Marketing Officer IBPS CWE SPL V 2016

karnataka Bank results for po is published 

What is the major fundamental difference  in the marketing of services in private banks and marketing of services in govt , PSU banks?

WHAT SHOULD BE THE BEST ONE LINE ANSWER?

role of MO in recapitalisation of PSBs 

Another situation based question on common sense..

What kind of product should be or can be pitched or is the best way for a customer who has done a long term investment in our bank some time back but we have figured out that he needs temporary liquidity  and wants to break his lock in period or investment with us?

(The major implication here is that when customer has recently taken our services in form of long term investment product, how we can manage to fulfill his needs in a continuous basis at the same time without loosing the growth of funds with us )

TooToo much tensed for d interview..

I heard some people discussing about their scores in SO and cut off but i have not got my scores only u r selected for interview is mentioned score is not there. somebody plz help

If someone has not been shortlisted for interview kindly share image of your marklist

Need help frnds..

I m not well and will b able to prepare for SO interview after 10/11 March. . 

Can u all guide me on how & what all important topics I need to prepare in last 4-5 days...

My interview is on 17th March 

Motivation for SO aspirants -

Mrs. Usha Ananthasubramaniam MD PNB had joined as a SO in 1982 with BOB in 1982. 

Guys few days left for interviews....

Lets start interview discussion on this post....

vijaya mallaya case could be used for putting up questions related to NPA.

Share urs po mains mark selected for mo interview

compulsory question for me: 

why you put ECGC as first preference?

please give me your valuable answers. 

What do u like to change  in  the current functioning of a bank  ?? 

Interview experience - IBPS SO-Marketing Officer - Sumeet

Date - 16/03/2015

First day first show..but I Was last in That show:)

Venue - Mumbai BOM OFFICE,Bandra(East)

Almost reached there 7.30am and document verification starts at 9.30am..

Everyone is sharing there experience n said yaaar itna faltu interview i nvr seen before..i was veery happy..Chalo Acche din aayenga but jaisa time badhta gaya difficulty level goes on:):(:(

Then its my Turn... 

Entered with smile..

Panel was sitted..6Members

1F 5-M(4old aur 1 Jawan)


Very first i wished them i said good morning insist of Afternoon..

I said sorry good afternoon sir...

I thought they nevr heard that

They said plzz sit sumit..

F-Tell me about ur background

Me-Mam family or education she said both..told everything..

F-Tell me different types of account

Me-mam basically it is 4 but has 2 main types..told everything look satisfied

F-Tell me difference between Saving n current account

Me-Tell everything

M1-What is Test Marketing? He was specialist person..

Me-Told 

M1-What is idea screening??

Me-Told

M1-what are 7p's of service??.

Me-told as this was stupid one..

M1-What is New Product development cycle??..

Me-Told

M2-What is NPA??.

me-Told

M2-How it affect on banking??.

Me-Told

M2-How u will convince to farmer about their NPA amount??.

Me-That d only answer i am not able to give convincingly

Then they explain me..

F-Again How u will target educational Loan perspective??.

Me-Told

M3-Tell me difference between ATM N Debit Card

I was confusedd..:):)

Then he said sorry ATM CARD N CREDIT CARD

Me-Told..

M4-What is CIBIL??..

Me-I said credit rating agency then said sorry sir not able to recall..as i was in more pressure..

Then they said Thank You so much:) 

The best thing yesteday was they never ask anyone are u willing to work anywhere??..:):)

Total interview was for 15-20Min..

After finished my interview

Panel member came to me n told me..

Sumit No need to worry your interview was good one or two question we will consider..

N after that i leave that premises happily..

Thats all about my Interview..Hope u like this...

How to evade y SO after PO??

Or have u qualified ibps po 5??

Friends I have a doubt , My friend was qualified for SO in marketing officer , but actually in MBA under major specialization he choose H.R and marketing as minor , is it compulsory to have marketing as major in MBA. Plzz clarify my doubt.

copy + paste from quora.com,

ayush singh working at govt bank


As i am working as marketing officer, i would lIke to share my experience.
In my case, i was posted at a branch and i did all the branch work like a PO. In case of other MO, they were posted at regional office and with help of branch managers (under the region) they try to increase the business. They regularly call the branch managers and ask about daily business. In case, they need any help then MO will visit branch to help them. 
For about 3500+ branches, there are 250+ MO. So it is not possible for MO to increase business of all branches. 
In other banks a group of 10-15 branches are alloted to each MO , and with help of branch managers and staff they help in achieving monthly targets.
Some banks have seperate sales target for MO  and periodic performance review. 
Role of MO still differs from bank to bank and sometimes within a bank as well. (As in my case).

MO are provided with option to join general banking after 5 years which means they can join branch and also become branch manager. Knowledge of branch banking is very important in promotions.

Hope this helps.

you are working in a bank you have to sell 100 accounts in a month to whom will you target ?

What is the look and feel of the interview room? 

This question might sound weird, but isn't it that, we feel comfortable when we know the place and our confidence level doesn't drop going there.. 

  • Panel members sitting in a straight line in front of you
  • One round table and you have got one seat among them
  • The setup is on a sofa (like RBI setup)
  • There are always more than 4 members
  • All of them are sitting and they ask you to stand there and answer

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