing for exams like IBPS CWE, SBI PO, other Bank PO exams, SSC CGL, UPSC, and many other competitive exams. This daily update of major current affairs will be useful for you to prepare for these tests. Best of Luck!
1. Novak Djokovic won the 2014 Australia Open title
i. Novak Djokovic lifted the 2014 Australia Open Men's single title for the fifth time. He defeated Andy Murray in the final by 7-6(5), 6-7(4), 6-3 and 6-0.
ii. It was Djokovic's eighth Grand Slam title. He won the first ever Grand Slam in Australia back in 2008.
Note: Novak Djokovic, pronounced is a Serbian professional tennis player who is currently ranked world No. 1 by the Association of Tennis Professionals (ATP). He is considered to be one of the greatest tennis players of all time. He became the sixth male player to win three Grand Slams in a calendar year.
2. Reliance partnered with SBI for Payment Bank Licence
i. Reliance Industries Limited has applied for a payments bank licence.
ii. Reliance has partnered with State Bank of India for payment bank licence. RIL will be the promoter and State Bank of India will be the joint venture partner with equity investment of up to 30 per cent.
iii. Both the partners see formation of the Payments Bank as an opportunity to lead and co-create an eco-system for accessible and affordable banking solutions.
iv. The Payments Bank will influence SBI's nationwide distribution network and risk management capabilities along with the substantial investments made by Reliance Industries in its retail and telecom businesses.
3. Aditya Birla Nuvo & Idea Cellular joins hands for payments bank license
i. Aditya Birla Nuvo Ltd. joins hands with Idea Cellular a telecom company for a Payments Bank license.
ii. Aditya Birla Nuvo will hold 51% while Idea will hold the balance 49% in Idea Payments Bank Ltd. which would be the Payments Bank entity, if a license is granted.
iii. Idea Mobile Commerce Services Ltd. (IMCSL), a wholly-owned unit of Idea, currently has a permit from the RBI to issue Prepaid Payment Instruments (PPI Issuer). As per the Payments Bank Guidelines, a PPI issuer cannot co-exist within the same promoter group.
iv. Hence, in case the Payments Bank license is granted to Aditya Birla Nuvo, then the business carried on by the PPI issuer will be folded into the Payments Bank, the statement said.
4. Vakrangee applies for payments bank licence
i. Vakrangee Ltd has applied for payments bank license with the Reserve Bank of India in the capacity of corporate business correspondent.
ii. From being a sub-contracted IT enabler in e-Governance projects, Vakrangee has transformed into a retail house offering banking and financial services to reach the rural population.
5. Arvind Kumar Jain is a new DG of Police of UP
i. Arvind Kumar Jain appointed new Director General of Police in Uttar Pradesh.
ii. He replaced Arun Kumar Gupta.
6. Mithileshwar conferred with Shrilal Shukla Sahitya IFFCO Award 2014
i. Mithileshwar conferred with Shrilal Shukla Sahitya IFFCO Award 2014.
ii. The award is instituted by the fertilizer cooperative firm IFFCO in the memory of the great Hindi novelist and writer Shrilal Shukla in the year 2011.
iii. Mithileshwar is a Hindi novelist and belongs to Bhojpur district in Bihar.
iv. Some of his novels include Prem na Badi Oopjai, Surang me Subah, Yah Ant Nahin, Jhunia (1980), Yuddh Sthal (1981).
7. France lifted World Handball title
i. France lifted the World Handball title by defeating Qatar by 25-22 in the final.
ii. With this win France has won the World Championships title for the fifth time, which is a record in handball game.
iii. France has won the first world title in 2011.
iv. Poland captured the bronze medal by defeating Spain 29-28 after extra time
About World Handball Championship
World Handball Championship is organised by the International Handball Federation (IHF). The 2015 World Men's Handball Championship was the 24th edition of the World Men's Handball Championship. Qatar is the host country of 2015 World Handball Championship.
8. Leander Paes and Martina Hingis lifted Australian Open Mixed Doubles Trophy
i. Leander Paes and Martina Hingis won the 2014 Australian Open Mixed Doubles Trophy.
ii. They defeated Daniel Nestor and Kristina Mladenovic, in straight sets, 6-4, 6-3 in the final.
iii. This was Leander's third Mixed Doubles title at the Australian Open and 15th overall. For Martina, it was the ninth title at Melbourne.
9. Australia beat England in the Final, clinch Tri-Nation ODI Series
i. Australia defeated England by 112 runs to clinch Tri-Nation ODI Series.
ii. Glenn Maxwell is declared Man of the match, he scored 95 runs and took 4 wickets which helped Australia to an emphatic win.
iii. Mitchell Starc declared winner of the Man of the series.
Brief Score:
Australia - 278/8 in 50 over England 166/10 in 39.1 overs
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those people who have not cleared cut off but got more marks than attempted can anybody tell me the slot in which they gave exam.
Karnatak bank result out 😃
Dear candidates,
National Bank for Agriculture and Rural Development (NABARD) has released the date of the Online Preliminary Examination for recruitment of Assistant Manager (RDBS) / (Rajbhasha) / (Legal) and Manager (RDBS).
The online
for the above post would be held on 01 March 2015 (Sunday). Candidates are
being advised separately by email/SMS
Please click on the following link to view the notification:
https://www.nabard.org/pdf/Notification_for_website_ENG.pdf
About NABARD
National Bank for Agriculture and Rural Development (NABARD) established on 12 July 1982 by a special act by the parliament and its main focus was to uplift rural India by increasing the credit flow for elevation of agriculture & rural non farm sector.
The headquarter of NABARD is located in Mumbai, Maharashtra. It was set up by the recommendation of Shri B. Sivaraman committee. RBI sold its stake in NABARD to the Government of India, which now holds 99% stake. NABARD is active in developing financial inclusion policy and is a member of the Alliance for Financial Inclusion.
out of box question,any1 has filed ESIC social security officer form,that came in feb 2014?still no news,any1 tried contacting dem?,because,either the exm shuld be conducted in 1 month,its already 1 year or our money shuld be given back.Seemd it has become a lost asset 😞
nov 2, evening shift... please share your attempts!!! anyone here?
Normalisaton is done section wise or overall .............. Is any normalisation there in ibps -4 .............
Cleared IBPS PO 2013 but not selected in overall cutoff.
Cleared IBPS RRB-Officer scale 1 with 115 marks but not selected due to low score
Cleared RBI Grade-B Paper 1 in 2014
Cleared IBPS PO 2014 but chances are very low due to bad interview experience
Cleared IBPS RRB-Officer scale 1 with 130 marks in 2014 but cutoff is still moving around 140
Cleared IBPS RRB Clerk with 158 in 2014 marks and same problem with is the cutoff, its around 170
Cleared IBPS Clerk in 2014 and interview is scheduled on 20 February, lets see what happens!!!
Still Unemployed,totally disappointed !! pray for me friends!!